The top-rated landlord insurance agent in Commerce City, Colorado is Eddie Olivas - State Farm Insurance Agent, rated 4.8 stars across 290 reviews. Other highly rated options include Matthew Carlson: Allstate Insurance, Tyrone Byrd - State Farm Insurance Agent, Aspen Insurance Group. This directory lists 17 landlord insurance agents serving Commerce City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eddie Olivas - State Farm Insurance Agent | 7270 Magnolia St | (303) 288-8880 |
| 2 | Matthew Carlson: Allstate Insurance | 10250 Idalia St Ste 6 | (720) 699-1133 |
| 3 | Tyrone Byrd - State Farm Insurance Agent | 13611 E 104th Ave #700 | (720) 535-1191 |
| 4 | Aspen Insurance Group | 6990 E 72nd Ave | (720) 542-9556 |
| 5 | Premier Group Insurance Commerce City Colorado | 6990 CO-2 | (720) 645-1908 |
| 6 | Marcus Sanchez - State Farm Insurance Agent | 18220 E 104th Ave #102 | (303) 835-9938 |
| 7 | ASAP Insurance & Taxes | 6105 E 72nd Ave Unit B | (720) 990-8329 |
| 8 | Carl Marx & Associates, LLC American Family Insurance | 13659 E 104th Ave #550 | (303) 457-0053 |
| 9 | De Paz Insurance Agency | 7290 Magnolia St | (720) 993-7343 |
| 10 | InsurB Inc. | 7249 Magnolia St | (720) 660-9365 |
As winter approaches in Commerce City, property owners often face increased risks from frozen pipes and weather-related damage. Eddie Olivas - State Farm Insurance Agent helps landlords secure coverage tailored to protect their rental investments throughout the year. This local agency focuses on policies that address liability, property structure, and potential loss of rental income. For landlords managing single-family homes or small multifamily units, the process begins with a thorough discussion of the property’s specific needs and a full inspection of the premises to assess current conditions.
Matthew Carlson: Allstate Insurance offers a range of landlord insurance services including property protection, liability coverage, and loss-of-rent options tailored for rental property owners. Its maintenance plans typically cover unexpected repairs to essential systems like plumbing and electrical, helping landlords mitigate financial disruptions. The company services various property types in Commerce City, including single-family homes, apartments, retail spaces, and restaurants, each with specific coverage needs.
Tyrone Byrd’s State Farm Insurance Agency serves Commerce City and the surrounding metro area, offering landlord insurance policies designed to protect rental property owners. These services help cover building damage, liability claims, and loss of rental income during repairs. The agent works with local landlords to assess property risks and structure coverage that meets their investment needs. Among the specific services handled are policies for single-family rental homes and multi-unit residential properties.
Aspen Insurance Group serves homeowners, rental property owners, and property managers in the Commerce City, Colorado area by providing landlord insurance policies. These policies help protect residential investment properties from liability claims, property damage, and loss of rental income. The agency works with local property investors to assess coverage needs for single-family rentals, duplexes, and small multifamily buildings. It also offers guidance on risk management for landlords seeking to safeguard their assets. The company extends its services to neighboring communities, including the Brighton area and other parts of the Denver metro.
Premier Group Insurance serves Commerce City, Colorado, and the surrounding communities with landlord insurance agent services. The company handles specialized insurance policies for rental property owners, covering residential and commercial landlords in the area. Its work typically includes assessing property risks and securing coverage for structures and liability. To manage a typical job, the agent first reviews the specific needs of the landlord’s rental portfolio, then matches those needs with appropriate policy options from available carriers to ensure appropriate protection.
Marcus Sanchez - State Farm Insurance Agent offers both single-policy placements for one-time coverage needs and recurring service options for landlords who prefer ongoing portfolio updates. Policies typically protect rental properties from common perils such as fire, theft, and liability claims. Located in Commerce City, CO, this agent helps local property owners understand how landlord insurance differs from standard homeowners coverage. All services operate on an as-needed basis, so clients request assistance when new properties are acquired or existing policies require adjustments.
ASAP Insurance & Taxes specializes in property protection for landlords in Commerce City, CO, covering rental dwellings and income loss. The agency works with landlords to secure policies that address liability and property damage from tenants. It assists with coverage adjustments for new rental property acquisitions or renovations. Landlord insurance agents in this area help owners prepare for common seasonal issues such as burst pipes from winter freezing or water damage after summer storms.
With winter weather threatening Commerce City properties, a landlord insurance agent addresses coverage gaps that seasonal storms can expose. Carl Marx & Associates, LLC American Family Insurance serves local rental property owners by explaining how policies respond to burst pipes or roof damage. Their work focuses on matching appropriate liability limits and dwelling coverage to each building’s age and condition. The initial step is scheduling a property walkthrough with the agent to assess risks and document existing structures for policy recommendations.
What Does a a Landlord Insurance Agent in Commerce City Cost?
Landlord insurance in Colorado typically costs 800 to 1,500 dollars per year for a single family rental property. Factors that affect price include the propertys age construction type and proximity to fire stations. Policies with higher liability limits or additional coverage for loss of rent will cost more. This is general information and not insurance advice.
About landlord insurance agents in Commerce City
Landlord insurance agents in Commerce City Colorado help property owners secure coverage for rental homes and multi-unit buildings. Colorado law does not require landlord insurance but mortgage lenders often do. Local agents understand risks like hail damage and tenant liability common in the Denver metro area.
Frequently Asked Questions
What does landlord insurance cover in Commerce City Colorado?
Landlord insurance typically covers property damage from fire wind and hail. It also includes liability protection if a tenant or visitor is injured on your property. Loss of rental income coverage is available if the unit becomes uninhabitable due to a covered loss.
Is landlord insurance required by Colorado law?
Colorado state law does not require landlord insurance. However most mortgage lenders require a landlord policy if you rent out the property. A local agent can help you meet lender requirements while avoiding gaps in coverage.
How much does landlord insurance cost in Commerce City Colorado?
Premiums for landlord insurance in Colorado range from 25 to 50 percent more than standard homeowners insurance. A typical policy for a single family rental in Commerce City costs between 800 and 1,500 dollars per year. Costs depend on property value location and coverage limits.
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