The top-rated landlord insurance agent in Southington, Connecticut is Joe Plante - State Farm Insurance Agent, rated 4.8 stars across 65 reviews. Other highly rated options include Quadrato Insurance LLC, Sardilli Insurance Agency, Dryden Insurance Agency. This directory lists 13 landlord insurance agents serving Southington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Plante - State Farm Insurance Agent | 142 Queen St | (860) 621-0005 |
| 2 | Quadrato Insurance LLC | 276 N Main St FL 2 | (860) 329-0104 |
| 3 | Sardilli Insurance Agency | 22-26 Center St | (860) 628-9686 |
| 4 | Dryden Insurance Agency | 360 N Main St #6 | (860) 628-2200 |
| 5 | Goosehead Insurance/ Dumond Agency, LLC | 35 N Main St flr suite 3a-10 | (860) 384-6722 |
| 6 | Joseph Krar & Associates, Inc. | 1676 West St | (860) 628-3967 |
| 7 | Kevin Linskey - State Farm Insurance Agent | 1049 Queen St Ste 10 | (860) 747-1044 |
| 8 | Goosehead Insurance - Ryan Dumond | 35 N Main St Suite 3A-10 | (860) 385-4524 |
| 9 | CT Casualty | 200 Executive Blvd S | (800) 922-2886 |
| 10 | Corporate Risk Solutions | 98 Center St | (860) 426-1080 |
Joe Plante - State Farm Insurance Agent serves Southington, Connecticut, and the surrounding Hartford County area, specializing in landlord insurance policies for property owners. The agency helps residential landlords protect their rental properties against common risks like fire damage, weather-related losses, and vandalism. This office works with local investors to secure coverage that addresses liability concerns and loss of rental income. Specific services handled here include customized dwelling protection plans and landlord-focused liability coverage.
Quadrato Insurance LLC provides a full range of landlord insurance services for property owners in Southington, CT. It structures comprehensive policies that cover property damage, liability, and income loss from tenant vacancies. The agency helps landlords establish appropriate maintenance schedules to prevent claims and reduce risk. Its service plans include routine policy reviews that adjust coverage as property values change. Quadrato Insurance LLC services single-family homes, apartment buildings, retail spaces, and restaurants.
Sardilli Insurance Agency serves property managers and residential landlords in the Southington, Connecticut area, offering customized coverage plans designed to protect rental properties from liability claims, property damage, and lost rental income. Policies are tailored to address the specific risks associated with leasing houses and multifamily units. The agency also works with local business owners who lease commercial spaces. In addition to serving Southington, Sardilli Insurance Agency provides landlord insurance for properties located in the neighboring community of Plainville.
Dryden Insurance Agency serves Southington, Connecticut and the surrounding communities, handling landlord insurance policies for rental property owners. The agency offers coverage that protects residential and commercial rental properties, including liability protection and building damage. It addresses a landlord’s need to safeguard income against tenant-related risks and property hazards common in the area. Dryden approaches each client’s situation by reviewing specific property needs and matching them with appropriate coverage from its available insurance carriers.
Goosehead Insurance/Dumond Agency, LLC in Southington, CT offers specialized landlord insurance agent services for property owners. It helps clients secure coverage tailored to rental properties, addressing both short-term and long-term leasing risks in the area. The agency guides landlords through policy options to protect against property damage and liability. With changing seasons in Connecticut, it assists property owners with insurance adjustments needed after winter storms affect rental units.
As Connecticut rental properties weather another harsh winter, Joseph Krar & Associates, Inc. in Southington works with landlords to address seasonal risks like frozen pipes and ice dam damage. The agency provides liability coverage appropriate for multi-family dwellings and single-unit rentals across the region. Property owners rely on their guidance for accounting for tenant turnover and local regulatory updates. A thorough inspection of the premises and existing insurance portfolio typically begins any new client engagement.
Kevin Linskey - State Farm Insurance Agent in Southington, CT provides landlord insurance coverage that addresses the difference between a one-time policy for a single vacancy and a recurring plan for ongoing property protection. Coverage typically includes dwelling, liability, and loss-of-rent protection. Service is arranged on a one-time, scheduled, or as-needed basis depending on the specific insurance requirements for the rental property.
Goosehead Insurance - Ryan Dumond in Southington, CT provides residential landlord insurance for property owners renting out single-family homes, duplexes, and condominiums. Commercial coverage is also available for multi-unit apartment buildings or mixed-use properties in and around the greater Hartford area. As ongoing tenant changes or policy renewals occur, the local office offers direct follow-up to adjust coverage limits or add additional landlord protection between regular inspection visits.
CT Casualty serves residential and commercial property owners in the Southington area by securing coverage for rental properties and income loss. The firm specializes in landlord insurance policies that protect against tenant damage, liability claims, and weather-related property risks. These policies can be enhanced with add-ons such as flood protection and equipment breakdown coverage. Commercial sectors it can serve include office buildings, warehouses, and food service establishments.
Corporate Risk Solutions in Southington, CT is known for helping property owners secure appropriate coverage for rental dwellings. The agency provides landlord insurance policies that protect against property damage, liability claims, and loss of rental income specific to residential and commercial leased buildings. Its local agents assess individual property risks to tailor appropriate protection levels. An optional add-on service includes coverage for loss of rent during extended vacancy periods.
What Does a a Landlord Insurance Agent in Southington Cost?
The cost of landlord insurance in Connecticut typically ranges from 800 to 2,500 dollars per year for a single-family rental property. Factors include the propertys location age and replacement cost as well as the coverage limits and deductible you choose. In Southington rates may be slightly higher due to local weather risks like snow and ice damage. This is general information and not insurance advice.
About landlord insurance agents in Southington
Landlord insurance agents in Southington Connecticut help property owners find coverage for rental homes and multi-unit buildings. Connecticut law requires landlords to maintain certain liability protections, and a local agent can explain how policies cover property damage loss of rent and legal costs. Working with an agent familiar with Southington real estate ensures your policy matches local risks.
Frequently Asked Questions
What does landlord insurance cover in Connecticut?
Landlord insurance typically covers the building structure liability for tenant injuries and loss of rental income. Connecticut does not require landlord insurance by statute but mortgage lenders often demand it. A local agent can help you add coverage for flood or sewer backup which are common risks in Southington.
How do I choose a landlord insurance agent in Southington?
Look for an agent who specializes in rental property insurance and knows Connecticut insurance regulations. Ask about their experience with multi-unit dwellings and whether they offer policies from multiple carriers. A good agent will review your property details and suggest appropriate coverage limits.
Are there specific Connecticut laws that affect landlord insurance?
Connecticut law requires landlords to keep properties in habitable condition and follow security deposit rules. While insurance does not cover code violations it can protect you if a tenant sues for negligence. An agent can explain how liability coverage works with Connecticut landlord tenant laws.
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