The top-rated home insurance agent in Durango, Colorado is Wendy Most - State Farm Insurance Agent, rated 4.9 stars across 384 reviews. Other highly rated options include Jay Hwang - State Farm Insurance Agent, Wade Agency, LLC American Family Insurance, Wilson Group Insurance®️. This directory lists 20 home insurance agents serving Durango.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wendy Most - State Farm Insurance Agent | 1854 Main Ave | (970) 259-2550 |
| 2 | Jay Hwang - State Farm Insurance Agent | 207 E 11th St | (970) 247-3105 |
| 3 | Wade Agency, LLC American Family Insurance | 835 E 2nd Ave #425 | (970) 259-0091 |
| 4 | Wilson Group Insurance®️ | 1099 Main Ave Ste 310a | (970) 682-6700 |
| 5 | Eytchison Insurance Agency | 450 S Camino Del Rio #102 | (970) 247-0006 |
| 6 | Denise Elliott - State Farm Insurance Agent | 25825 US-160 | (970) 247-4060 |
| 7 | Woolverton Insurance | 725 E College Dr Unit C-2 UPSTAIRS | (970) 259-9332 |
| 8 | Chris Latshaw - State Farm Insurance Agent | 400 S Camino Del Rio Ste C | (970) 259-4500 |
| 9 | Farmers Insurance - Allen Michalak | 2223 Main Ave #101 | (970) 247-4302 |
| 10 | Schield Insurance, Inc. | 450 S Camino Del Rio STE 209 | (970) 247-7751 |
Wendy Most - State Farm Insurance Agent serves the Durango, Colorado area by providing home insurance coverage and related financial protection services. The agency helps local homeowners secure policies that guard against property damage and personal liability risks. Clients can consult with the agent to understand coverage options tailored to their homes and budget. Wendy Most - State Farm Insurance Agent handles dwelling coverage and personal property protection for residences in this region.
Jay Hwang - State Farm Insurance Agent provides a range of home insurance coverage services to help protect properties in the Durango area. The agency offers standard policies and discusses optional endorsements to tailor plans to individual needs, including assistance with claims filing and policy reviews. Regular service check-ins help maintain appropriate coverage as conditions change. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the local region.
Wade Agency, LLC American Family Insurance serves Durango, Colorado and the surrounding communities of La Plata County. This agency handles standard home insurance policies for local homeowners, providing coverage that protects structures and personal belongings against common perils like wind, hail, fire, and theft. For a typical job, it reviews a client’s property details and liability concerns to tailor a policy that fits their specific needs and budget while ensuring they understand their coverage limits.
Wilson Group Insurance® in Durango, CO specializes in home insurance agent services, distinguishing between one-time policy purchases and recurring coverage options that adapt to changing property needs. Their consultations help homeowners select appropriate protection for various local dwelling types, considering regional weather risks and property values common in the area. Coverage discussions typically address standard perils like fire, wind, and liability, with policy recommendations based on individual homeowner requirements. Their service operates on a scheduled or as-needed basis, with periodic policy reviews available upon client request.
Eytchison Insurance Agency in Durango, Colorado provides specialized home insurance policies tailored to unique property needs, including coverage for high-value homes and seasonal residences. It also assists clients with standard homeowner policies, ensuring protection for dwellings and personal belongings. The agency helps local homeowners navigate coverage options that address the region's distinct risks, such as wildfire damage and heavy snowfall. During the winter months, it specifically advises on policy adjustments to safeguard against ice dam formation and frozen pipe issues common in mountain climates.
Denise Elliott - State Farm Insurance Agent in Durango, Colorado, serves homeowners, renters, and property managers with a range of coverage options designed to protect local residences. The agency assists clients in selecting appropriate policies for standard dwellings, personal belongings, and liability protection. Customers receive guidance tailored to regional weather risks and property values common in the area. The office also provides coverage solutions for nearby communities like Bayfield, ensuring residents across the region have access to dependable insurance support for their homes.
Woolverton Insurance provides comprehensive home insurance services to property owners throughout the Durango area. The agency offers essential dwelling coverage and can add specialized protections for valuable personal property, such as jewelry, electronics, and fine art. Policies typically include liability protection for accidents on the insured premises. This agent also works with clients who own commercial properties, helping to secure coverage for local offices, warehouses, and food service businesses.
Durango homeowners often contend with wildfire risks and heavy winter snow loads that can stress roofs and structures. Chris Latshaw - State Farm Insurance Agent responds by offering tailored home insurance policies that address these local exposures, helping residents protect their most significant investment. The agency works to explain coverage options clearly, allowing clients to understand deductibles and dwelling limits before committing to a plan. Every new client relationship begins with a detailed consultation and a review of the property, ensuring accurate risk assessment and appropriate coverage.
Farmers Insurance - Allen Michalak in Durango, Colorado offers residential home insurance services tailored to protect local property owners. Commercial coverage options are also available for businesses in the region, serving clients throughout Durango and the surrounding areas. As a local agent, the office helps residents understand their policies and find appropriate coverage for their needs. The agency encourages clients to call for follow-up adjustments or to review coverage between regular visits.
What Does a a Home Insurance Agent in Durango Cost?
The average cost of home insurance in Colorado is around 1800 to 2500 dollars per year for a standard single family home. In Durango rates may be higher due to wildfire risk and property values. Costs vary based on home age construction materials and coverage limits. This is general information and not insurance advice.
About home insurance agents in Durango
A home insurance agent in Durango Colorado helps you find coverage for your home against fire hail and winter storms. Colorado law requires insurers to offer specific coverage for water damage from sewer backups. Your agent can explain the standard HO-3 policy and how it applies to homes in La Plata County.
Frequently Asked Questions
What does a home insurance agent in Durango do?
A home insurance agent in Durango helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy after renovations.
Do I need special coverage for a mountain home near Durango?
Yes homes in mountain areas near Durango may need additional coverage for wildfire brush fire and winter storm damage. Some insurers require a separate wind and hail deductible. Your agent can help you find a policy that covers these risks.
How does Colorado law affect home insurance in Durango?
Colorado law requires insurers to offer coverage for water damage from sewer backups and sump pump failures. Insurers must also provide a 30 day notice before nonrenewal. Your agent can explain these legal requirements and how they apply to your policy.
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