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Directory of home insurance agents in Scarborough, Maine. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Scarborough, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 11 home insurance agents in Scarborough, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michelle Raber - State Farm Insurance Agent
696 US-1, Scarborough, ME 04074
(207) 883-0111
michelleraber.com
Michelle Raber - State Farm Insurance Agent
3 Oak Hill Terrace, Scarborough, ME 04074
(207) 883-5867
michelleraberoakhill.com
Foy Insurance, A Division of World
152 US-1 Unit 11, Scarborough, ME 04074
(207) 289-3850
foyinsurance.com
Hoang Phan, Bankers Life Securities Financial Representative
360 US-1 Ste 202, Scarborough, ME 04074
(207) 536-2742
agents.bankerslife.com
Stephanie Greenlaw, Bankers Life Advisory Services Financial Advisor
360 US-1 Ste 202, Scarborough, ME 04074
(207) 536-2742
agents.bankerslife.com
Varney Agency
136 US-1, Scarborough, ME 04074
(207) 883-8229
varneyagency.com
Caleb Bowen, Bankers Life Agent
360 US-1 Ste 202, Scarborough, ME 04074
(207) 536-2742
agents.bankerslife.com
Bankers Life
360 US-1 Ste 202, Scarborough, ME 04074
(207) 536-2742
branches.bankerslife.com
Miller Associates
636 US-1 Ste JA, Scarborough, ME 04074
(207) 510-6301
Hagerman Insurance
162 US-1, Scarborough, ME 04074
(207) 883-1411
HealthMarkets Insurance Agency
383 US-1 Ste 2E, Scarborough, ME 04074
(207) 883-6502
agents.healthmarkets.com
Home insurance agents in Scarborough, Maine help homeowners protect their property against risks like coastal storms, fire, and liability. Maine law requires insurers to offer windstorm and hail coverage, but homeowners should verify their policy includes it. An agent can also explain how Maine's cold climate affects claims for frozen pipes or ice dam damage.
What Does a Home Insurance Agent in Scarborough Cost?
The average cost of home insurance in Maine is around $1,200 to $1,800 per year for a standard policy, but rates in Scarborough can be higher due to coastal exposure and winter weather risks. Factors like home age, construction type, and coverage limits also affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Scarborough do?
A home insurance agent helps you find a policy that covers your home, belongings, and liability. They explain coverage limits, deductibles, and exclusions specific to Maine risks such as coastal flooding or winter weather. Agents also assist with filing claims and adjusting coverage as your needs change.
Is flood insurance required in Scarborough Maine?
Flood insurance is not required by Maine state law, but mortgage lenders may require it if your home is in a high-risk flood zone. Scarborough has areas near the coast and rivers that are prone to flooding. Standard home insurance policies do not cover flood damage, so a separate flood policy is needed.
How does Maine law affect home insurance claims?
Maine has a statute of limitations of 6 years for filing a lawsuit on a written insurance contract. Insurers must respond to claims within 15 business days and pay or deny a claim within 30 days after receiving proof of loss. These rules help ensure timely handling of claims for Scarborough homeowners.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.