The top-rated landlord insurance agent in Colorado Springs, Colorado is State Farm: Dan Lewis South, rated 4.9 stars across 1,152 reviews. Other highly rated options include Peter Martinez - State Farm Insurance Agent, Rusty Fanning - State Farm Insurance Agent, Chris Sutherland - State Farm Insurance Agent. This directory lists 31 landlord insurance agents serving Colorado Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Dan Lewis South | 1614 S Academy Blvd Suite 110 | (719) 434-3944 |
| 2 | Peter Martinez - State Farm Insurance Agent | 2803 E Bijou St | (719) 633-0300 |
| 3 | Rusty Fanning - State Farm Insurance Agent | 330 N Tejon St | (719) 694-2165 |
| 4 | Chris Sutherland - State Farm Insurance Agent | 8320 Razorback Rd | (719) 598-8211 |
| 5 | A Plus Insurance | 121 S Tejon St UNIT 1107 | (719) 392-4000 |
| 6 | Premier Group Insurance Karen Frausto | 2811 E Fountain Blvd | (719) 662-3895 |
| 7 | ALINK Insurance Services - Colorado Springs, CO | 2407 W Colorado Ave | (719) 473-6262 |
| 8 | Nick Fransioli - State Farm Insurance Agent | 6799 Bismark Rd Suite A | (719) 694-8915 |
| 9 | Farmers Insurance - Jacob Morgan | 1255 Lake Plaza Dr Ste 135 | (719) 576-2638 |
| 10 | Inszone Insurance Services | 4905 N Union Blvd STE 202 | (719) 645-8212 |
State Farm: Dan Lewis South serves the Colorado Springs, Colorado metro area as a landlord insurance agent, specializing in protecting rental properties. The agency helps property owners secure coverage for single-family homes, duplexes, and multi-unit buildings. Landlord policies typically address property damage, liability protection, and loss of rental income during repairs. Common risks in this region include hail, winter freeze, and accidental tenant damage. The agency handles policy adjustments for updated property values and assists with filing claims for roof repairs after severe weather events.
Peter Martinez, a State Farm Insurance agent in Colorado Springs, serves homeowners, rental property owners, and property managers seeking landlord insurance. Coverage typically includes protection for dwelling structures, liability, and loss of rental income. He helps clients navigate policies that safeguard their investment properties against common risks like fire, storm damage, or tenant-related issues. His office provides personalized service to understand each landlord’s unique needs. The agency also covers clients in neighboring communities such as Security-Widefield or the surrounding El Paso County area.
Rusty Fanning - State Farm Insurance Agent in Colorado Springs offers landlord insurance tailored to distinct service models. A landlord may choose a one-time policy for a single rental property or a recurring plan structured around annual renewals and consistent coverage. This coverage typically protects against property damage, liability claims, and lost rental income stemming from covered events. Policies can be customized to fit specific rental properties, whether residential or commercial units. Service runs on an as-needed basis for initial quotes and claims, with scheduled renewals for recurring clients.
Chris Sutherland - State Farm Insurance Agent serves Colorado Springs and the surrounding communities, handling landlord insurance that covers property owners who rent out their homes or units. The agency addresses common concerns such as property damage, liability protection, and loss of rental income from covered events. It works directly with clients to review individual rental situations and policy needs. For a typical job, the agent assesses the specific property and risk factors to recommend appropriate coverage levels that align with the landlord’s financial exposure and local conditions.
Landlords in Colorado Springs often face property challenges following the area's seasonal hailstorms and sudden temperature shifts. A Plus Insurance assists local property owners by offering tailored coverage for rental properties, addressing liabilities and building protection. Their process begins with understanding the specific risks of each multifamily or single-family rental unit, from plumbing failures to tenant-related damages. An agent then completes a thorough initial assessment of the building’s condition and current policy gaps. This inspection step provides a clear foundation for recommending appropriate landlord insurance solutions.
Premier Group Insurance Karen Frausto works with property owners in Colorado Springs to secure coverage specifically designed for rental real estate. The agency emphasizes landlord insurance, a specialized policy that addresses risks distinct from standard homeowners coverage, such as loss of rental income and liability for tenant injuries. This service can be adapted for various commercial sectors, including offices, warehouses, and food service operations, ensuring these distinct property types receive appropriate liability and structural protection.
ALINK Insurance Services in Colorado Springs, Colorado, is known for protecting rental property owners against financial losses from tenant damage, liability claims, and income interruption. The agency offers customized policies covering a range of residential and commercial rental properties. Its core services include property damage coverage, loss of rent protection, and general liability insurance tailored to local regulations. For added security, the company provides optional flood insurance for properties in high-risk zones within the region.
Nick Fransioli - State Farm Insurance Agent offers tailored landlord insurance policies for rental property owners in Colorado Springs. The agency provides coverage solutions designed to protect residential and commercial rental investments from property damage and liability claims. It assists local landlords with selecting appropriate policy limits and deductibles that match their financial planning needs. As seasonal weather changes approach, this agent helps property owners review their coverage for potential risks from hailstorms and sudden temperature shifts that may affect vacant units.
When winter storms threaten Colorado Springs, property owners turn to Farmers Insurance – Jacob Morgan for specialized landlord coverage. This agency addresses the unique risks of rental property ownership, including tenant liability, sudden structural damage, and income loss from vacancy. By focusing on landlord insurance rather than general policies, they offer protection tailored for local homes and multi-unit buildings in this climate. Jacob Morgan evaluates each rental property’s specific exposure to hailstorms, freeze damage, or fire risk. An initial consultation includes reviewing property condition and rental agreements before any policy is confirmed.
What Does a a Landlord Insurance Agent in Colorado Springs Cost?
The cost of landlord insurance in Colorado Springs typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental you might pay between 800 and 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Colorado Springs
A landlord insurance agent in Colorado Springs helps property owners protect their rental investments with policies tailored to local risks. Colorado law does not require landlord insurance but many mortgage lenders and HOAs do. Agents can explain how Colorado weather events like hail and wildfires affect coverage needs.
Frequently Asked Questions
What does landlord insurance cover in Colorado Springs?
Landlord insurance typically covers property damage like fire or hail, liability if a tenant is injured, and loss of rental income. In Colorado Springs hail storms are common so wind and hail coverage is important. Flood damage is not included and requires a separate policy.
Is landlord insurance required by Colorado law?
Colorado state law does not require landlord insurance. However your mortgage lender or homeowners association may require it. A landlord insurance agent can help you meet those requirements.
How do Colorado landlord tenant laws affect insurance?
Colorado law requires landlords to maintain the property in a safe and habitable condition. If a tenant sues for a habitability issue your liability coverage may apply. An agent can help you choose policy limits that match your risk.
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