The top-rated landlord insurance agent in Fairfield, Connecticut is Farmers Insurance - Oluwatoyin Ogunbiyi, rated 5.0 stars across 168 reviews. Other highly rated options include Mark Otterson - State Farm Insurance Agent, Colleen Tighe - State Farm Insurance Agent, Edgar Almanzar - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Oluwatoyin Ogunbiyi | 303 Linwood Ave Ste 1f | (203) 884-6718 |
| 2 | Mark Otterson - State Farm Insurance Agent | 2452 Black Rock Tpke #1 | (203) 690-1330 |
| 3 | Colleen Tighe - State Farm Insurance Agent | 102 Kings Hwy E | (203) 953-3220 |
| 4 | Edgar Almanzar - State Farm Insurance Agent | 765 Post Rd | (203) 307-2001 |
| 5 | Cusmano Agency | 425 Kings Hwy E | (203) 394-6645 |
| 6 | Karen Fowler: Allstate Insurance | 1495 Black Rock Tpke | (203) 333-4413 |
| 7 | The Morfe-Behan Agency: Allstate Insurance | 173 Post Rd | (203) 445-6029 |
| 8 | Nationwide Insurance: Stephen F Boccarossa | 1828 Post Rd | (203) 256-8029 |
| 9 | Double Eagle Insurance Agency of CT | 35 Kings Hwy E Suite 205 | (203) 227-9229 |
| 10 | American Agency Inc | 585 Villa Ave # 1 | (203) 333-9222 |
Farmers Insurance - Oluwatoyin Ogunbiyi serves Fairfield County and the surrounding Connecticut area, providing specialized landlord insurance policies for property owners who rent out residential homes, apartments, or condos. The agency works with landlords to secure coverage that protects against property damage from fire or weather, as well as liability protection if a tenant is injured on the premises. To help mitigate income loss when a rental unit becomes uninhabitable, they also offer policies covering fair rental value and loss of rent from covered events.
Mark Otterson - State Farm Insurance Agent in Fairfield, CT, provides landlord insurance coverage to protect rental property investments. Services include customized policies for property damage, liability protection, and loss of rental income, with options for maintenance plans and claim support. The agency helps landlords manage risks and comply with local requirements. It serves owners of single-family homes, apartments, retail spaces, and restaurants.
Colleen Tighe - State Farm Insurance Agent in Fairfield, CT, serves homeowners, property managers, and small business owners who need landlord insurance coverage. The company helps clients protect rental properties against common risks such as property damage and liability claims. They also offer guidance on policy options suited for local rental housing standards and regulations. In addition to serving Fairfield, the agency covers neighboring communities in the Bridgeport metro area including Trumbull and Newtown.
Edgar Almanzar - State Farm Insurance Agent serves Fairfield, Connecticut, and the surrounding communities, handling landlord insurance policies for residential and small commercial rental properties. The agency addresses coverage needs such as property damage, liability protection, and potential loss of rental income. To manage a typical policy, the agent conducts a thorough review of the property’s specifics and the landlord’s exposure, then recommends tailored coverage options to fit the client’s circumstances.
Cusmano Agency in Fairfield, CT, provides landlord insurance services that differ between one-time policy placements for single property needs and recurring support for ongoing portfolio management. Coverage commonly protects against property damage and liability exposure. The agency guides landlords in selecting appropriate protection for residential or commercial rentals in the local area, assisting with risk evaluations and claims processing. Service arrangements run on an as-needed basis, allowing property owners to request assistance whenever a specific insurance situation arises without a predefined schedule.
Karen Fowler: Allstate Insurance in Fairfield, CT specializes in landlord insurance policies tailored for property owners. The agency works with individual landlords and local investors, offering general risk management guidance and liability protection. Services include helping clients evaluate coverage for rental properties, from single-family homes to small multi-unit dwellings. The team assists with safeguarding structures and addressing vacancy exposures. When autumn leaves clog Fairfield gutters or winter ice damns threaten rentals, this agency can advise on the resultant insurance concerns that rental property owners typically face.
As storm season approaches in Fairfield, property owners often review their rental coverage needs. The Morfe-Behan Agency: Allstate Insurance provides landlord insurance for local rental properties, addressing liability protection and dwelling coverage. The agency serves landlords managing single-family homes or multi-unit buildings, helping them tailor policies for their specific risk exposure. An initial property assessment typically begins with a review of the rental unit's condition and tenant usage.
Nationwide Insurance agent Stephen F Boccarossa works with property owners to secure coverage that addresses standard risks for rental dwellings. This agency specializes in landlord insurance policies tailored for Fairfield properties, offering liability protection and coverage for building structures and loss of rental income. Additional endorsements can be added for equipment breakdown, ordinance or law compliance, and tenant-occupied vandalism. The agency serves commercial sectors including offices, warehouses, and food service operations.
Based in Fairfield, CT, Double Eagle Insurance Agency of CT primarily arranges residential landlord insurance policies for property owners. They also handle coverage for commercial rental properties, extending their services across the greater Fairfield area. Working with local landlords, they structure policies to address common regional risks. After a policy is issued, the agency remains available for adjustments or policy reviews. A representative typically contacts clients to discuss renewal options or coverage updates between their regular scheduled property visits.
American Agency Inc, a landlord insurance agent in Fairfield, CT, is recognized for helping residential and commercial property owners secure coverage against tenant-related risks. Its policies typically protect against property damage, lost rental income, and liability. The agents assess each property’s unique exposure, factoring in local weather patterns and rental market conditions. Additional specialty services can include coverage for a client’s leased equipment or appliances.
What Does a a Landlord Insurance Agent in Fairfield Cost?
Typical landlord insurance costs in Connecticut range from 15 to 25 percent more than standard homeowners insurance. For a single family rental in Fairfield expect annual premiums between 1200 and 2500 dollars. Factors like property age, location near the coast, and number of units affect the price. This is general information and not insurance advice.
About landlord insurance agents in Fairfield
Landlord insurance agents in Fairfield Connecticut help property owners protect their rental investments with tailored policies. Connecticut law requires landlords to maintain certain liability coverages and agents can explain how local ordinances affect your policy. Working with a local agent ensures you understand state specific requirements like lead paint disclosure and security deposit regulations.
Frequently Asked Questions
What does landlord insurance cover in Connecticut?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Connecticut, policies often include coverage for weather related damage like snow and ice. You can also add endorsements for flood or earthquake risks.
Is landlord insurance required by law in Fairfield?
Connecticut does not legally require landlord insurance but most mortgage lenders mandate it. Without coverage you risk paying out of pocket for property damage or liability claims. Fairfield landlords often face higher premiums due to coastal weather risks.
How do I choose a landlord insurance agent in Fairfield?
Look for an agent with experience in Connecticut rental property laws and local Fairfield market conditions. Ask about policy options for multi unit buildings and short term rentals. Verify the agent is licensed with the Connecticut Insurance Department.
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