The top-rated landlord insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 12 landlord insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Gabriel Garcia-Hitt | 671 Academy Ct UNIT A | (970) 686-6839 |
| 2 | Scott Horvath - State Farm Insurance Agent | 1295 Main St #6 | (970) 686-6161 |
| 3 | Joe Unruh: Allstate Insurance | 1051 Main St | (970) 686-1026 |
| 4 | Scott Harper - State Farm Insurance Agent | 819 Main St | (970) 674-0937 |
| 5 | Heidi Washburn - State Farm Insurance Agent | 519 Main St | (970) 833-5304 |
| 6 | Farmers Insurance - Tammy Woods | 208 Main St | (970) 686-6555 |
| 7 | Mary Agcaoili: Allstate Insurance | 1039 Main St H | (970) 686-1026 |
| 8 | Squires Insurance Solutions | 421 Main St B | (970) 686-7778 |
| 9 | LSI Insurance Agency, Inc. | 401 Pointe Plz Dr Suite B | (970) 674-1151 |
| 10 | Brian Binder Agency Inc American Family Insurance | 400 Main St B | (970) 674-3223 |
Farmers Insurance - Gabriel Garcia-Hitt serves Weld County and the surrounding northern Colorado region, specializing in landlord insurance agent services for property owners. This agency helps clients secure policies that protect rental homes and duplexes from common risks. General liability coverage is combined with property damage protection. Tailored solutions address the needs of Windsor property investors. Services include loss of rental income coverage and landlord dwelling insurance, ensuring comprehensive protection for local rental properties.
Scott Horvath - State Farm Insurance Agent serves homeowners, property managers, and small business landlords in Windsor, Colorado, who need coverage for rental dwellings. The agency provides standard landlord insurance policies that protect against property damage, liability claims, and loss of rental income. Clients can customize policies to cover single-family homes, duplexes, or multi-unit rental properties. The agent also assists with flood insurance options for properties in flood-prone areas. This office helps landlords across the Windsor area and extends services to nearby Fort Collins.
Joe Unruh: Allstate Insurance in Windsor, CO, provides landlord insurance agent services including policy quotes, coverage adjustments, and claims assistance for rental property owners. Its service plans involve regular policy reviews to align with changing property values and liability needs, ensuring adequate protection against common risks. The company services single-family homes, apartments, retail spaces, and restaurants, catering to landlords seeking tailored coverage solutions.
Scott Harper - State Farm Insurance Agent serves Windsor, Colorado, and the surrounding communities in northern Colorado, handling landlord insurance policies for property owners. The agency works with residential rental properties and small multifamily units common in the region, focusing on coverage for structures and liability exposure. To approach a typical job, Scott Harper reviews the specific property details and rental situation with the client, then customizes a policy that addresses local risks.
In Windsor, a landlord insurance agent offers coverage for both one-time policy setups and ongoing risk management, typically addressing property damage and liability concerns. Heidi Washburn of State Farm provides standard policies protecting rental structures against common perils. The service operates on a scheduled basis, with clients contacting the office for policy reviews or adjustments as their rental properties change.
As northern Colorado’s seasonal hailstorms and sudden temperature shifts put rental properties at risk, property owners in Windsor turn to Farmers Insurance - Tammy Woods for tailored landlord insurance solutions. Coverage for dwelling protection, liability, and loss of rental income helps mitigate common local weather-related exposures. The company structures policies to address the specific leasing needs of small-scale and single-family property owners in the area. The process begins with a thorough inspection and risk assessment of the rental unit.
Mary Agcaoili: Allstate Insurance offers tailored landlord insurance coverage for rental property owners in Windsor, CO. Its services generally include protection for income loss and liability, while also addressing the unique risks of serving tenants in local residential markets. This thorough approach helps property owners safeguard investments against common perils like fire, theft, or weather damage. During spring thaw season, the agency assists landlords with policies that cover water damage from burst pipes caused by freeze-related maintenance issues.
Landlords choose between one-time policy setup for a single property or scheduled policy renewals for a growing portfolio, both tailored to protecting rental income and property assets. Squires Insurance Solutions in Windsor, Colorado specializes in matching rental property owners with coverage that addresses liability, property damage, and loss of rent. Service operates on a primarily as-needed basis for new policies, adjustments, and claims support with scheduled annual reviews to align coverage with rental portfolio changes.
LSI Insurance Agency, Inc. serves property owners in Windsor, Colorado, and the surrounding communities throughout northern Colorado. The company handles landlord insurance policies designed to protect rental dwellings, including coverage for property damage, liability risks, and loss of rental income. Each policy addresses the specific exposures faced by residential rental property owners in the region. To complete a typical job, LSI Insurance Agency reviews the unique characteristics of a client’s rental property and matches those details with appropriate coverage options from its available carriers.
Brian Binder Agency Inc American Family Insurance in Windsor, CO focuses on helping property owners manage risk and protect their investments through comprehensive landlord insurance policies. The agency specializes in tailoring coverage options that address the unique liabilities property owners face when leasing residential or commercial spaces. Its insurance solutions can cover structures and rental income loss alongside general liability protection. The agency is equipped to serve a range of commercial sectors including offices, warehouses, and food service operations.
What Does a a Landlord Insurance Agent in Windsor Cost?
Landlord insurance in Colorado typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Windsor, annual premiums range from 800 to 2,500 dollars depending on property value, location, and coverage limits. Policies with higher liability limits or additional endorsements cost more. This is general information and not insurance advice.
About landlord insurance agents in Windsor
A landlord insurance agent in Windsor Colorado helps property owners protect their rental investments. Colorado law requires landlords to maintain certain property standards but does not mandate landlord insurance. An agent can explain coverage options specific to Windsor rental properties and Colorado tenant laws.
Frequently Asked Questions
What does landlord insurance cover in Windsor Colorado?
Landlord insurance typically covers property damage, liability claims, and loss of rental income. In Colorado, policies often include coverage for wind, hail, and fire damage common in the region.
Is landlord insurance required by Colorado law?
Colorado does not require landlord insurance by state statute. However, mortgage lenders usually require it for rental properties. An agent can help you meet lender requirements and protect your investment.
How do I choose a landlord insurance agent in Windsor?
Look for an agent experienced with Colorado rental property laws and Windsor specific risks. Ask about coverage for tenant damage, liability limits, and vacancy periods. Compare quotes from multiple agents.
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