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Compare home insurance agents in Charleston. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 20 home insurance agents in Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shannon Teolis - State Farm Insurance Agent
113 Wappoo Creek Dr Ste 1, Charleston, SC 29412
(843) 990-7919
shannonteolis.com
Allison DiTullio - State Farm Insurance Agent
1941 Clements Ferry Rd Suite A, Charleston, SC 29492
(843) 856-2655
allisonditullio.com
Harrell Insurance Agency
2000 Sam Rittenberg Blvd #124, Charleston, SC 29407
1184 Clements Ferry Rd Unit D, Charleston, SC 29492
(843) 680-8920
goosehead.com
Anderson Insurance Associates
3491 Shelby Ray Ct, Charleston, SC 29414
(843) 763-7525
aiasc.com
Rhonda P Myers: Allstate Insurance
571 Folly Rd, Charleston, SC 29412
(843) 795-4200
agents.allstate.com
Goosehead Insurance - Blake Robertson
12-A Carriage Ln, Charleston, SC 29407
(843) 790-9321
goosehead.com
Bill Frehse - State Farm Insurance Agent
515 Folly Rd, Charleston, SC 29422
(843) 762-2005
frehseinsurance.com
Dunes Insurance
656 Ellis Oak Ave Suite 112, Charleston, SC 29412
(843) 737-6236
dunesinsurance.com
Cliff Heath Insurance Inc
1531 Sam Rittenberg Blvd, Charleston, SC 29407
(843) 766-6316
cliffheathinsurance.com
Crescent Insurance Advisers
635 E Bay St D, Charleston, SC 29403
(843) 410-5616
crescentagency.com
Home insurance agents in Charleston South Carolina help you find coverage that meets state requirements and protects against local risks like hurricanes and flooding. South Carolina law does not require homeowners insurance but mortgage lenders typically do. Agents can explain policy options including wind and hail coverage which is common in coastal areas.
What Does a Home Insurance Agent in Charleston Cost?
Home insurance costs in South Carolina average around 1300 to 2000 dollars per year for a standard policy. In Charleston rates can be higher due to coastal exposure with annual premiums often ranging from 1500 to 3000 dollars. Factors like home value construction type and proximity to water affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Charleston do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as needed.
Do I need flood insurance in Charleston South Carolina?
Standard home insurance policies do not cover flood damage. If your property is in a high risk flood zone your lender may require flood insurance. Even outside high risk zones flood insurance is recommended due to Charleston heavy rainfall and storm surge risks.
How can I find a licensed home insurance agent in Charleston?
You can search the South Carolina Department of Insurance website for licensed agents. You can also ask for referrals from friends or real estate agents. Make sure the agent is authorized to sell policies in South Carolina.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Carolina.