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Find Home Insurance Agents Near You in Charleston, SC

Browse home insurance agents serving Charleston, South Carolina. Updated 2026-07-14.

The top-rated home insurance agent in Charleston, South Carolina is Shannon Teolis - State Farm Insurance Agent, rated 5.0 stars across 695 reviews. Other highly rated options include Allison DiTullio - State Farm Insurance Agent, Harrell Insurance Agency, Cassie Ballard - State Farm Insurance Agent. This directory lists 26 home insurance agents serving Charleston.

Showing 26 home insurance agents in Charleston, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shannon Teolis - State Farm Insurance Agent113 Wappoo Creek Dr Ste 1(843) 990-7919
2Allison DiTullio - State Farm Insurance Agent1941 Clements Ferry Rd Suite A(843) 856-2655
3Harrell Insurance Agency2000 Sam Rittenberg Blvd #124(843) 572-1500
4Cassie Ballard - State Farm Insurance Agent2041 Wappoo Dr UNIT D(843) 501-7555
5Pilothouse Insurance1527 Sam Rittenberg Blvd(843) 766-1318
6Kevin Shealy | Allstate Insurance781 St Andrews Blvd(843) 573-4777
7C. T. Lowndes & Company749 St Andrews Blvd(843) 763-0120
8Taylor Agency147 Wappoo Creek Dr #502(843) 762-1805
9A & A Insurance1525 Sam Rittenberg Blvd(864) 326-3212
10Covenant Insurance Group LLC1032 Savannah Hwy(843) 795-0189
ST
113 Wappoo Creek Dr Ste 1
Shannon Teolis - State Farm Insurance Agent
Home Insurance Agent · Charleston, SC

Shannon Teolis - State Farm Insurance Agent serves the Charleston, South Carolina metro area as a home insurance agent. The agency helps local homeowners evaluate coverage options for their property, including protection against common coastal risks. They guide clients through the process of selecting policies that meet individual needs, from dwelling coverage to personal property protection. A primary focus remains on assisting homeowners with understanding their policy details and adjusting deductibles to suit budgeting requirements.

AD
1941 Clements Ferry Rd Suite A
Allison DiTullio - State Farm Insurance Agent
Home Insurance Agent · Charleston, SC

Allison DiTullio - State Farm Insurance Agent provides a full range of home insurance coverage options for property owners in the Charleston area. The agency works with clients to review and update their policies regularly, helping to ensure adequate protection as needs change over time. Services include consultation on policy types, deductible choices, and bundling opportunities for potential discounts. The agent services single-family homes, apartments, retail locations, and restaurants with tailored coverage plans for each property type.

HI
2000 Sam Rittenberg Blvd #124
Harrell Insurance Agency
Home Insurance Agent · Charleston, SC

Harrell Insurance Agency in Charleston, SC, serves homeowners, businesses, and property managers seeking residential property coverage in the Lowcountry. Its team works with clients to assess protection needs for houses, condominiums, and rental units against local weather and liability risks. Policy options include standard homeowners insurance, flood coverage, and additional endorsements for valuable personal property. The agency provides guidance on deductibles and coverage limits tailored to individual budgets and property values. It also extends its home insurance services to clients in Mount Pleasant and the surrounding Charleston metro area.

CB
2041 Wappoo Dr UNIT D
Cassie Ballard - State Farm Insurance Agent
Home Insurance Agent · Charleston, SC

Cassie Ballard - State Farm Insurance Agent serves homeowners in Charleston, South Carolina, and the surrounding coastal communities. It handles both standard home insurance policies and specialized coverage for properties in storm-prone areas typical of the region. The agency works with clients to review dwelling limits, personal property protection, and liability options. To handle a typical job, the agent first assesses the property’s unique risks and then tailors a policy that provides suitable financial safeguards without unnecessary extras.

PI
1527 Sam Rittenberg Blvd
Pilothouse Insurance
Home Insurance Agent · Charleston, SC

Pilothouse Insurance in Charleston, SC offers both one-time policy reviews for new homeowners and recurring annual coverage assessments to adapt to changing needs. As a home insurance agent, the company helps clients select policies that protect against common regional risks like storms and flooding. Services typically run on an as-needed basis, with clients encouraged to reach out after major life events or property changes.

KS
781 St Andrews Blvd
Kevin Shealy | Allstate Insurance
Home Insurance Agent · Charleston, SC

Kevin Shealy | Allstate Insurance offers personalized home insurance services for the Charleston, SC area. It assists clients in selecting property coverage that protects dwellings and personal belongings from unexpected damage. The agency also works with homeowners to tailor liability coverage and evaluate additional protection for valuable items. Policyholders receive guidance on understanding their existing coverage and identifying potential gaps. As hurricane season approaches, the agency helps residents review their policies for wind and flood damage.

CT
749 St Andrews Blvd
C. T. Lowndes & Company
Home Insurance Agent · Charleston, SC

As hurricane and tropical storm season approaches in Charleston, C. T. Lowndes & Company helps homeowners secure coverage that protects against wind and flood damage. Operating in the local market, this agency works with homeowners to evaluate property risks common to the coastal area. Policies typically cover dwelling structure, personal belongings, and liability protection tailored to the needs of residences in historic neighborhoods and newer developments alike. The process begins with a thorough review of the home to identify potential vulnerabilities.

TA
147 Wappoo Creek Dr #502
Taylor Agency
Home Insurance Agent · Charleston, SC

Taylor Agency provides home insurance services to clients throughout the Charleston, SC area, helping property owners select policies that cover dwelling structures and personal belongings. The agency can discuss standard protections as well as specialty add-ons such as flood insurance or coverage for high-value personal items. It assists with policies for single-family homes and condominiums. Commercial sectors it can serve include offices, warehouses, and food service locations.

IN
1525 Sam Rittenberg Blvd
A & A Insurance
Home Insurance Agent · Charleston, SC

A & A Insurance provides residential home insurance services for property owners throughout the Charleston, SC area. The agency also assists local businesses with commercial coverage options tailored to their needs. Their team helps clients compare policies from multiple carriers to find suitable protection levels. After an initial policy is secured, they routinely reach out to discuss updates or coverage adjustments before each renewal period.

CI
1032 Savannah Hwy
Covenant Insurance Group LLC
Home Insurance Agent · Charleston, SC

Covenant Insurance Group LLC in Charleston, SC is a home insurance agent known for helping local homeowners find appropriate coverage for their properties. The agency works with residents across the area, guiding them through policy options that address common regional concerns such as coastal weather risks. Their service range includes standard homeowners policies and the evaluation of dwelling limits. For an added specialty, they can assist clients with securing supplementary flood insurance protection.

JH
914 Folly Rd Ste C
Jason Hughes - State Farm Insurance Agent
Home Insurance Agent · Charleston, SC
(843) 410-4507
jasonhughesagent.com
GI
1184 Clements Ferry Rd Unit D
Goosehead Insurance - GooseheadSC - Lindsay Berkey
Home Insurance Agent · Charleston, SC
(843) 680-8920
goosehead.com/agents/sc/charleston/lindsay-berkey
BI
7 Gamecock Ave Suite 706
Bridge Insurance
Home Insurance Agent · Charleston, SC
(843) 974-5150
insurancecharleston.com
AI
3491 Shelby Ray Ct
Anderson Insurance Associates
Home Insurance Agent · Charleston, SC
(843) 763-7525
aiasc.com
RP
571 Folly Rd
Rhonda P Myers: Allstate Insurance
Home Insurance Agent · Charleston, SC
(843) 795-4200
agents.allstate.com/rhonda-p-myers-charleston-sc.html
DI
656 Ellis Oak Ave Suite 112
Dunes Insurance
Home Insurance Agent · Charleston, SC
(843) 737-6236
dunesinsurance.com
CH
1531 Sam Rittenberg Blvd
Cliff Heath Insurance Inc
Home Insurance Agent · Charleston, SC
(843) 766-6316
cliffheathinsurance.com
CI
635 E Bay St D
Crescent Insurance Advisers
Home Insurance Agent · Charleston, SC
(843) 410-5616
crescentagency.com
GI
12-A Carriage Ln
Goosehead Insurance - Blake Robertson
Home Insurance Agent · Charleston, SC
(843) 790-9321
goosehead.com/agents/sc/charleston/blake-robertson
BF
515 Folly Rd
Bill Frehse - State Farm Insurance Agent
Home Insurance Agent · Charleston, SC
(843) 762-2005
frehseinsurance.com
BI
48 Rivers Point Row
The Brinson Insurance Agency
Home Insurance Agent · Charleston, SC
(843) 762-2086
brinsoninsurance.com
CI
658 Rutledge Ave
Comprehensive Insurance
Home Insurance Agent · Charleston, SC
(843) 595-8553
GI
1387 Harbor View Rd
Goosehead Insurance - Heritage Harbor Insurance
Home Insurance Agent · Charleston, SC
(843) 680-8925
goosehead.com/agents/sc/charleston/heritage-harbor-insurance
SI
113 Wappoo Creek Dr APT 4
Sweetgrass Insurance Agency
Home Insurance Agent · Charleston, SC
(843) 203-4444
sweetgrassinsurance.com
NI
1144 Folly Rd
Nationwide Insurance: Aydlette Services Of The Lowcountry, Inc.
Home Insurance Agent · Charleston, SC
(843) 795-8111
agency.nationwide.com/sc/charleston/29412/aydlette-services-of-the-lowcountry-inc
SA
40 Calhoun St #215
The Steadman Agency
Home Insurance Agent · Charleston, SC
(843) 549-7777
steadmanagency.com

What Does a a Home Insurance Agent in Charleston Cost?

Home insurance costs in South Carolina average around 1300 to 2000 dollars per year for a standard policy. In Charleston rates can be higher due to coastal exposure with annual premiums often ranging from 1500 to 3000 dollars. Factors like home value construction type and proximity to water affect the price. This is general information and not insurance advice.

About home insurance agents in Charleston

Home insurance agents in Charleston South Carolina help you find coverage that meets state requirements and protects against local risks like hurricanes and flooding. South Carolina law does not require homeowners insurance but mortgage lenders typically do. Agents can explain policy options including wind and hail coverage which is common in coastal areas.

Frequently Asked Questions

What does a home insurance agent in Charleston do?

A home insurance agent helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as needed.

Do I need flood insurance in Charleston South Carolina?

Standard home insurance policies do not cover flood damage. If your property is in a high risk flood zone your lender may require flood insurance. Even outside high risk zones flood insurance is recommended due to Charleston heavy rainfall and storm surge risks.

How can I find a licensed home insurance agent in Charleston?

You can search the South Carolina Department of Insurance website for licensed agents. You can also ask for referrals from friends or real estate agents. Make sure the agent is authorized to sell policies in South Carolina.

Home Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.