The top-rated home insurance agent in North Charleston, South Carolina is Mike Stuckey - State Farm Insurance Agent, rated 4.9 stars across 920 reviews. Other highly rated options include KSA Insurance, Pinckney-Carter Insurance Agency, Acceptance Insurance. This directory lists 18 home insurance agents serving North Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Stuckey - State Farm Insurance Agent | 1625 Remount Rd | (843) 737-5800 |
| 2 | KSA Insurance | 2204 Meeting Street Rd | (843) 408-4232 |
| 3 | Pinckney-Carter Insurance Agency | 1956 Remount Rd | (843) 747-9073 |
| 4 | Acceptance Insurance | 7400 Rivers Ave STE Q | (843) 306-4215 |
| 5 | Jason Taylor Agency | 7301 Rivers Ave suite 248 | (843) 872-9500 |
| 6 | Tony Kolgaklis - GEICO Insurance Agent | 5500 Rivers Ave | (843) 974-6044 |
| 7 | The Ferguson Insurance Team | 9217-A University Blvd | (843) 797-7285 |
| 8 | Help2Cover Insurance Agency | 3255 Landmark Dr | (843) 596-9988 |
| 9 | Freeway Insurance | 5131 Dorchester Rd | (843) 306-4251 |
| 10 | State Farm: Shannon Freeman | 2138 Ashley Phosphate Rd Ste 101 | (843) 494-9843 |
Mike Stuckey - State Farm Insurance Agent serves the North Charleston, South Carolina area by providing home insurance policies and related coverage options. This agency works with homeowners to understand their property protection needs in the local region. Standard policies typically cover dwelling damage, personal belongings, and liability protection. Additional endorsements may be structured to address common weather-related risks in the area. The agency handles both standard homeowners policies and renters insurance for those leasing properties in North Charleston.
KSA Insurance in North Charleston, South Carolina, offers a range of homeowner coverage options designed to financially protect residential properties from common perils such as fire, theft, and weather-related damage. The agency assists with reviewing policy details to ensure adequate dwelling and personal property coverage, and it can help coordinate routine policy updates when a home’s value or contents change. It services single-family homes, apartments, retail shops, and local restaurants.
Pinckney-Carter Insurance Agency serves North Charleston, South Carolina, and the surrounding communities, handling residential property coverage for local homeowners. The agency specializes in protecting houses against common regional risks, including storm damage and liability issues. To handle a typical job, it first reviews the property's unique features and customer needs, then recommends an appropriate policy from its available carriers.
Acceptance Insurance serves homeowners, property managers, and businesses seeking reliable coverage in North Charleston, South Carolina. The agency helps clients protect their homes and commercial properties against common risks like storm damage and liability claims. Residents can discuss options for basic hazard insurance or more comprehensive property packages tailored to individual needs. Assistance with policy renewals and claims is available locally. The company also extends its services to homeowners in nearby Summerville and the surrounding tri-county metropolitan area.
For clients choosing between a single policy purchase and ongoing coverage adjustments, a local home insurance agent provides personalized guidance on homeowners insurance options tailored to properties in the North Charleston area. Agents help evaluate protection levels, deductibles, and available endorsements for different housing types, from single-family homes to townhomes. Services, including policy reviews, coverage comparisons, and claims assistance, are offered on a one-time consultative basis or as scheduled throughout the year to accommodate changing needs.
Tony Kolgaklis - GEICO Insurance Agent serves homeowners, property managers, and small businesses in North Charleston, SC by providing home insurance policies that help protect against common regional risks such as wind damage and flooding. The agency offers personalized coverage options to meet individual property needs and assists clients with policy adjustments or claims guidance. Service extends to neighboring areas including the broader Charleston metro region such as Summerville and Mount Pleasant, ensuring convenient access for residents and property owners across the Lowcountry.
The Ferguson Insurance Team specializes in crafting policies that protect single-family homes and condominiums in North Charleston and the surrounding Lowcountry. This home insurance agent works with clients to evaluate dwelling coverage needs, personal property limits, and liability protection. It also assists with reviewing deductibles and adding endorsements for valuable items. Seasonal concerns like hurricane wind damage and coastal storm surge are frequent topics of discussion, and the team helps homeowners understand how their specific policy responds to these local weather risks before a storm arrives.
As coastal storms and humid summer months test local roofs, homeowners in North Charleston often seek reliable guidance for their property coverage. Help2Cover Insurance Agency serves as a home insurance agent in this area, helping residents identify policies that address these specific environmental risks. The company works with clients to clarify deductibles and understand what perils their standard dwelling form includes or excludes. An appointment to inspect the property's current condition and discuss replacement cost estimates begins the assessment process.
Freeway Insurance serves North Charleston and the surrounding communities of South Carolina, handling homeowners insurance needs for local properties. It works to protect clients against risks such as weather damage, theft, and liability through tailored coverage options. The agency assists with policy selection, ensuring each plan aligns with the specific requirements of a home and its location. For a typical job, it reviews the property’s details, discusses available protections, and helps the client choose a suitable policy that provides necessary financial safeguards.
As a home insurance agent based in North Charleston, SC, State Farm: Shannon Freeman helps local homeowners protect their properties with standard policies. Specialty add-ons can be arranged for valuable personal items or natural disaster coverage. The agency assists residential clients with personalized risk assessments during policy setup. For commercial operations, it provides necessary coverage options for offices, warehouses, and food service businesses in the area.
What Does a a Home Insurance Agent in North Charleston Cost?
Home insurance costs in South Carolina average around 1,200 to 1,800 dollars per year for a standard policy. In North Charleston rates may be higher due to coastal wind and flood exposure. Your actual premium depends on your homes age value and location. This is general information not insurance advice.
About home insurance agents in North Charleston
Home insurance agents in North Charleston help you find coverage for your house and belongings. South Carolina law requires insurers to offer wind and hail coverage on homeowners policies. Agents can explain how local flood risks and hurricane seasons affect your premiums.
Frequently Asked Questions
What does a home insurance agent in North Charleston do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also help you file claims and adjust your policy when your needs change.
Is flood insurance required in North Charleston?
Flood insurance is not required by South Carolina state law. However, mortgage lenders may require it if your home is in a high risk flood zone. North Charleston is near rivers and the coast so many homeowners buy flood coverage separately.
How do South Carolina insurance laws affect my policy?
South Carolina law gives you a 30 day free look period after buying a new policy. During this time you can cancel for any reason and get a full refund. The state also requires insurers to give 30 days notice before non renewal.
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