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Looking for a home insurance agent in Hilton Head Island? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Hilton Head Island, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 18 home insurance agents in Hilton Head Island, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carolina Heritage Insurance
92 Main St suite c, Hilton Head Island, SC 29926
(843) 689-3030
carolinaheritage.net
Hilton Head Insurance & Brokerage
55 New Orleans Rd STE 203, Hilton Head Island, SC 29928
(843) 252-0840
hhiandb.com
Carolina Heritage Insurance
22 New Orleans Rd #2, Hilton Head Island, SC 29928
(843) 689-3030
carolinaheritage.net
Ryley Hendry - State Farm Insurance Agent
1541 Fording Island Rd Ste 2, Hilton Head Island, SC 29926
(843) 949-4194
ryleyhendry.com
CONQUEST INSURANCE
95 Mathews Dr Suite B-3, Hilton Head Island, SC 29926
(843) 342-7664
conquestins.com
Best Insurance HH
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
(843) 540-0722
bestinsurancehh.com
Goosehead Insurance - Tanner Russell
5 New Orleans Rd #100, Hilton Head Island, SC 29928
(843) 701-8730
goosehead.com
Stephen Helwig: Allstate Insurance
42 New Orleans Rd Ste 100, Hilton Head Island, SC 29928
(843) 842-2100
agents.allstate.com
Premier Insurance Advisors
10 Hospital Center Commons suite b, Hilton Head Island, SC 29926
(843) 689-5300
premierinshhi.com
PC&L Agency, Inc.
12 Lafayette Pl, Hilton Head Island, SC 29926
(843) 682-4845
pclagencyinc.com
Correll Insurance Group of Hilton Head
15 Bow Cir STE 101, Hilton Head Island, SC 29928
(888) 668-8082
correllhhi.com
Goosehead Insurance - Coastal Solutions Agency
2 Park Ln #200, Hilton Head Island, SC 29928
(843) 790-8529
goosehead.com
Kinghorn Insurance Agency - Hilton Head
23A Shelter Cove Ln, Hilton Head Island, SC 29928
(843) 686-3911
kinghornagency.com
Callen Insurance Services
17 Executive Park Rd, Hilton Head Island, SC 29928
(843) 681-2221
callenins.com
C&H Insurance Associates, LLC
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
(843) 351-6424
ch4ins.com
Acrisure Hilton Head Island, SC (Seacoast Insurance)
100 Exchange St Suite 101, Hilton Head Island, SC 29926
(843) 681-4340
acrisure.com
Colonial South Insurance LLC
2600 Main St Suite 104 D, Hilton Head Island, SC 29926
(843) 785-7455
colonialsouthinsurance.com
Dunes Insurance
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
(843) 737-6236
dunesinsurance.com
Home insurance agents in Hilton Head Island help property owners find coverage that meets South Carolina requirements. Many policies must include wind and hail coverage due to coastal risks. Agents also explain flood insurance options, which are often required by mortgage lenders in flood zones.
What Does a Home Insurance Agent in Hilton Head Island Cost?
The average annual home insurance premium in South Carolina is around 1,300 to 2,000 dollars. For Hilton Head Island, rates can be higher due to hurricane and flood risk, often ranging from 2,500 to 4,000 dollars per year. Costs depend on your homes value, age, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Hilton Head Island do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and endorsements specific to South Carolina. They also assist with claims and policy changes.
Is flood insurance required for homes in Hilton Head Island?
Flood insurance is not required by South Carolina state law. However, most mortgage lenders require it for homes in Special Flood Hazard Areas. Hilton Head Island has many such areas, so check your flood zone status.
How does South Carolina law affect home insurance claims?
South Carolina has a 30 day time limit for insurance companies to acknowledge a claim. They must complete the investigation within 90 days. Homeowners should report damage promptly to avoid delays.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Carolina.