The top-rated home insurance agent in Lewiston, Maine is Lisa Laliberte - State Farm Insurance Agent, rated 4.8 stars across 109 reviews. Other highly rated options include Sam Francis - State Farm Insurance Agent, Deanna Lynn - State Farm Insurance Agent, The Champoux Insurance Group. This directory lists 17 home insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Laliberte - State Farm Insurance Agent | 224 Russell St | (207) 783-3332 |
| 2 | Sam Francis - State Farm Insurance Agent | 1510 Lisbon St | (207) 784-6731 |
| 3 | Deanna Lynn - State Farm Insurance Agent | 155 Lisbon St Suite 2 | (207) 520-2028 |
| 4 | The Champoux Insurance Group | 150 East Ave | (207) 783-2246 |
| 5 | Mark Arneault Insurance Agency | 475 Pleasant St Ste 22 | (207) 783-8752 |
| 6 | D&H Insurance | 18 Highland Spring Rd | (207) 783-9991 |
| 7 | Cross Insurance | 150 Mill St #4 | (207) 783-8591 |
| 8 | Bilodeau Insurance Agency | 541 Lisbon St | (207) 784-4029 |
| 9 | Expedient Insurance Policy ME | 315 Main St | (207) 569-3940 |
| 10 | Lewiston insurance | 29 Lowell St | (207) 517-0832 |
Lisa Laliberte - State Farm Insurance Agent serves homeowners in and around Lewiston, Maine, providing coverage for residential properties. The agency helps local clients protect their homes and personal belongings from common regional risks, including harsh winter storms and unexpected fire damage. Tailored policies are designed to meet individual needs and budgets. For those with high-value possessions or a need to protect their property against liability claims, this office handles specialized home insurance and personal liability coverage in the area.
Sam Francis - State Farm Insurance Agent in Lewiston, ME, offers a range of home insurance services including coverage for dwelling, personal property, and liability protection. It provides policy maintenance through regular reviews to help ensure adequate coverage as circumstances change. Service plans can include guidance on deductibles and discounts such as those for protective devices. The agent services single-family homes, apartments, retail spaces, and restaurants, addressing the specific risks each property type faces.
Deanna Lynn - State Farm Insurance Agent in Lewiston, Maine serves homeowners and property managers looking to protect their residential investments. The agency provides home insurance policies tailored to cover dwelling structures, personal belongings, and liability risks common to the area. Clients receive guidance on selecting appropriate coverage limits and deductibles for local weather concerns. Standard services include policy reviews and claims assistance. The office also covers the neighboring community of Auburn within the Lewiston-Auburn metro region.
Serving Lewiston and the surrounding communities of Androscoggin County, The Champoux Insurance Group handles a full range of home insurance policies for local residents and property owners. It works to find coverage that fits the specific needs of a home, from its structure to the belongings inside. The company approaches each typical job by first reviewing the property's unique characteristics to tailor a policy that balances protection with an appropriate premium.
For homeowners in Lewiston, Maine, this agency offers both one-time policy evaluations and recurring coverage management for home insurance. They help clients understand the difference between replacement cost and actual cash value policies, tailoring protection to individual needs. Services also include consultation on liability limits and dwelling coverage based on local weather risks. Coverage adjustments are available when property improvements occur or market conditions change. Service runs on an as-needed basis, with updates scheduled upon request for policy reviews or changes.
D&H Insurance provides tailored homeowners insurance policies, focusing on protecting single-family residences and condominiums in the Lewiston area. Its general service work includes offering standard dwelling coverage, personal liability protection, and policies for renters. The agency also assists clients in navigating policy adjustments related to seasonal weather risks, such as helping homeowners secure additional coverage for the region's heavy snow loads or ice dam damage each winter.
Cross Insurance provides a broad range of coverage options tailored to protect homeowners in the Lewiston, Maine area. Its service plans focus on guiding clients through the process of selecting appropriate policies to safeguard their properties against regional weather risks and liability concerns. The agency adjusts these plans to match different residential needs, offering personal attention to help customers understand their coverage details. This approach aims to ensure that both single-family homes and multi-unit properties, including apartments, as well as local retail spaces and restaurants, receive proper insurance protection.
As winter storms approach Lewiston, homeowners often worry about ice dams and roof leaks. Bilodeau Insurance Agency provides local home insurance agent services to help residents protect their properties from seasonal damage. They assist customers in reviewing policy coverage for typical Maine weather risks, including heavy snow and high winds. Their team explains deductibles and coverage limits for common claims. A client visit begins with a careful review of the property’s specific exposures, followed by an in-home assessment of the structure's current condition to recommend appropriate protection.
Expedient Insurance Policy ME works with homeowners in Lewiston to structure dwelling coverage and liability protection that matches local property conditions. Common policy add-ons include endorsements for flood damage, sewer backup, and personal property replacement cost. Tailored plans can also address the unique risks of inland Maine homes. Commercial sectors serviced include office spaces, warehouses, and food service establishments requiring specialized equipment breakdown coverage.
What Does a a Home Insurance Agent in Lewiston Cost?
Typical home insurance costs in Maine range from $800 to $2,500 per year depending on coverage limits, deductible, and property specifics. For a standard policy in Lewiston, expect to pay around $1,000 to $1,500 annually for a single-family home. Older homes or those with high-value contents may cost more. This is general information, not insurance advice.
About home insurance agents in Lewiston
Home insurance agents in Lewiston, Maine help homeowners find coverage for their property against risks like fire, theft, and weather damage. Maine law does not require homeowners insurance, but mortgage lenders typically do require it. An agent can explain local factors such as winter storm risks and the need for flood insurance in certain areas.
Frequently Asked Questions
What does a home insurance agent in Lewiston do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They can explain policy details, help you file claims, and advise on Maine-specific risks like ice dams or wind damage.
Is homeowners insurance required by law in Maine?
No, Maine law does not require homeowners insurance. However, if you have a mortgage, your lender will require you to carry a policy that covers at least the loan amount. Some landlords may also require renters insurance.
What factors affect home insurance costs in Lewiston?
Costs depend on your homes age, construction type, location, and claims history. In Lewiston, proximity to fire stations and crime rates can also impact premiums. The average annual premium in Maine is around $1,200 to $1,800, but this varies widely.
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