The top-rated home insurance agent in Summerville, South Carolina is Tony Pope - State Farm Insurance Agent, rated 5.0 stars across 831 reviews. Other highly rated options include Jennifer Hoppe - State Farm Insurance Agent, The Farnsworth Family Agency: Allstate Insurance, Con Chellis: Allstate Insurance. This directory lists 22 home insurance agents serving Summerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Pope - State Farm Insurance Agent | 1661 N Main St | (843) 851-2222 |
| 2 | Jennifer Hoppe - State Farm Insurance Agent | 100 Omalley Dr Unit A | (843) 486-3072 |
| 3 | The Farnsworth Family Agency: Allstate Insurance | 421 Old Trolley Rd | (843) 821-4870 |
| 4 | Con Chellis: Allstate Insurance | 437 N Main St Ste C | (843) 771-0061 |
| 5 | Mark Ensley State Farm Insurance Agent | 2301 Bacons Bridge Rd | (843) 871-9700 |
| 6 | C T Lowndes & Company | 136 S Main St | (843) 875-2300 |
| 7 | Sheally Insurance Group formerly Tidal Creek Insurance | 202 E 2nd N St | (843) 970-8588 |
| 8 | Katelyn Aldridge - State Farm Insurance Agent | 701 W 5th N St | (843) 419-6126 |
| 9 | Dotterer Insurance | 870 College Park Rd | (843) 821-7548 |
| 10 | Brightway Insurance, The Summerville Agency | 700 Nexton Square Dr Ste 259 | (843) 848-8100 |
Tony Pope - State Farm Insurance Agent serves the Summerville, South Carolina area, specializing in home insurance coverage for local homeowners. The agency offers standard policies that protect structures and personal belongings against common regional risks such as storms and fire. Clients can receive guidance on selecting appropriate deductibles and liability limits tailored to their individual property needs. This agent also handles bundling home and auto policies for potential savings.
Jennifer Hoppe - State Farm Insurance Agent in Summerville, SC, provides a range of home insurance services, including coverage for dwelling, personal property, and liability. The agency assists clients in selecting policies to protect their homes and belongings against common regional risks. Service offerings include periodic policy reviews and help with claims filing to maintain appropriate coverage over time. The company services single-family homes, apartments, retail spaces, and restaurants.
The Farnsworth Family Agency: Allstate Insurance in Summerville, SC, serves homeowners, property managers, and local businesses with personalized home insurance policies. The agency helps clients select appropriate coverage for dwelling protection and personal liability. Residents looking to safeguard their property and assets can receive professional guidance on policy options. Service is also available to neighboring communities in the greater Dorchester County area, including nearby Ladson.
Serving Summerville, South Carolina, and the surrounding Lowcountry communities, Con Chellis: Allstate Insurance handles home insurance policies tailored to protect local residences. The agency assists homeowners with coverage that can address perils common to the region, such as wind, hail, and water damage from storms. It works with clients to evaluate their specific property needs and structural details. For a typical job, the agent starts by reviewing the home’s age, construction, and location to recommend appropriate coverage limits and deductibles.
As a home insurance agent, Mark Ensley State Farm Insurance Agent provides guidance on occasional policy evaluations or recurring annual reviews to ensure proper coverage. The agency helps clients protect their properties in Summerville, SC, by explaining how various policies address common local risks like weather damage and liability claims. Personal consultations clarify the balance between deductibles and premium costs. Routine modifications to a homeowner’s policy are available whenever a client’s circumstances change. Service for insurance needs and policy updates runs on an as-needed basis.
As coastal weather patterns shift, homeowners in Summerville often review their property coverage. C T Lowndes & Company helps local residents understand how standard policies address wind and water damage typical to the Lowcountry. The firm offers clear explanations of dwelling and personal property protection, making sure each client’s unique home structure and contents are properly accounted for. Following an initial conversation, an agent arranges a property inspection to assess exterior materials, roofing condition, and surrounding flood risks before finalizing any recommendation.
Sheally Insurance Group, formerly Tidal Creek Insurance, specializes in crafting home insurance policies to protect standard single-family dwellings. It also serves homeowners with condos, townhomes, and landlord properties in Summerville, SC. The agency handles coverage for the structure, personal belongings, and liability risks common in this coastal area. For local homeowners, including those with seasonal vacation homes or rental properties, it helps address gaps in flood and hurricane protection before the summer storm season begins.
Katelyn Aldridge - State Farm Insurance Agent provides home insurance coverage to protect residences and personal property from damage or loss. The agency can arrange additional endorsements for valuable items, water backup, or identity theft protection. Work with the agent to bundle policies for potential savings. The office assists residential clients along with businesses needing property coverage, including commercial offices, warehouses, and food service operations.
Dotterer Insurance is known for providing comprehensive home insurance coverage to property owners in Summerville, SC. The agency helps clients navigate standard dwelling policies, liability protection, and coverage for personal belongings against local weather risks and theft. Homeowners throughout the area rely on the agency for guidance in matching policy limits to their property values and specific needs. The company can also add a personal umbrella liability policy for additional asset protection beyond standard home insurance limits.
Brightway Insurance, The Summerville Agency provides home insurance coverage for residential properties in Summerville, SC. Commercial insurance policies are also available to local business owners in the surrounding area. The agency works with homeowners to select policies that protect their dwellings and personal belongings. After a policy is in place, the agent can assist with questions about coverage details or adjustments needed between regular renewal visits to address life changes or property updates.
What Does a a Home Insurance Agent in Summerville Cost?
Home insurance costs in South Carolina average around 1,200 to 2,500 dollars per year for a standard policy, but rates vary by location, home value, and coverage limits. In Summerville, factors like proximity to the coast and flood zone designation can increase premiums. Wind and hail endorsements typically add 200 to 600 dollars annually. This is general information, not insurance advice.
About home insurance agents in Summerville
Home insurance agents in Summerville South Carolina help homeowners protect their property against risks like hurricanes and flooding. South Carolina law requires insurers to offer wind and hail coverage on residential policies. Agents can explain how local building codes and flood zone maps affect your premium and coverage needs.
Frequently Asked Questions
What does a home insurance agent in Summerville do?
A home insurance agent helps you compare policies from different carriers and choose coverage that fits your home and budget. They can explain South Carolina specific requirements like wind mitigation credits and flood insurance options. Agents also assist with filing claims and updating your policy after renovations.
Is flood insurance required in Summerville South Carolina?
Flood insurance is not required by state law but may be required by your mortgage lender if your home is in a high risk flood zone. Many Summerville properties are in designated flood zones due to nearby rivers and low lying areas. An agent can help you obtain a National Flood Insurance Program policy or private flood coverage.
How do South Carolina insurance laws affect my home policy?
South Carolina law mandates that insurers offer coverage for wind and hail damage on homeowners policies. The state also has a 30 day grace period for premium payments before cancellation. Agents in Summerville are familiar with these rules and can help you understand your rights under state law.
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