The top-rated home insurance agent in Irmo, South Carolina is Murdock Insurance Group, rated 5.0 stars across 538 reviews. Other highly rated options include Theresa Miley - State Farm Insurance Agent, Independent Insurance Brokers & Associates, Patti Grooms - State Farm Insurance Agent. This directory lists 17 home insurance agents serving Irmo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Murdock Insurance Group | 1410 Dutch Fork Rd | (803) 661-6146 |
| 2 | Theresa Miley - State Farm Insurance Agent | 1009 Lake Murray Blvd | (803) 781-1540 |
| 3 | Independent Insurance Brokers & Associates | 7554 Woodrow St | (803) 749-8210 |
| 4 | Patti Grooms - State Farm Insurance Agent | 1009-A Kinley Rd | (803) 781-7819 |
| 5 | Victoria Ares: Allstate Insurance | 100 Obrian Way | (803) 794-5550 |
| 6 | Lance Gore: Allstate Insurance | 7333 St Andrews Rd Ste B | (803) 407-7440 |
| 7 | Lehmann Insurance | 7425 College St Ste 102 | (803) 965-3457 |
| 8 | Auto-Owners Insurance Columbia Regional Office | 494 Lake Murray Blvd | (803) 354-9022 |
| 9 | Sauls Insurance Agency | 7911 Broad River Rd Suite 200 | (803) 256-8983 |
| 10 | J DAVIS AGENCY | 7436 Forest Ct STE 107 | (803) 661-6939 |
Murdock Insurance Group serves the Irmo, South Carolina area as a home insurance agency. Its primary service is helping local homeowners secure appropriate property coverage for their residences. The agency also advises clients on liability protection and the specifics of dwelling policies common to the region. Murdock Insurance Group handles standard homeowners policies as well as specialized coverage for rental properties in the Irmo community.
Theresa Miley - State Farm Insurance Agent in Irmo, SC, provides home insurance policies designed to protect residential properties from common perils such as fire, theft, and weather-related damage. Beyond standard coverage, the agency offers policy reviews and advice on minimizing risks around the home. Customers may also discuss bundling options to streamline their insurance plans. The office serves single-family homes, apartments, retail establishments, and local restaurants.
Independent Insurance Brokers & Associates serves homeowners, property managers, and small businesses in Irmo, South Carolina, by providing home insurance policies tailored to individual property needs. The agency helps clients evaluate coverage options for dwelling protection, personal liability, and contents against common regional risks such as storms and flooding. Its services include policy reviews, claims assistance, and guidance on adjusting deductibles. The agency also extends its services to neighboring communities within the greater Columbia metropolitan area, including the Lake Murray region and the town of Chapin.
Patti Grooms - State Farm Insurance Agent serves Irmo, South Carolina, and the surrounding communities. It handles home insurance policies, covering dwellings, personal property, and liability protection for homeowners in the area. The agency assists clients in evaluating their coverage needs based on individual property types and risks common to the region. To manage a typical job, it reviews a client’s current policy details and structures a personalized plan that addresses specific property exposures and financial protections.
Many clients seek a one-time policy for a single property, while others require ongoing coverage that updates with their changing needs. Victoria Ares: Allstate Insurance in Irmo, SC, helps local homeowners select policies that protect their dwelling and personal belongings from common regional risks. This agent clarifies how deductibles and liability limits function within each quote. For routine checks or after a claim, service runs on an as-needed basis, allowing clients to request adjustments or consultations whenever necessary.
As a local home insurance agent, Lance Gore: Allstate Insurance offers personalized advice on protecting a home and its contents through standard policies and valuable add-ons like flood or earthquake coverage. It serves homeowners in Irmo, South Carolina, by explaining policy details and guiding clients through choosing appropriate liability and dwelling protection. The agency helps its customers review coverage limits before the region’s active hurricane season, ensuring that wind and water damage from a tropical storm are properly addressed.
Lehmann Insurance provides residential home insurance services to property owners in Irmo, SC, assisting with standard dwelling protection. The agency also offers commercial coverage for local businesses seeking similar risk management solutions throughout the Irmo area and surrounding communities. Its agents help clients evaluate policy options to match property value and liability needs for single-family homes and multi-unit structures. Following the initial policy placement, the agency remains available to discuss coverage adjustments or claims questions quickly, ensuring continued support between regular annual reviews.
As winter storms approach the Midlands, homeowners in Irmo often seek reliable protection for their properties against hail and wind damage. Auto-Owners Insurance Columbia Regional Office provides home insurance policies tailored to meet these local challenges. Agents work with residents to understand coverage options that address structural and personal property needs. They also discuss liability protection and policy details that fit a variety of housing types. A typical first step involves scheduling an in-person assessment of the home’s condition to determine appropriate coverage limits and deductibles.
Sauls Insurance Agency in Irmo, SC helps clients secure coverage for their homes and personal property, addressing standard perils like fire, theft, and weather damage. It also reviews opportunities to enhance protection with specialty endorsements for floods, earthquakes, or valuable personal items. The agency’s services extend beyond residences to commercial sectors, including offices, warehouses, and food service operations.
J DAVIS AGENCY is a home insurance agent in Irmo, SC, known for helping local homeowners select coverage that protects their property and belongings. The company works with standard residential policies, addressing common liabilities and potential weather-related risks in the area. Clients can receive a full review of their current coverage to identify gaps or opportunities for better protection. For an added service, the agency offers personal liability umbrella policy consultations that extend coverage beyond standard home insurance limits.
What Does a a Home Insurance Agent in Irmo Cost?
The average cost for home insurance in South Carolina is about 1300 to 1800 dollars per year for a standard policy. Costs in Irmo may vary based on your homes age location and coverage limits. Factors like your credit score and claims history also affect the price. This is general information and not insurance advice.
About home insurance agents in Irmo
Home insurance agents in Irmo South Carolina help you find coverage for your house and belongings. South Carolina law does not require homeowners insurance but mortgage lenders usually do. Agents can explain how state rules like the 3 percent hurricane deductible work for your policy.
Frequently Asked Questions
What does a home insurance agent in Irmo do?
A home insurance agent in Irmo helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.
Is homeowners insurance required in South Carolina?
South Carolina law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. An agent can help you meet lender requirements.
What is the hurricane deductible in South Carolina?
South Carolina law allows a separate hurricane deductible for wind damage. This deductible is usually 1 percent to 5 percent of your home value. An agent in Irmo can explain how this applies to your policy.
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