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HomeHome Insurance AgentsColorado › Windsor

Find Home Insurance Agents Near You in Windsor, CO

Browse home insurance agents serving Windsor, Colorado. Updated 2026-07-14.

The top-rated home insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 18 home insurance agents serving Windsor.

Showing 18 home insurance agents in Windsor, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Gabriel Garcia-Hitt671 Academy Ct UNIT A(970) 686-6839
2Scott Horvath - State Farm Insurance Agent1295 Main St #6(970) 686-6161
3Joe Unruh: Allstate Insurance1051 Main St(970) 686-1026
4Scott Harper - State Farm Insurance Agent819 Main St(970) 674-0937
5Heidi Washburn - State Farm Insurance Agent519 Main St(970) 833-5304
6Farmers Insurance - Tammy Woods208 Main St(970) 686-6555
7Mary Agcaoili: Allstate Insurance1039 Main St H(970) 686-1026
8Squires Insurance Solutions421 Main St B(970) 686-7778
9LSI Insurance Agency, Inc.401 Pointe Plz Dr Suite B(970) 674-1151
10Brian Binder Agency Inc American Family Insurance400 Main St B(970) 674-3223
FI
671 Academy Ct UNIT A
Farmers Insurance - Gabriel Garcia-Hitt
Home Insurance Agent · Windsor, CO

Farmers Insurance - Gabriel Garcia-Hitt serves Windsor and the surrounding Weld County area with comprehensive home insurance agent services. The agency helps homeowners protect their properties by assessing individual coverage needs and explaining different policy options. They assist in safeguarding dwellings, personal belongings, and liability exposures against common regional risks such as hailstorms and wildfires. Clients can obtain personalized quotes for standard home insurance coverage as well as endorsements for high-value items like jewelry or electronics. The office also handles rental property insurance and advises on bundling options with auto policies.

SH
1295 Main St #6
Scott Horvath - State Farm Insurance Agent
Home Insurance Agent · Windsor, CO

Scott Horvath - State Farm Insurance Agent in Windsor, CO, serves homeowners, landlords, and property managers seeking coverage for their houses and rentals. The agency provides personal insurance consultations, helping clients assess risks for their properties and belongings. Policies are tailored to protect against common local perils like hail, wind, and fire damage. With a focus on clear explanations of deductibles and liability options, the team assists individuals in securing appropriate protection. The agency also extends its home insurance services to nearby Fort Collins and surrounding areas in northern Colorado.

JU
1051 Main St
Joe Unruh: Allstate Insurance
Home Insurance Agent · Windsor, CO

Joe Unruh: Allstate Insurance in Windsor, CO, provides a range of home insurance services, including dwelling coverage, personal property protection, and liability options. Its maintenance plans assist policyholders with regular policy reviews and claims support to match evolving coverage needs. The agent’s insurance solutions address risks common to local properties, such as wind and hail damage. Joe Unruh: Allstate Insurance services single-family homes, apartments, retail establishments, and restaurants throughout the Windsor area.

SH
819 Main St
Scott Harper - State Farm Insurance Agent
Home Insurance Agent · Windsor, CO

Scott Harper - State Farm Insurance Agent serves Windsor, Colorado, and the surrounding communities of northern Weld County. This agency handles home insurance policies that aim to protect a customer’s dwelling, personal belongings, and liability against common regional risks. To manage a typical job, an agent here first reviews a homeowner’s specific property details and coverage needs, then presents a customized policy option that balances protection with local lifestyle considerations.

HW
519 Main St
Heidi Washburn - State Farm Insurance Agent
Home Insurance Agent · Windsor, CO

When choosing a home insurance agent, clients may need a one-time policy review or ongoing support for changing coverage needs. Heidi Washburn’s agency in Windsor, CO, provides homeowners with protection for their property and personal belongings against common local risks, including storms and fire. The agent helps clients assess their deductible options and liability limits to maintain adequate coverage. Service runs on either a one-time consultation basis or as scheduled for annual policy updates and life changes.

FI
208 Main St
Farmers Insurance - Tammy Woods
Home Insurance Agent · Windsor, CO

As winter approaches in Windsor, homeowners often worry about ice dams and sudden hailstorms damaging their roofs. Farmers Insurance agent Tammy Woods helps local policyholders review their existing home insurance coverage to ensure it properly addresses these seasonal risks unique to northern Colorado. She provides clear comparisons between standard policies and optional endorsements that protect against frozen pipes or wind damage. The process begins with a complete inspection of your property to identify vulnerabilities and recommend appropriate levels of dwelling and personal property coverage tailored to your specific needs.

MA
1039 Main St H
Mary Agcaoili: Allstate Insurance
Home Insurance Agent · Windsor, CO

Mary Agcaoili: Allstate Insurance offers specialized home coverage options, including dwelling protection and liability coverage for local homeowners. It provides general insurance services, assisting residents in Windsor and the surrounding Colorado area with policy selection and claims guidance. A specific seasonal concern it helps with is the assessment of supplemental coverage for spring and summer hailstorms, which typically cause significant roof and siding damage in this region.

SI
421 Main St B
Squires Insurance Solutions
Home Insurance Agent · Windsor, CO

Offering residential home insurance services in the Windsor, Colorado area, Squires Insurance Solutions works with clients to find appropriate coverage for their dwellings and personal property. Commercial property coverage is made available for local business owners. The agency actively assists policyholders seeking to protect assets across both the northern Colorado region and the nearby surrounding communities. Following the initial setup of a policy, the agent regularly contacts the client to review any changes that may require coverage adjustments between each standard renewal visit.

LI
401 Pointe Plz Dr Suite B
LSI Insurance Agency, Inc.
Home Insurance Agent · Windsor, CO

LSI Insurance Agency, Inc. provides home insurance policies for properties in and around Windsor, Colorado. Standard coverage includes dwelling protection, personal liability, and contents replacement, with available add-ons for valuable items, water backup, and increased rebuilding costs. Agents assist clients in assessing their unique coverage needs and comparing options from multiple carriers. The agency can also tailor policies for commercial sectors such as small offices, warehouses, and food service establishments.

BB
400 Main St B
Brian Binder Agency Inc American Family Insurance
Home Insurance Agent · Windsor, CO

Brian Binder Agency Inc American Family Insurance in Windsor, CO is known for providing local home insurance policies tailored to area property needs. Its service range includes coverage for dwelling protection and personal belongings against common regional risks. Agents work to guide homeowners through policy options and deductibles. The agency can add a specialty service of flood insurance for properties near local waterways or in flood-prone zones.

BI
701 Main St
Best Insurance Group, LLC
Home Insurance Agent · Windsor, CO
(970) 674-5000
bestinsured.net
RI
1349 Water Valley Pkwy
Renaissance Insurance Group
Home Insurance Agent · Windsor, CO
(970) 674-8825
reninsurance.com
PI
1345-1425 Water Valley Pkwy Pk
Prosper Insurance LLC
Home Insurance Agent · Windsor, CO
(970) 369-9114
PW
156 Beacon Way
Points West Insurance
Home Insurance Agent · Windsor, CO
(970) 594-9299
FI
700 Automation Dr UNIT I
Farmers Insurance - Stacey Caruthers
Home Insurance Agent · Windsor, CO
(970) 292-7572
recruitment.farmers.com/industry-recruiter-locator/co/windsor/stacey-caruthers
FI
8010 S Co Rd 5 Unit 203
Farmers Insurance - Michael Berry
Home Insurance Agent · Windsor, CO
(303) 431-2300
agents.farmers.com/co/johnstown/michael-berry
DI
935 Merchant Ct
D. Insurance Ltd.
Home Insurance Agent · Windsor, CO
(970) 364-9479
jaquelynneall65411.wixsite.com/d--insurance-ltd
HM
1204 W Ash St suite g
Horace Mann Insurance - Susan Krantz Agency
Home Insurance Agent · Windsor, CO
(970) 674-9475
agents.horacemann.com//SusanKrantz

What Does a a Home Insurance Agent in Windsor Cost?

The average cost of home insurance in Colorado is around $2,000 to $3,000 per year for a typical single family home. In Windsor, rates can vary based on the homes age, construction, and location. Factors like roof condition and proximity to fire risk areas also affect premiums. This is general information and not insurance advice.

About home insurance agents in Windsor

Home insurance agents in Windsor Colorado help homeowners find policies that meet state requirements and protect against local risks like hail and wildfire. Colorado law does not require home insurance but mortgage lenders typically do. Agents can explain coverage options and help you compare quotes from multiple insurers.

Frequently Asked Questions

What does a home insurance agent in Windsor do?

A home insurance agent helps you find a policy that fits your needs and budget. They can explain coverage types, answer questions about deductibles, and assist with claims. Agents work with multiple insurance companies to provide options.

Is home insurance required in Colorado?

Colorado state law does not require home insurance. However most mortgage lenders require a policy to protect their investment. Even without a mortgage, insurance is strongly recommended to cover damage from storms, fire, or theft.

What does home insurance typically cover in Colorado?

Standard policies cover damage from fire, wind, hail, and theft. Colorado homeowners often add coverage for hail damage which is common in Windsor. Flood and earthquake damage are usually not included and require separate policies.

Home Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.