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Find Home Insurance Agents Near You in Bluffton, SC

Browse home insurance agents serving Bluffton, South Carolina. Updated 2026-07-14.

The top-rated home insurance agent in Bluffton, South Carolina is Carolina Heritage Insurance, rated 5.0 stars across 273 reviews. Other highly rated options include Christian Davis - State Farm Insurance Agent, Brightway Insurance, The BDIM Agency, John Mallett - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Bluffton.

Showing 20 home insurance agents in Bluffton, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carolina Heritage Insurance198 Okatie Village Dr #102(843) 689-3030
2Christian Davis - State Farm Insurance Agent1019 Fording Island Rd #103g(843) 548-0880
3Brightway Insurance, The BDIM Agency102 Buckwalter Pkwy Suite 3Z(843) 480-9933
4John Mallett - State Farm Insurance Agent15 Mallett Wy(843) 815-4888
5GSP Insurance Group8 Buckingham Plantation Dr(843) 707-4473
6Abbi Keen - State Farm Insurance Agent152 State St Suite 102(843) 836-9900
7Hilton Head Insurance & Brokerage14 Westbury Pk Wy Suite 200(843) 252-0840
8Kevin Sevier - State Farm Insurance Agent301 Buckwalter Place Blvd(843) 837-2886
9AAA - Hilton Head25 Bluffton Rd Ste. 603(843) 815-3775
10Steve Helwig & Associates: Allstate Insurance75 Towne Dr Unit 102(843) 507-9888
CH
198 Okatie Village Dr #102
Carolina Heritage Insurance
Home Insurance Agent · Bluffton, SC

Carolina Heritage Insurance serves the Bluffton, South Carolina, area as a home insurance agent. It helps homeowners protect their properties with standard dwelling coverage and liability policies. The agency also assists clients in navigating local insurance requirements for coastal properties. A typical service includes advising on wind and hail protection options suited for the Lowcountry climate. In this area, Carolina Heritage Insurance specifically handles policies for single-family residences and seasonal vacation homes.

CD
1019 Fording Island Rd #103g
Christian Davis - State Farm Insurance Agent
Home Insurance Agent · Bluffton, SC

Christian Davis - State Farm Insurance Agent in Bluffton, SC, offers a range of home insurance services designed to protect residential properties from common perils such as fire, theft, and weather-related damage. The agency provides personalized policy reviews and coverage adjustments to match each homeowner's specific needs. With local expertise in the Lowcountry, it helps clients navigate coastal insurance requirements, including wind and flood considerations. The agency services single-family homes, apartments, and certain retail and restaurant properties.

BI
102 Buckwalter Pkwy Suite 3Z
Brightway Insurance, The BDIM Agency
Home Insurance Agent · Bluffton, SC

Serving Bluffton and the surrounding Lowcountry communities, Brightway Insurance, The BDIM Agency handles home insurance policies for local homeowners. It works with clients to assess their property coverage needs, addressing risks common to the area such as coastal weather and storm damage. The agency typically begins each job by reviewing a home’s specifics and then comparing multiple carriers to find a suitable balance of protection and cost for the homeowner.

JM
15 Mallett Wy
John Mallett - State Farm Insurance Agent
Home Insurance Agent · Bluffton, SC

John Mallett - State Farm Insurance Agent serves homeowners, renters, and property managers in Bluffton, South Carolina. The agency provides standard home insurance policies that protect dwellings, personal belongings, and liability risks common in coastal Lowcountry communities. Policy offerings include coverage options for weather-related damage and additional living expenses if a home becomes uninhabitable. The agent also assists clients in understanding deductibles and policy limits specific to residential properties. In addition to Bluffton, this office serves nearby Hardeeville and the greater Hilton Head Island metropolitan area.

GI
8 Buckingham Plantation Dr
GSP Insurance Group
Home Insurance Agent · Bluffton, SC

GSP Insurance Group specializes in tailoring homeowners policies to cover unique coastal property needs, including windstorm and flood exposure. It serves Bluffton residents by matching them with appropriate coverage for their homes and personal belongings. The agency guides clients through the process of evaluating liability limits and dwelling replacement costs to help protect their assets. During hurricane season or after a heavy storm, it assists homeowners with reviewing their policies to ensure adequate protection against potential water and wind damage.

AK
152 State St Suite 102
Abbi Keen - State Farm Insurance Agent
Home Insurance Agent · Bluffton, SC

As coastal storms and seasonal humidity take their toll on Bluffton homes, Abbi Keen - State Farm Insurance Agent provides tailored home insurance coverage. This agency helps local homeowners assess their policy needs, ensuring properties are protected against common regional risks like water damage and wind. Working with this State Farm agent means discussing the specific structure and contents of a house. The process of securing a policy begins with a thorough review of the home’s condition and age during an initial property assessment.

HH
14 Westbury Pk Wy Suite 200
Hilton Head Insurance & Brokerage
Home Insurance Agent · Bluffton, SC

Hilton Head Insurance & Brokerage in Bluffton, SC, assists homeowners in securing necessary property coverage. It can also arrange specialty add-ons like flood or wind protection for local coastal risks. The agency works with standard insurers to help clients tailor their policies for specific needs. Its services extend to commercial sectors beyond residences, including offices, warehouses, and food service operations.

KS
301 Buckwalter Place Blvd
Kevin Sevier - State Farm Insurance Agent
Home Insurance Agent · Bluffton, SC

Residential home insurance coverage in Bluffton, SC is available through this agency, which also assists local business owners with property and liability protection for commercial operations. Clients throughout the Bluffton area and surrounding portions of the Lowcountry can work with this office when selecting a policy tailored to individual needs. A representative reviews existing policies during periodic check-ins and can be contacted for follow-up service between those regular visits to address any changes in coverage requirements.

AH
25 Bluffton Rd Ste. 603
AAA - Hilton Head
Home Insurance Agent · Bluffton, SC

AAA - Hilton Head in Bluffton, SC provides home insurance services that range from one-time policy reviews to recurring coverage management for homeowners. Their focus is on helping area residents select protection plans suited to local coastal risks, including wind and flood concerns. Coverage options emphasize dwelling, personal property, and liability safeguards. Services are tailored to meet each client’s needs through a mixture of one-time consultations and as-needed policy updates, ensuring ongoing support whenever a homeowner requests a change or new quote.

SH
75 Towne Dr Unit 102
Steve Helwig & Associates: Allstate Insurance
Home Insurance Agent · Bluffton, SC

Steve Helwig & Associates: Allstate Insurance is known for providing home insurance coverage tailored to homeowners in Bluffton, South Carolina. The agency helps clients protect their property with policies covering dwelling, personal belongings, and liability. It also assists with common endorsements such as wind and hail protection suited to the local coastal climate. Additional services include offering scheduled personal property coverage for high-value items like jewelry or fine art.

PB
110 Traders Cross
Palmetto Bluff Insurance Agency Inc
Home Insurance Agent · Bluffton, SC
(843) 592-3705
makemyrategreat.com
JB
63 Towne Dr
Jon Butler - GEICO Insurance Agent
Home Insurance Agent · Bluffton, SC
(843) 949-6130
geico.com/insurance-agents/georgia/savannah/jon-butler
SA
204 Bluffton Rd
Shield Assurance Insurance Inc
Home Insurance Agent · Bluffton, SC
(803) 674-5706
raeanntope9408631.wixsite.com/king-insurance-inc
CH
40 Pennington Dr UNIT E
Coastal Haven Insurance
Home Insurance Agent · Bluffton, SC
(843) 507-5072
coastalhaveninsurance.com
HI
1160 Fording Island Rd
HUB International
Home Insurance Agent · Bluffton, SC
(843) 837-8000
hubinternational.com/offices/us/south-carolina/bluffton
BI
97A Towne Dr
Best Insurance HH
Home Insurance Agent · Bluffton, SC
(843) 540-0722
bestinsurancehh.com
GI
6 Johnston Way
Gallagher Insurance, Risk Management & Consulting
Home Insurance Agent · Bluffton, SC
(843) 706-3006
cpilowcountry.com
BI
23 Plantation Park Dr
Bluffton Insurance Group
Home Insurance Agent · Bluffton, SC
(839) 203-6717
debbiblasz5805339.wixsite.com/bluffton-insurance-g
BI
1 Westbury Pk Wy # 101
Belmont Insurance Services
Home Insurance Agent · Bluffton, SC
(843) 757-3838
belmontins.com
KI
4 Thurmond Way
Kinghorn Insurance Agency
Home Insurance Agent · Bluffton, SC
(843) 837-3911
kinghornagency.com/contact/bluffton-sc-insurance

What Does a a Home Insurance Agent in Bluffton Cost?

Home insurance costs in South Carolina vary based on location, home value, and coverage level. In Bluffton, annual premiums typically range from 1,200 to 3,000 dollars for standard policies. Homes near the coast may have higher wind and flood coverage costs. This is general information, not insurance advice.

About home insurance agents in Bluffton

Home insurance agents in Bluffton, South Carolina help homeowners find coverage that meets local needs. South Carolina law requires insurers to offer wind and hail coverage, though homeowners may choose to reject it. Agents can explain how factors like proximity to the coast and flood zones affect your policy.

Frequently Asked Questions

What does a home insurance agent in Bluffton do?

A home insurance agent in Bluffton helps you compare policies from different carriers. They explain coverage options like dwelling, personal property, and liability. They also advise on South Carolina specific endorsements such as windstorm or flood coverage.

Is flood insurance required in Bluffton South Carolina?

Flood insurance is not required by state law, but mortgage lenders may require it if your home is in a high risk flood zone. Many Bluffton properties near the coast or rivers fall into these zones. A local agent can help you obtain a policy through the National Flood Insurance Program.

How does South Carolina law affect home insurance claims?

South Carolina has a statute of limitations of three years for filing a home insurance lawsuit after a loss. The state also requires insurers to respond to claims within 15 days. Agents can explain how these rules protect homeowners during the claims process.

Home Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.