The top-rated landlord insurance agent in Stratford, Connecticut is A J Gambardella Insurance and Financial Services, rated 5.0 stars across 474 reviews. Other highly rated options include Omar Juarbe - State Farm Insurance Agent, Portsmouth Atlantic Insurance, Rick LoCicero - State Farm Insurance Agent. This directory lists 19 landlord insurance agents serving Stratford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A J Gambardella Insurance and Financial Services | 6580 Main St #201 | (203) 377-8455 |
| 2 | Omar Juarbe - State Farm Insurance Agent | 3231 Main St | (203) 377-5167 |
| 3 | Portsmouth Atlantic Insurance | 160 1st Ave | (603) 431-4020 |
| 4 | Rick LoCicero - State Farm Insurance Agent | 1516 Barnum Ave | (203) 610-6939 |
| 5 | Kim LoCicero - State Farm Insurance Agent | 1516 Barnum Ave Ste 2 | (203) 278-5128 |
| 6 | Scott Insurance | 3151 Main St | (203) 375-5847 |
| 7 | Kevin Lavelle: Allstate Insurance | 3651 Main St Unit 1 | (203) 371-1131 |
| 8 | Auto-Cycle Insurance | 1742 Barnum Ave | (203) 366-2000 |
| 9 | Carl Baker - State Farm Insurance Agent | 305 Boston Ave #202 | (203) 385-1108 |
| 10 | Dougherty Insurance Agency, Inc. | 2420 Main St | (203) 377-4394 |
A J Gambardella Insurance and Financial Services offers landlord insurance coverage protecting property owners from rental-related risks, including policies for liability and dwelling protection. The company provides ongoing support for claims filing and policy maintenance to help landlords manage coverage adjustments as property needs evolve. It services single-family homes, apartment buildings, retail spaces, and restaurants throughout the Stratford, CT area.
Omar Juarbe - State Farm Insurance Agent serves the Stratford, Connecticut area and Fairfield County with landlord insurance solutions. The agency assists property owners in protecting rental dwellings against common liability and property damage risks. This includes coverage for income loss when a unit is uninhabitable after a covered incident. They also help landlords manage risks associated with tenant injury claims. The agency handles specialized policies for commercial rental properties and single-family home rentals.
Portsmouth Atlantic Insurance serves landlords who own residential or commercial rental properties in the Stratford area. It provides landlord insurance policies to protect buildings, liability exposure, and potential loss of rental income. The agency assists both individual property owners and professional property managers seeking tailored coverage for their portfolios. Portsmouth Atlantic Insurance also works with clients maintaining rental units throughout nearby Bridgeport.
Rick LoCicero - State Farm Insurance Agent serves Stratford, Connecticut, and the surrounding communities. The agency handles landlord insurance coverage for residential rental properties in the area. Its offerings include policies designed to protect property owners from common rental risks. The agency evaluates each property’s specific exposures to local weather and tenant-related liabilities. To handle a typical job, it starts by reviewing the property’s age and construction type to determine appropriate coverage limits.
For landlords in Stratford, CT, Kim LoCicero - State Farm Insurance Agent provides both one-time policy placements for single property needs and scheduled, ongoing coverage options for managing a growing portfolio. Their landlord insurance typically protects rental structures, liability exposure, and potential loss of rental income during repairs. General consultations help clarify local coverage requirements. This service is offered on both a scheduled and as-needed basis, allowing customers to initiate coverage at any point during the year rather than only at a policy renewal date.
Scott Insurance in Stratford, CT specializes in policies tailored for residential and commercial rental property owners. Its general service work encompasses risk assessment for multi-unit buildings and single-family homes, helping landlords secure appropriate liability and property coverage for their investments. The agency regularly assists property owners in evaluating deductible levels and ensuring compliance with lender requirements. During the colder months, Scott Insurance guides landlords on winter-related risks such as burst pipes and ice dam damage, helping prevent costly claims from seasonal weather.
Kevin Lavelle: Allstate Insurance provides coverage for property owners in Stratford, Connecticut, with a focus on landlord insurance solutions. This agency helps rental property owners protect their investments against common risks such as property damage, liability claims, and loss of rental income. Additional policy options can be tailored to cover specific needs beyond standard liability and dwelling protection. Commercial sectors served by this insurer include offices, warehouses, and food service establishments, each requiring distinct coverage considerations for their unique operational exposures.
Landlords in Stratford often face the challenge of finding reliable coverage for seasonal rental vacancies or turnover periods. Auto-Cycle Insurance addresses this by offering landlord insurance policies tailored for property owners who need straightforward protection. As a local agent, the company provides guidance on managing potential liability and safeguarding rental property investments. An initial assessment typically involves discussing the property type, rental arrangement, and any existing safety features to determine the appropriate level of coverage for the landlord.
Serving Stratford, Carl Baker - State Farm Insurance Agent provides residential landlord insurance for property owners who rent out homes and apartments. Commercial coverage is also available for small multi-unit buildings and similar properties within the local area. Policies are structured to address common risks associated with rental income properties in Connecticut. The agent can review specific liability and property damage needs with each client. Regular follow-up service and policy reviews between visits help ensure continued adequate protection as rental situations evolve.
Dougherty Insurance Agency, Inc. in Stratford, Connecticut is known for providing property protection tailored specifically to rental property owners. The agency works with residential and commercial landlords to develop coverage plans that address liability concerns and building structure risks common to local rental markets. Policy packages frequently include protection for loss of rental income while damaged units undergo necessary repairs. An additional specialty service the agency offers to landlords is customized umbrella liability coverage to help safeguard accumulated assets against larger claims.
What Does a a Landlord Insurance Agent in Stratford Cost?
Typical landlord insurance costs in Connecticut range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Stratford you might pay 800 to 1500 dollars per year depending on property value location and coverage limits. Multi-unit properties cost more. This is general information not insurance advice.
About landlord insurance agents in Stratford
Landlord insurance agents in Stratford Connecticut help property owners protect their rental investments with tailored policies. Connecticut law does not require landlord insurance but most mortgage lenders do. Agents can guide you on coverage for property damage liability and loss of rental income specific to the Stratford market.
Frequently Asked Questions
What does landlord insurance cover in Connecticut?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property. Connecticut law requires landlords to maintain safe premises which liability coverage helps address.
How do I find a landlord insurance agent in Stratford?
You can search online for independent agents in Stratford who specialize in rental property insurance. Many local agencies offer quotes from multiple carriers. Check that the agent is licensed in Connecticut through the state insurance department website.
Is landlord insurance required by law in Connecticut?
Connecticut state law does not mandate landlord insurance. However your mortgage lender may require it as a condition of the loan. Some town ordinances in Stratford may also have specific insurance requirements for rental properties.
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