The top-rated landlord insurance agent in Fort Collins, Colorado is Fort Collins Insurance, rated 4.9 stars across 341 reviews. Other highly rated options include Ben Parsons - State Farm Insurance Agent, Michael Martinez - GEICO Insurance Agent, Agate Insurance. This directory lists 19 landlord insurance agents serving Fort Collins.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fort Collins Insurance | 4025 Automation Way E3 | (970) 204-4553 |
| 2 | Ben Parsons - State Farm Insurance Agent | 2121 Midpoint Dr #301a | (970) 484-3600 |
| 3 | Michael Martinez - GEICO Insurance Agent | 1075 W Horsetooth Rd unit 202 | (970) 221-5230 |
| 4 | Agate Insurance | 145 N College Ave Suite B | (970) 682-1758 |
| 5 | Erin LeVan - State Farm Insurance Agent | 140 Boardwalk Dr UNIT E | (970) 372-2919 |
| 6 | Shanti Insurance Services | 19 Old Town Square | (970) 834-3668 |
| 7 | ABC Insurance Agency | 121 E Swallow Rd | (970) 484-3200 |
| 8 | Harmony Insurance Advisors, Inc. | 2580 E Harmony Rd #201 | (970) 999-0488 |
| 9 | MVIP Inc. / Trozan Insurance Agency | 421 Stover St | (970) 224-5500 |
| 10 | Squires Insurance Solutions | 2629 Redwing Rd #150 | (970) 377-0638 |
Fort Collins Insurance serves Fort Collins and surrounding Larimer County as a landlord insurance agent. The agency helps property owners protect rental investments with tailored coverage. Policies address risks specific to local rental properties, including damage from tenants and weather-related events common to the region. Liability protection safeguards owners against claims arising on their premises. The company assists with both single-family rental policies and coverage for multi-unit residential buildings in the Fort Collins area. It also handles loss-of-rent coverage for landlords whose units become uninhabitable due to a covered claim.
Ben Parsons - State Farm Insurance Agent serves homeowners, residential landlords, and property managers in Fort Collins, Colorado, offering tailored landlord insurance policies that protect rental properties against common risks such as fire, weather damage, liability claims, and loss of rental income. Each policy is customized to match the specific needs of individual rental units or multi-property portfolios. Service is available for clients in nearby communities like Loveland and Timnath.
Michael Martinez - GEICO Insurance Agent in Fort Collins, Colorado, provides landlord insurance policies that cover property damage and liability protection for residential and commercial rental owners. Service options include customizable coverage plans designed to protect landlords against common rental risks. The agency also offers maintenance plan consultations to help property owners manage necessary repairs and upkeep. It services single-family homes, multi-unit apartment complexes, retail storefronts, and restaurants throughout the Fort Collins area.
Agate Insurance serves Fort Collins and the surrounding communities in northern Colorado, handling landlord insurance needs for both residential and commercial rental properties. It focuses on property protection, liability coverage, and loss-of-rent scenarios common to local landlords. For a typical job, it begins by reviewing the property’s specifics with the client, then tailors the policy to address local weather risks and tenant-related exposures.
In Fort Collins, CO, landlord insurance agents typically provide both one-time policy evaluations and recurring annual coverage reviews to address a property’s changing needs. Policies offered generally include protection for dwelling damage, liability against tenant or visitor claims, and loss of rental income during repairs. Service runs on an as-needed basis for initial quotes or claims adjustments, with scheduled annual renewals to keep coverage current.
Shanti Insurance Services specializes in crafting coverage packages for landlords, focusing on property protection and liability management. It works with residential rental properties throughout Fort Collins, Colorado, helping investors secure policies that address damage, lost rental income, and tenant-related risks. As a local landlord insurance agent, it guides property owners through policy options suited to this region’s housing market. During harsh winter months, it assists with claims and coverage adjustments for freeze-related pipe bursts and ice dam damage, a frequent concern for rental properties in northern Colorado.
When autumn winds sweep through Fort Collins and roofs show wear from the previous winter, landlords often seek coverage for their rental properties. ABC Insurance Agency provides landlord insurance for property owners looking to protect their investments against common regional risks such as hailstorms and tenant damage. The team works with clients to explain policy options that align with local building codes and rental laws. An initial property inspection is scheduled to assess the specific coverage needs.
Harmony Insurance Advisors, Inc., based in Fort Collins, CO, specializes in residential landlord insurance policies designed to protect rental property owners. The agency also offers commercial coverage for multi-unit buildings and larger rental portfolios. Their service area extends throughout Northern Colorado, addressing both local and regional client needs. By providing tailored policy reviews and ongoing support, they help landlords maintain adequate protection between tenant turnovers. Regular follow-up and repeat service ensure that coverage adjusts smoothly to changes in property value or lease agreements.
Squires Insurance Solutions in Fort Collins, Colorado is known for helping property owners secure policies tailored specifically for rental dwellings, from single-family homes to multi-unit buildings. The company works with local landlords to assess property risks and coverage needs, offering guidance on liability protection and property damage options common in the area. A specialty service it can add on is loss of rental income coverage, which ensures steady revenue if a property becomes temporarily uninhabitable after a covered event.
What Does a a Landlord Insurance Agent in Fort Collins Cost?
Typical landlord insurance costs in Colorado range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Fort Collins expect annual premiums between 800 and 1500 dollars depending on property value and coverage limits. Factors like location age of the home and claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Fort Collins
Landlord insurance agents in Fort Collins help property owners protect their rental investments with specialized coverage. Colorado law requires landlords to maintain safe premises and proper disclosures, and a local agent can tailor a policy to meet these obligations. Agents in Fort Collins understand the unique risks of Northern Colorado including hail damage and seasonal tenant turnover.
Frequently Asked Questions
What does landlord insurance cover in Fort Collins Colorado?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Colorado policies often include coverage for hail and wind damage common in Fort Collins. Personal property of tenants is not covered under a landlord policy.
Is landlord insurance required by law in Colorado?
Colorado does not legally require landlord insurance but most mortgage lenders do require it. Without a policy you risk financial loss from property damage or liability claims. A local agent can explain the minimum coverage needed for your specific property.
How do Colorado landlord tenant laws affect insurance needs?
Colorado law requires landlords to maintain habitable premises and follow specific eviction procedures. Liability coverage in your landlord policy can protect you if a tenant sues for negligence. An agent familiar with Colorado statutes can help ensure your policy aligns with state requirements.
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