The top-rated home insurance agent in Fort Collins, Colorado is Marinda Simpson - State Farm Insurance Agent, rated 4.9 stars across 661 reviews. Other highly rated options include Fort Collins Insurance, Ben Parsons - State Farm Insurance Agent, IMA Select. This directory lists 19 home insurance agents serving Fort Collins.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marinda Simpson - State Farm Insurance Agent | 2601 S Lemay Ave Ste 36 | (970) 223-7800 |
| 2 | Fort Collins Insurance | 4025 Automation Way E3 | (970) 204-4553 |
| 3 | Ben Parsons - State Farm Insurance Agent | 2121 Midpoint Dr #301a | (970) 484-3600 |
| 4 | IMA Select | 3500 John F Kennedy Pkwy Suite 205 | (970) 204-0044 |
| 5 | Brightway Insurance, The Doebbeling Agency | 3675 S College Ave Suite 20 | (970) 829-8440 |
| 6 | Agate Insurance | 145 N College Ave Suite B | (970) 682-1758 |
| 7 | Shanti Insurance Services | 19 Old Town Square | (970) 834-3668 |
| 8 | ABC Insurance Agency | 121 E Swallow Rd | (970) 484-3200 |
| 9 | Thompson Insurance Agency: Allstate Insurance | 2108 Milestone Dr Ste 210 | (970) 482-0078 |
| 10 | Harmony Insurance Advisors, Inc. | 2580 E Harmony Rd #201 | (970) 999-0488 |
Marinda Simpson - State Farm Insurance Agent serves the Fort Collins, Colorado, area with home insurance policies designed to protect local homeowners. This agency assists clients in evaluating coverage options that address standard perils such as fire, theft, and weather-related damage common in the region. Policyholders can also discuss adding liability protection or endorsements for valuable personal property. The office offers guidance on deductibles and bundling home insurance with auto insurance for potential savings.
Fort Collins Insurance provides a range of home insurance agent services for local property owners, including policy comparisons and customized coverage options for basic dwelling protection. Its service plans help clients review their annual policies and update coverage limits according to changes in home value or personal possessions. Maintenance plans involve coordinating with area contractors for necessary repairs after a covered event. This agency typically services single-family homes, apartments, retail shops, and restaurants throughout the Fort Collins area.
Ben Parsons - State Farm Insurance Agent serves homeowners, renters, and property managers in the Fort Collins, CO area, providing home insurance policies that help protect dwellings and personal belongings against common local risks like hail and wind damage. The agency assists clients in understanding coverage options to suit individual needs. In addition to serving Fort Collins, the office also covers the neighboring community of Loveland and other parts of Larimer County.
IMA Select serves homeowners in Fort Collins and the surrounding communities of northern Colorado. The agency handles policies and coverage for standard houses, condominiums, renters, and landlord properties. It evaluates each client's individual risk factors and property type to recommend appropriate protection levels. For a typical job, the agent compiles comparable coverage options from multiple providers to find a balanced solution that fits the homeowner's budget and needs.
Homeowners require either a one-time policy purchase or ongoing service adjustments as their needs change, and Brightway Insurance, The Doebbeling Agency in Fort Collins, CO, provides both options. Coverage includes standard dwelling protection and additional policies for liability or personal property. Agents can analyze different insurance carriers to match the specific risks facing homes in northern Colorado. Local expertise helps navigate regional weather exposures and construction costs. Availability for changes or renewals is offered on either a scheduled basis during annual review sessions or as-needed when a new asset or liability arises.
As a home insurance agent in Fort Collins, Agate Insurance specializes in helping homeowners protect their properties against common local risks such as wind and hail damage. The agency works with clients to navigate a range of coverage options, from dwelling protection to personal property and liability needs. It serves homeowners across the city by explaining policy details clearly, ensuring residents find suitable plans for their houses and belongings. The company also assists clients with adjusting coverage in response to shifting seasonal wildfire concerns that arise each dry summer.
After a severe Colorado hailstorm, Fort Collins homeowners often face the challenge of filing complex claims to protect their property. Shanti Insurance Services helps local clients navigate home insurance policies, emphasizing clear explanations of coverage limits and deductible options. The company assists with documenting structural damage and contents losses for provider submissions. An agent will also review policy details to confirm adequate protection for common regional risks like wildfires or frozen pipes, beginning with a comprehensive inspection of the existing coverage and customer concerns.
ABC Insurance Agency provides personalized coverage guidance for homeowners in Fort Collins, Colorado. It assists clients with evaluating policy structures for dwelling protection, liability coverage, and personal property. The agency also offers guidance on specialty add-ons for risks common to the area, such as hail, wind, and flood provisions. Its services extend to commercial sectors, helping businesses secure appropriate policies for offices, warehouses, and food service operations.
Thompson Insurance Agency: Allstate Insurance provides residential home insurance services for properties in Fort Collins, Colorado. The agency also offers commercial coverage to protect local business structures and assets. Their service area includes the greater Fort Collins region and surrounding communities. Through Allstate, they guide clients through the process of selecting policies that fit individual property and liability needs. During the policy term, the office can arrange follow-up service, coverage adjustments, or documentation updates between regular home inspections or renewal cycles.
What Does a a Home Insurance Agent in Fort Collins Cost?
The average cost of home insurance in Colorado is around 1,500 to 2,500 dollars per year for a standard policy. Costs in Fort Collins can vary based on your homes age, location, and construction type. Factors like proximity to fire stations and claims history also affect your premium. This is general information, not insurance advice.
About home insurance agents in Fort Collins
A home insurance agent in Fort Collins can help you find coverage that meets Colorado specific needs. Colorado law requires insurers to offer coverage for wind and hail damage, which is important in this region. Local agents understand the risks of wildfires and severe weather common in Northern Colorado.
Frequently Asked Questions
What does a home insurance agent in Fort Collins do?
A home insurance agent helps you compare policies from different companies to find coverage for your home and belongings. They explain policy details and can help you file claims. Agents in Fort Collins are familiar with local insurance requirements and common risks.
Do I need special coverage for hail damage in Colorado?
Yes, Colorado law requires insurers to offer coverage for damage from wind and hail. This is important because Fort Collins experiences frequent hailstorms. Standard policies usually include this coverage, but you should confirm with your agent.
How can a local agent help with wildfire risk in Fort Collins?
A local agent can explain how your policy covers wildfire damage and recommend additional coverage if needed. They know which areas in and around Fort Collins have higher wildfire risk. Some insurers may require specific mitigation measures for properties near wildland areas.
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