The top-rated landlord insurance agent in Milford, Connecticut is Zurita Insurance & Financial Services, rated 5.0 stars across 632 reviews. Other highly rated options include Bankers Life, Christopher Randy Carucci - State Farm Insurance Agent, Safe Insure, LLC. This directory lists 20 landlord insurance agents serving Milford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zurita Insurance & Financial Services | 188 Cherry St | (203) 951-6828 |
| 2 | Bankers Life | 185 Plains Rd Ste 205W | (203) 877-7100 |
| 3 | Christopher Randy Carucci - State Farm Insurance Agent | 63 Turnpike Square | (203) 874-1212 |
| 4 | Safe Insure, LLC | 185 Plains Rd Suite 100e | (203) 306-5026 |
| 5 | Wanda Carlson - State Farm Insurance Agent | 415 Boston Post Rd Ste 9 | (203) 877-9203 |
| 6 | Barth Insurance Agency | 100 Lansdale Ave suite p | (203) 878-3181 |
| 7 | James Perrella: Allstate Insurance | 265 Sub Way #106 | (203) 378-0391 |
| 8 | MGroup Insurance | 244 Bridgeport Ave | (203) 283-5981 |
| 9 | White Oak Insurance | 31 Cherry St #104 | (203) 951-6641 |
| 10 | Timothy Saller: Allstate Insurance | 232 Boston Post Rd | (203) 876-0085 |
Zurita Insurance & Financial Services serves the Milford, Connecticut area as a landlord insurance agent. It helps property owners find coverage for rental homes and apartment buildings. Policies typically protect against losses from fire, vandalism, and liability claims. The company also assists with protecting rental income when a property becomes uninhabitable. Tailored solutions are provided for single-family rentals and multi-unit residential properties.
Bankers Life in Milford, CT, provides a full range of landlord insurance agent services including policy evaluation, risk assessment, and claims assistance. It offers tailored property protection plans designed to address routine maintenance issues and unexpected damages for income-producing real estate. The agency focuses on helping property owners secure adequate coverage limits and navigate liability concerns specific to rental operations. Its services accommodate various property types such as single-family homes, apartment complexes, local retail spaces, and neighborhood restaurants.
Christopher Randy Carucci - State Farm Insurance Agent in Milford, CT serves homeowners, landlords, and property managers seeking coverage for rental properties. The agency provides landlord insurance policies tailored to protect residential investment properties, including rental dwellings and multi-unit buildings. Supporting local property owners with risk management and claims guidance, the office also extends its services to clients in neighboring communities such as Orange and West Haven along the New Haven County metro area.
Safe Insure, LLC serves Milford, Connecticut, and the surrounding shoreline communities, specializing in policies for owners of single-family rentals, multi-unit properties, and small commercial buildings. It handles all aspects of local landlord coverage, including dwelling protection, loss of rental income, and general liability for residential and commercial tenants. To manage a typical property insurance need, the agency personally reviews each building’s specific risk factors and recommends coverage limits aligned with current local replacement costs.
Wanda Carlson - State Farm Insurance Agent in Milford, CT offers landlord insurance with the key difference between one-time policy setup and recurring annual renewals. Their coverage addresses property damage, liability protection, and potential loss of rental income for local residential landlords. Service runs on a scheduled annual basis, with policy reviews and adjustments available as needed following lease changes or property updates.
Barth Insurance Agency in Milford, CT offers specialized landlord insurance policies designed to protect rental property investments. Its general services include coverage for residential and commercial rental properties, helping property owners manage liability risks and property damage. The agency tailors policies to local building codes and tenant turnover challenges. It assists with common seasonal concerns, such as ensuring adequate coverage for winter-related damage from frozen pipes or roof collapse in the New England climate.
When heavy rainfall threatens property in Milford, tenants and owners alike worry about damage to ceilings and basements. James Perrella: Allstate Insurance provides landlord insurance coverage that addresses leaks, electrical failures, and tenant liability claims common to rental homes. A good policy helps manage the unexpected costs of property repairs or lost rental income during vacancies. To get started, a representative typically visits the property for a brief inspection and photographs to confirm the buildingâs condition and safety features.
MGroup Insurance provides landlord insurance agency services to property owners throughout Milford, Connecticut. It specializes in policies that cover residential rental dwellings, multi-family units, and small commercial properties, offering tailored liability and building protection. This agency can also arrange coverage for mixed-use spaces combining retail and residential occupancy. Commercial sectors served by MGroup Insurance include offices, warehouses, and food service establishments requiring specialized property and liability risk management.
White Oak Insurance is a landlord insurance agent serving property owners in Milford, CT. The agency covers residential rental properties, helping landlords secure policies that protect against property damage and liability claims. It also offers guidance on loss of rental income coverage, an essential consideration for those with tenants. As a specialty service, White Oak Insurance can provide policies that account for risks associated with short-term rental arrangements, such as those on vacation rental platforms.
What Does a a Landlord Insurance Agent in Milford Cost?
Landlord insurance in Connecticut typically costs between 15 and 25 percent more than a standard homeowners policy. For a single family rental in Milford annual premiums often range from 800 to 1500 dollars. Factors include property age, location near the coast, and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Milford
A landlord insurance agent in Milford Connecticut helps property owners protect their rental investments. Connecticut law does not require landlord insurance but most mortgage lenders do require it. Local agents understand the specific risks for coastal properties and older homes common in the Milford area.
Frequently Asked Questions
What does landlord insurance cover in Connecticut?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Connecticut policies often exclude flood damage so separate flood insurance may be needed for Milford properties near the coast.
Is landlord insurance required by law in Connecticut?
Connecticut state law does not mandate landlord insurance. However most mortgage lenders require a landlord policy. Also many lease agreements in Milford include provisions that the landlord carry liability coverage.
How does Connecticut landlord insurance handle tenant damage?
Standard landlord policies in Connecticut cover accidental damage but may not cover intentional damage by tenants. Agents can help you add vandalism coverage. Connecticut security deposit laws limit what a landlord can deduct so insurance is important for major losses.
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