The top-rated home insurance agent in Boulder, Colorado is Tammy Sandoval - State Farm Insurance Agent, rated 5.0 stars across 475 reviews. Other highly rated options include Robert Erben - State Farm Insurance Agent, Joe Chrisman - State Farm Insurance Agent, Professor Medicare. This directory lists 19 home insurance agents serving Boulder.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tammy Sandoval - State Farm Insurance Agent | 1400 28th St Ste 1 | (303) 494-4700 |
| 2 | Robert Erben - State Farm Insurance Agent | 2342 Broadway | (303) 444-0490 |
| 3 | Joe Chrisman - State Farm Insurance Agent | 1722 14th St #110 | (303) 449-7900 |
| 4 | Professor Medicare | 1660 30th St | (858) 689-7445 |
| 5 | Erika Lousberg: Allstate Insurance | 3450 Penrose Pl STE 110 | (303) 442-4902 |
| 6 | Greg Lamb: Allstate Auto, Home, Condo, Renters, & Life Insurance | 1823 Folsom St #205 | (303) 451-7595 |
| 7 | Kelly Eyen - State Farm Insurance Agent | 2961 Broadway | (303) 444-5646 |
| 8 | Helen Wagner - State Farm Insurance Agent | 5360 Arapahoe Ave Ste A1 | (303) 442-7844 |
| 9 | Tyler Harrington: Allstate Insurance | 4800 Baseline Rd Ste D200 | (303) 494-8725 |
| 10 | Jake Christensen - State Farm Insurance Agent | 2560 28th St Ste 202 | (303) 442-7736 |
Tammy Sandoval - State Farm Insurance Agent serves the Boulder, Colorado, area as a home insurance provider. The agency assists local homeowners in obtaining standard policies for single-family houses and condominiums. It works with clients to choose appropriate dwelling coverage, personal property protection, and liability components. The office also helps policyholders add endorsements for valuable items such as jewelry or electronics. Customers can consult the agency about bundling home insurance with auto policies for potential discount eligibility. It handles claims assistance for property damage caused by fire, wind, or theft.
Robert Erben - State Farm Insurance Agent provides personalized home insurance coverage for residents in the Boulder, Colorado area. The agency helps clients assess their property vulnerabilities and select appropriate policies that reflect local risks, including wildfire and hail exposure. Routine policy reviews and annual service check-ins are offered to adjust coverage as property values or needs change. The agent services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants throughout the region.
Serving Longmont, Colorado, and the surrounding communities in Boulder County, Joe Chrisman - State Farm Insurance Agent handles residential property coverage and protection needs for local homeowners. The agency manages standard policies that safeguard a home's structure and personal belongings against common risks. It also discusses options for liability coverage and additional living expenses if a dwelling becomes uninhabitable. For a typical job, the agent reviews the property with the homeowner to identify specific exposures and then recommends a tailored policy that addresses those concerns.
Professor Medicare serves homeowners in Boulder, Colorado, by connecting them with home insurance policies that protect their property and belongings. The agency helps clients understand coverage options for dwellings, personal liability, and additional structures on their land. It also assists property managers and small businesses seeking appropriate insurance solutions for their assets and operations. Each policy is tailored to individual needs and risks common in this mountainous region. Additionally, the company works with homeowners in the nearby community of Louisville and surrounding areas of Boulder County.
Serving Boulder, Colorado, and the surrounding communities, Erika Lousberg: Allstate Insurance handles homeowners insurance policies for local properties. The agency works with clients to secure coverage for their dwellings, personal belongings, and liability protection. A typical job begins with a discussion of the client’s specific property needs and risk concerns, followed by a detailed comparison of available policy options. The agent then explains coverage differences clearly, allowing the customer to choose a plan that fits their situation and budget.
Greg Lamb: Allstate Auto, Home, Condo, Renters, & Life Insurance in Boulder, CO provides home insurance tailored to protect residential property. This agency also handles general coverage needs for condo owners and renters, ensuring personal belongings and liability are addressed. It helps clients evaluate potential flood and hailstorm risks that affect many homes in the Boulder area during the spring season.
Some home insurance decisions involve a single purchase, such as an initial policy for a new property, while others require ongoing adjustments. Kelly Eyen - State Farm Insurance Agent in Boulder, CO provides both types of service, covering residences, rental properties, and personal belongings against common perils like fire, theft, and weather damage. Options for bundling with auto insurance are available to streamline protection. As a local agent, this office handles individualized risk assessments and policy management. Service runs on a one-time, scheduled, or as-needed basis depending on client need.
When snow begins to melt in Boulder, homeowners often look for vulnerabilities that winter storms may have left behind. Helen Wagner’s agency helps clients review their home insurance coverage to address these seasonal risks. As a local home insurance agent, she works with residents to understand the wind, hail, and wildfire exposures common in the area. Her approach focuses on tailoring policies to individual property needs. The first step in this process is an initial assessment, where she reviews the current policy and discusses a home inspection schedule.
Tyler Harrington: Allstate Insurance provides residential home insurance services for homeowners in Boulder, Colorado, while also offering commercial coverage options for local businesses throughout the surrounding area. Tailored policies help protect clients against common regional risks like hail and wildfire damage. The agency ensures timely follow-up communication and maintains ongoing service between regular policy review visits to address any coverage questions or policy adjustments that may arise.
What Does a a Home Insurance Agent in Boulder Cost?
The average cost of homeowners insurance in Colorado is about $2,500 per year for a standard policy, but rates in Boulder can range from $1,800 to $4,000 or more depending on the home value, construction type, and wildfire risk. Deductibles for wind and hail claims are often separate and can be 1% to 2% of the dwelling coverage. These numbers are general estimates and actual costs vary by individual situation. This is general information and not insurance advice.
About home insurance agents in Boulder
Home insurance agents in Boulder Colorado help homeowners protect their property against risks like wildfires, hail, and theft. Colorado law requires insurers to offer specific coverage options for wind and hail damage. A local agent can explain how your policy responds to Boulder County building codes and replacement cost requirements.
Frequently Asked Questions
What does a home insurance agent in Boulder do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy terms, assist with claims, and review your coverage each year. In Colorado, agents must be licensed by the state Division of Insurance.
Does Colorado require home insurance for a mortgage?
Colorado does not have a state law requiring home insurance, but mortgage lenders almost always require it. Your lender will require a policy that covers the loan amount. Without insurance, the lender can force-place a policy at a higher cost.
How do Colorado wildfire risks affect home insurance in Boulder?
Boulder County is in a high-risk wildfire zone. Insurers may require a wildfire mitigation inspection before issuing a policy. Colorado law allows insurers to non-renew policies in high-risk areas, so working with an agent who knows local carriers is important.
Home Insurance Agents in Other Colorado Cities
Arvada · Aurora · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Durango · Englewood · Erie · Fort Collins · Glenwood Springs · Golden · Grand Junction