The top-rated home insurance agent in Columbia, South Carolina is Metro Auto Insurance Agency, rated 4.9 stars across 693 reviews. Other highly rated options include Acceptance Insurance, Jennifer Creed - State Farm Insurance Agent, Powers Insurance Experts. This directory lists 32 home insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Metro Auto Insurance Agency | 7356 Garners Ferry Rd #100 | (803) 776-4577 |
| 2 | Acceptance Insurance | 1722 Broad River Rd STE 2 | (803) 392-0293 |
| 3 | Jennifer Creed - State Farm Insurance Agent | 4727 Forest Dr Suite B | (803) 738-8822 |
| 4 | Powers Insurance Experts | 1122 Lady St Office 315 | (803) 451-0094 |
| 5 | The Owens Agency, LLC: Allstate Insurance | 6160 St Andrews Rd Ste 2 | (803) 798-0404 |
| 6 | Eric Loebs: Allstate Insurance | 6911 N Trenholm Rd Ste 3 | (803) 782-5445 |
| 7 | Freeway Insurance | 2210 Decker Blvd C | (803) 392-0071 |
| 8 | Insurance Solutions by Isabel, LLC | 6923 N Trenholm Rd | (803) 413-8181 |
| 9 | Trey Webb - State Farm Insurance Agent | 10201 Two Notch Rd | (803) 788-9188 |
| 10 | AAA - Forest Acres | 4526 Forest Dr | (803) 798-9205 |
Metro Auto Insurance Agency serves the Columbia, South Carolina metro area as a local home insurance agent. The company provides homeowners with standard policies that cover dwelling protection and personal property. It also assists clients in selecting liability coverage for accidents on their property. Additional services include arranging separate policies for flood damage and earthquake protection. The agency handles quotes for standalone windstorm insurance specific to the area.
Acceptance Insurance serves homeowners in Columbia, South Carolina, offering standard policies that protect residential properties against common regional risks like storms and fire. The agency assists with coverage for dwellings, personal belongings, and liability, tailoring policies to meet individual property needs and budgets. Clients benefit from guidance on deductibles and replacement cost options during the application process. Its service area additionally extends to owners in the neighboring Lexington community and parts of the greater Columbia metro region.
At Jennifer Creed - State Farm Insurance Agent in Columbia, SC, clients receive help securing home insurance policies that protect against property damage and liability. The office also works with homeowners to review coverage options for their unique structures and personal belongings. As a home insurance agent, it regularly addresses risks common in the local area, such as storms and humidity-related wear. During the spring storm season, the team assists clients in adjusting coverage to better safeguard their homes against potential wind and hail damage.
Powers Insurance Experts provides residential home insurance guidance to property owners in Columbia, SC, helping them protect their dwellings and personal belongings. The agency also assists with commercial coverage options for local businesses seeking liability and property protection throughout the greater Columbia area. They serve clients by explaining policy details and comparing available plans to match individual needs. After an initial policy is placed, the agency can review coverage again before renewal periods or whenever a homeowner’s situation changes, helping ensure consistent protection between regular visits.
Serving Columbia, South Carolina, and the surrounding communities, The Owens Agency, LLC: Allstate Insurance handles home insurance policies for local homeowners. It works with clients to protect their properties and personal belongings from common regional risks such as storms and liability claims. When managing a typical job, it begins with a thorough review of the home's features and then compares available coverage options to build a tailored policy.
Eric Loebs: Allstate Insurance provides home insurance coverage designed for both one-time policy purchases and recurring annual renewals. Serving Columbia, South Carolina, the agency helps residents protect their homes and personal property from common regional risks. They assist clients in understanding dwelling coverage, personal liability, and additional living expenses. Services for reviewing existing policies or evaluating new coverage options are provided on an as-needed basis by appointment.
Offering tailored coverage options for homes and condos, Freeway Insurance in Columbia, South Carolina helps residents secure policies that respond to individual needs. The agency assists with the selection of protection for dwellings, personal property, and liability. It also guides clients through the process of adjusting coverage limits and deductibles appropriately. During hurricane season, the agency aids homeowners in evaluating wind and flood insurance requirements to safeguard properties from storm-related damage.
Insurance Solutions by Isabel, LLC offers specialized guidance on home insurance policies tailored to property in Columbia, South Carolina. It assists clients in evaluating coverage options for dwelling protection and personal property. The agency works to explain policy details and help homeowners understand their insurance needs. It also advises on bundling policies for potential efficiency. Throughout the year, the agency particularly helps with adjusting coverage plans for the seasonal risks of thunderstorms and hail common to the Columbia area.
As coastal storms and sudden humidity shifts threaten Columbia homes, this agency helps homeowners update their policies to reflect these local weather risks. Trey Webb - State Farm Insurance Agent provides coverage that protects structures and belongings from common regional hazards. Policies are tailored to include replacement cost provisions and liability protections for properties in the Midlands. An initial assessment of the home’s age, roof condition, and proximity to flood zones begins the process of securing the right plan.
As hurricane season brings heavy rains and strong winds to Columbia residents, AAA Forest Acres helps homeowners protect their properties with tailored policies. This home insurance agent serves the Forest Acres community by assessing individual coverage needs for both dwelling and personal belongings. Whether updating an existing plan or reviewing options for a new home, the agent offers clear explanations of liability protections and deductible choices. An initial inspection identifies vulnerable areas like roofs and windows, allowing the agent to recommend specific policy adjustments before the next storm arrives.
What Does a a Home Insurance Agent in Columbia Cost?
Home insurance in South Carolina typically costs between 1,200 and 2,500 dollars per year for a standard policy. Rates in Columbia may be higher due to local weather risks like hurricanes and tornadoes. Factors such as home age and coverage amount also affect the price. This is general information and not insurance advice.
About home insurance agents in Columbia
Home insurance agents in Columbia South Carolina help you find coverage for your property. They can explain South Carolina specific rules like the 30 day grace period for premium payments. Agents also assist with wind and hail coverage which is common in the state.
Frequently Asked Questions
What does a home insurance agent in Columbia do?
A home insurance agent helps you compare policies from different companies. They explain coverage options and assist with filing claims. Agents also ensure your policy meets South Carolina legal requirements.
Do I need flood insurance in Columbia South Carolina?
Standard home insurance does not cover flood damage. In Columbia flood insurance is recommended due to risk from rivers and heavy rain. You can buy a separate policy through the National Flood Insurance Program.
How long do I have to file a home insurance claim in South Carolina?
South Carolina law does not set a specific time limit for filing claims. However most policies require you to report damage promptly. Check your policy for the exact deadline which is often 30 to 60 days.
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