The top-rated home insurance agent in Augusta, Maine is Shawn Spadea at Comparion Insurance Agency, rated 5.0 stars across 165 reviews. Other highly rated options include Paul Keller - State Farm Insurance Agent, Matthew Maloney - State Farm Insurance Agent, Comparion Insurance Agency. This directory lists 20 home insurance agents serving Augusta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Spadea at Comparion Insurance Agency | 45 Memorial Cir Ste 100 | (207) 480-6110 |
| 2 | Paul Keller - State Farm Insurance Agent | 38 Bangor St | (207) 623-3344 |
| 3 | Matthew Maloney - State Farm Insurance Agent | 37 Sewall St | (207) 622-4414 |
| 4 | Comparion Insurance Agency | 45 Memorial Cir Ste 100 | (207) 622-0518 |
| 5 | K.L. Drew Insurance | 281 State St | (207) 460-1042 |
| 6 | Matthew Oliver at Comparion Insurance Agency | 45 Memorial Cir Ste 100 | (207) 480-6008 |
| 7 | AAA Augusta Insurance and Member Services | 19 Stephen King Dr #2 | (207) 622-2221 |
| 8 | Jonathan Morse at Comparion Insurance Agency | 45 Memorial Cir Ste 100 | (207) 480-6113 |
| 9 | Joel Lockwood at Comparion Insurance Agency | 45 Memorial Cir Ste 100 | (207) 480-6006 |
| 10 | Libby Agency | 281 State St Suite 4 | (603) 275-1580 |
Shawn Spadea at Comparion Insurance Agency serves homeowners in Augusta, Maine, with personalized home insurance coverage. The agency helps clients protect their properties by comparing policies from multiple carriers to find suitable options for individual needs. A professional agent guides customers through deductibles, liability limits, and dwelling coverage to ensure adequate protection. The agency also covers surrounding communities in Kennebec County, such as Gardiner or Winthrop.
Paul Keller - State Farm Insurance Agent in Augusta, Maine specializes in home insurance policies covering structure and personal property damage. The agency generally serves local homeowners by reviewing coverage limits and deductibles to match individual property needs. It also helps with standard liability protection for incidents occurring on residential premises. For Augusta residents, this agent assists with specific concerns such as securing adequate coverage against winter weather damage from ice dams, frozen pipes, or heavy snow loads.
In the midst of Maine's unpredictable winters, Augusta homeowners often face concerns about storm damage and ice dams. Matthew Maloney - State Farm Insurance Agent provides guidance on policies that help protect local properties from these seasonal risks. Their team explains coverage options for common regional perils like wind and water intrusion. To help clients understand their specific protection needs, they offer to schedule a thorough inspection of the home before finalizing any policy. This initial assessment ensures that the insurance plan aligns with the property's actual condition and location in Augusta.
Comparion Insurance Agency is a home insurance agent in Augusta, ME, known for providing residential coverage options to local homeowners. The agency works with clients to assess their property protection needs, explaining policy types and helping to compare available plans. Its service range includes standard dwelling policies and liability coverage, tailored to the risks common in the region, such as weather-related damage. For an additional specialty service, the agency can arrange personal property endorsements for valuable items like jewelry or electronics.
K.L. Drew Insurance provides residential home insurance services to property owners in Augusta, Maine. Commercial coverage options are also available for local businesses throughout the greater Augusta area. Comprehensive policies are designed to protect properties from common regional risks. The agency encourages clients to review their coverage needs upon renewal. Follow-up consultations are offered between regular visits to adjust policies as circumstances change.
Matthew Oliver at Comparion Insurance Agency in Augusta, Maine, is known for providing home insurance solutions that protect local homeowners from regional weather and property risks. The agency offers a full range of coverage options, including dwelling, personal property, and liability protection tailored to individual needs. As a standard service, it helps clients assess policy limits and deductibles based on their home’s value. For those requiring additional protection, the company can add on specific flood or earthquake insurance policies to a standard package.
AAA Augusta Insurance and Member Services provides home insurance solutions for property owners in the Augusta, Maine area. The company specializes in helping clients tailor their policies with add-on coverages that address local weather and liability risks. Its agents work to match each homeowner with appropriate protection based on individual property needs. The firm also serves additional commercial sectors, offering coverage for offices, warehouses, and food service operations.
Jonathan Morse at Comparion Insurance Agency serves the Augusta, Maine, area, specializing in home insurance coverage for local homeowners. This agency works with clients to structure policies that protect residential properties in the region. Services include evaluating dwelling coverage limits and advising on liability protection. Agents help match homeowners with insurance plans suited to individual needs, including coverage for personal belongings and additional living expenses. The office handles both standard homeowners policies and specialized protections such as flood or wind-damage endorsements.
Joel Lockwood at Comparion Insurance Agency in Augusta, Maine, provides a range of home insurance services, including policy consultation, coverage analysis, and claims assistance for residential properties. Ongoing support involves periodic policy reviews and guidance on adjusting deductibles or endorsements to meet changing needs. The company offers maintenance planning by helping clients document home inventories. It services single-family homes, apartments, retail spaces, and restaurants throughout the Augusta area.
What Does a a Home Insurance Agent in Augusta Cost?
Home insurance in Maine costs an average of about 1,200 to 1,800 dollars per year for a standard policy. Rates depend on your homes age location and coverage limits. Older homes in Augusta may have higher premiums due to wiring or plumbing. This is general information and not insurance advice.
About home insurance agents in Augusta
A home insurance agent in Augusta Maine can help you find a policy that meets your needs. Maine law requires insurers to offer replacement cost coverage on dwelling policies. Local agents know about risks like winter weather and flooding in the Kennebec River area.
Frequently Asked Questions
What does a home insurance agent in Augusta do?
An agent helps you compare policies from different insurers. They explain coverage options like dwelling protection and personal property. They also assist with filing claims after a loss.
Do I need flood insurance in Augusta Maine?
Standard home policies do not cover flood damage. Augusta is near the Kennebec River so flood risk exists. You may need a separate flood policy through the National Flood Insurance Program.
How long do I have to file a claim in Maine?
Maine law does not set a specific deadline for filing a claim. However your policy contract will state a time limit. It is best to report damage as soon as possible.
Home Insurance Agents in Other Maine Cities
Auburn · Bangor · Biddeford · Brewer · Falmouth · Kennebunk · Lewiston · Portland · Scarborough · South Portland · Waterville · Westbrook · Windham