The top-rated home insurance agent in Portland, Maine is Lotfey Dennett Insurance Brokers, rated 5.0 stars across 234 reviews. Other highly rated options include Julie Francis - State Farm Insurance Agent, Eric Wilson - State Farm Insurance Agent, Diane Newman - State Farm Insurance Agent. This directory lists 15 home insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 2 | Julie Francis - State Farm Insurance Agent | 449 Forest Ave Suite 212 | (207) 761-1511 |
| 3 | Eric Wilson - State Farm Insurance Agent | 94 Auburn St # 101 | (207) 797-7004 |
| 4 | Diane Newman - State Farm Insurance Agent | 313 Read Street At, Forest Ave | (207) 773-2080 |
| 5 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 6 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 7 | AAA Portland Insurance and Member Services | 68 Marginal Way | (207) 780-6950 |
| 8 | Cross Insurance | 2331 Congress St | (207) 780-1677 |
| 9 | Co Insurance Group LLC | 62 Westminster Ave | (207) 802-7523 |
| 10 | Hanover Insurance Co | 44 Avon St | (207) 825-2065 |
Serving the Portland, Maine metro area, Lotfey Dennett Insurance Brokers provides homeowners insurance services. This agency helps local property owners find coverage that protects against common regional risks, such as storm damage and liability claims. The team works with multiple carriers to compare policy options for each client’s specific home and budget needs. They also assist with bundling home and auto policies for potential savings on premiums while securing adequate dwelling and personal property protection in the area.
Julie Francis - State Farm Insurance Agent in Portland, ME, provides home insurance coverage along with related policies such as renters and condo insurance. The agency helps clients assess their property risks and select appropriate protection options, with ongoing support for policy updates and claims assistance. It services a variety of properties including single-family homes, apartments, and also extends coverage to retail spaces and restaurants in the local area.
Eric Wilson’s agency in Portland, ME serves homeowners, renters, and property managers seeking home insurance coverage. It provides policies that protect dwellings, personal belongings, and liability risks common to residential properties in the area. The agency also helps local homeowners review their deductibles and bundling options to match individual coverage needs. Beyond Portland, the agency extends its home insurance assistance to clients in the neighboring community of South Portland as well as other parts of the greater Portland metro region.
When coastal storms and New England winters threaten homes in Portland, Plummer's Insurance Agency helps local homeowners understand their property coverage needs. As a home insurance agent serving the area, the company works with clients to review dwelling protection, personal property limits, and liability options that match individual risk exposures. Policies are evaluated alongside typical regional concerns like ice dam damage and wind-related losses. An initial property inspection is scheduled to assess the home’s condition and confirm accurate replacement cost values before any proposal is prepared.
As a home insurance agent in Portland, Clark Insurance, a Marsh & McLennan Agency LLC company, specializes in tailoring coverage for homeowners, condos, and rental properties. It assists clients throughout the region by evaluating individual policies to ensure adequate protection for dwellings and personal belongings. The agency also helps navigate unique risks typical of coastal Maine, such as ice damming from heavy winter snowfalls, securing coverage that addresses potential water damage and associated repairs.
AAA Portland Insurance and Member Services in Portland, ME provides guidance for homeowners deciding between a one-time policy purchase and recurring annual coverage adjustments. As a local home insurance agent, the company assists clients in understanding standard dwelling protection and liability options specific to coastal and inland properties in the area. Service operates on an as-needed basis, with clients typically contacting the agency when their current policy expires or when a new home purchase requires immediate coverage.
Cross Insurance in Portland, Maine specializes in helping homeowners tailor coverage that protects their property and personal assets. The agency works with clients to assess specific risks and select appropriate policies from available insurers. It also offers guidance for insuring additional structures, personal belongings, and liability protection. For residents of southern Maine, the agency helps address winter-related concerns such as ice dam damage and frozen pipe claims that commonly arise after severe seasonal storms.
Co Insurance Group LLC provides residential home insurance services to homeowners in Portland, Maine. The company also handles commercial coverage options for local business properties throughout the greater Portland area. Their agents work with clients to match appropriate policies for individual property needs. After a policy is secured, the team remains available for questions and policy adjustments between regular renewal visits. Follow-up consultations are offered whenever coverage changes or property updates require a review of existing protection.
Hanover Insurance Co serves the Portland, Maine area and the surrounding communities of Southern Maine. It handles coverage for homeowners, helping clients protect their property from local risks like harsh winter storms. This includes offering guidance on different policy options to match individual needs. To manage a typical job, the agency begins by reviewing the client's current coverage and discussing potential gaps in protection.
What Does a a Home Insurance Agent in Portland Cost?
The average cost of home insurance in Maine is around 1200 to 1800 dollars per year for a typical single family home. Actual premiums depend on your homes age location and coverage amount. Older homes or those in flood zones may cost more. This is general information not insurance advice.
About home insurance agents in Portland
A home insurance agent in Portland Maine helps you find a policy that protects your house and belongings. Maine law does not require homeowners insurance but mortgage lenders usually do. Agents can explain how your policy covers risks like winter storms and coastal flooding common to the area.
Frequently Asked Questions
What does a home insurance agent in Portland do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits and deductibles. They also advise on additional endorsements for things like flood or sewer backup.
Do I need flood insurance in Portland Maine?
Standard home insurance does not cover flood damage. Portland is near the coast so flood risk is higher. Many homeowners buy a separate flood policy through the National Flood Insurance Program.
How does Maine weather affect home insurance costs?
Maine has cold winters with heavy snow and ice. This can cause roof damage or ice dams. Agents can help you get coverage for these specific risks.
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