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Find Home Insurance Agents Near You in Lone Tree, CO

Browse home insurance agents serving Lone Tree, Colorado. Updated 2026-07-14.

The top-rated home insurance agent in Lone Tree, Colorado is Legacy Insurance Partners, rated 4.7 stars across 197 reviews. Other highly rated options include David Trudell - State Farm Insurance Agent, Lone Tree Insurance - Dave Harriman, Diane Kaasch: Allstate Insurance. This directory lists 12 home insurance agents serving Lone Tree.

Showing 12 home insurance agents in Lone Tree, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Legacy Insurance PartnersWillow St Suite 300(720) 336-3341
2David Trudell - State Farm Insurance Agent9362 Teddy Ln STE 102(303) 773-6545
3Lone Tree Insurance - Dave Harriman10185 Park Meadows Dr Suite 451(303) 532-3000
4Diane Kaasch: Allstate Insurance9233 Park Meadows Dr Ste 100(303) 799-8845
5Adam Lydick American Family Insurance9220 Kimmer Dr Ste 270(303) 220-0282
6Chew Singh Insurance Brokerage9044 Forsstrom Dr(469) 927-1414
7TBI Insurance7431 Park Meadows Dr(720) 672-9888
8Shannon Robert Medor American Family Insurance9220 Kimmer Dr Ste 270(303) 952-0011
9Amica Mutual Insurance Company10375 Park Meadows Dr #650(800) 572-6422
10Schellman & Associates LLC American Family Insurance9220 Kimmer Dr Ste 270(303) 209-2030
LI
Willow St Suite 300
Legacy Insurance Partners
Home Insurance Agent · Lone Tree, CO

Legacy Insurance Partners serves homeowners in Lone Tree and the surrounding Douglas County area as a licensed home insurance agent. The company assists clients in securing property coverage that protects against common local risks, including severe storms and wildfire threats. It helps residents compare options from multiple carriers to find policies suited to individual needs. Coverage offerings include standard dwelling protection and liability insurance for detached structures. The agency also handles personal property endorsements for valuable items like jewelry and electronics.

DT
9362 Teddy Ln STE 102
David Trudell - State Farm Insurance Agent
Home Insurance Agent · Lone Tree, CO

David Trudell - State Farm Insurance Agent provides a full range of home insurance services for the Lone Tree, Colorado area. Standard policies are tailored to protect against common local risks, while account maintenance plans are available to help keep coverage aligned with changing property needs. The agency supports the review of existing policies and assists with filing claims. It serves single-family homes, apartments, retail locations, and restaurants.

LT
10185 Park Meadows Dr Suite 451
Lone Tree Insurance - Dave Harriman
Home Insurance Agent · Lone Tree, CO

Lone Tree Insurance - Dave Harriman serves homeowners and property managers in the Lone Tree area, offering guidance on policies that protect residential structures and belongings. Services include coverage reviews to address local risks such as hail and wind damage, ensuring properties have appropriate protection. The agency provides personalized assistance with policy adjustments and claims support. It also extends its home insurance services to the neighboring communities of Highlands Ranch and Castle Rock in the Denver metro region.

DK
9233 Park Meadows Dr Ste 100
Diane Kaasch: Allstate Insurance
Home Insurance Agent · Lone Tree, CO

Serving Lone Tree and the surrounding Douglas County communities, Diane Kaasch: Allstate Insurance handles home insurance policies for local homeowners. The agency helps clients protect their properties and personal belongings against common risks. It works with individuals to understand their specific coverage needs for dwellings, other structures, and liability. The agency generally approaches each job by assessing the client’s property details and recommending a tailored policy that aligns with their budget and protection goals, coordinating paperwork directly with the provider to secure appropriate coverage.

AL
9220 Kimmer Dr Ste 270
Adam Lydick American Family Insurance
Home Insurance Agent · Lone Tree, CO

At Adam Lydick American Family Insurance in Lone Tree, CO, coverage includes standard homeowners policies and add-ons for personal property, liability protection, and additional living expenses. The agency also assists clients with bundling auto and home insurance for simplified management. General service involves reviewing existing policies for adequate replacement cost coverage. It helps homeowners address specific seasonal concerns, such as assessing coverage before the Colorado winter storms to ensure protection against freeze-related water damage.

CS
9044 Forsstrom Dr
Chew Singh Insurance Brokerage
Home Insurance Agent · Lone Tree, CO

After a spring hailstorm sweeps across Lone Tree, homeowners often assess roof and siding damage with a sense of urgency. Chew Singh Insurance Brokerage helps residents navigate the process of securing appropriate home insurance coverage for such repairs. Because policies and deductibles vary by provider, clients receive a tailored review of their existing protection. Following the initial consultation, the agency typically schedules a property inspection to document the current condition of the home before finalizing any adjustments to coverage.

TI
7431 Park Meadows Dr
TBI Insurance
Home Insurance Agent · Lone Tree, CO

Based in Lone Tree, CO, TBI Insurance assists local homeowners in securing coverage for their properties. This agency also specializes in policy add-ons such as protection for high-value personal items and liability upgrades for rental properties. Understanding the unique risks of the area, the team advises on regional weather considerations for home structures. Beyond residential work, the company offers commercial insurance solutions tailored for professional offices, warehouses, and food service establishments.

SR
9220 Kimmer Dr Ste 270
Shannon Robert Medor American Family Insurance
Home Insurance Agent · Lone Tree, CO

Shannon Robert Medor American Family Insurance provides comprehensive home insurance services for residences throughout the Lone Tree, Colorado area. The agency also offers commercial coverage options for local business properties, with service extending into surrounding communities. Policies are tailored to protect against common regional risks and property damage. Agents can explain coverage details, deductibles, and policy limits during an initial appointment. Follow-up consultations or policy adjustments are available between regular visits to address client questions or coverage changes.

AM
10375 Park Meadows Dr #650
Amica Mutual Insurance Company
Home Insurance Agent · Lone Tree, CO

Amica Mutual Insurance Company, based in Lone Tree, Colorado, provides home insurance coverage either as a one-time policy for a specific need or as an ongoing recurring plan for continuous property protection. Home insurance agents in the area help clients assess their personal property and liability exposures to select appropriate coverage limits. Local agents also guide homeowners through the annual renewal process, adjusting for renovations or major purchases. Scheduled consultations and as-needed review services are available throughout the policy term, allowing clients to update coverage whenever their circumstances change.

SA
9220 Kimmer Dr Ste 270
Schellman & Associates LLC American Family Insurance
Home Insurance Agent · Lone Tree, CO

Schellman & Associates LLC American Family Insurance is known for providing home insurance guidance to homeowners in the Lone Tree, CO area, offering standard policies that cover dwelling protection and personal liability. Agents help clients assess replacement costs for local properties and structure coverage for common perils such as hail and wind. Additional coverage options are available to include valuable items like jewelry or fine art.

FI
9233 Park Meadows Dr Ste 106
Farmers Insurance - Jani Duran
Home Insurance Agent · Lone Tree, CO
(303) 782-0282
agents.farmers.com/co/lone-tree/jani-duran
AI
10275 Park Meadows Dr
AssuranceOne Insurance CO
Home Insurance Agent · Lone Tree, CO
(720) 204-8292

What Does a a Home Insurance Agent in Lone Tree Cost?

The average cost of home insurance in Colorado is around $2,000 to $3,000 per year for a standard policy, but rates in Lone Tree may vary based on home value, age, and location. Factors like proximity to wildfire zones or high hail risk areas can increase premiums. This is general information, not insurance advice.

About home insurance agents in Lone Tree

Home insurance agents in Lone Tree, Colorado help residents protect their homes against risks like hail, wind, and wildfire. Colorado law requires insurers to offer specific coverage options, such as replacement cost for dwelling coverage. A local agent can explain how Colorado's high-altitude climate and weather patterns affect your policy.

Frequently Asked Questions

What does a home insurance agent in Lone Tree do?

A home insurance agent helps you find a policy that meets your needs and budget. They explain coverage options, answer questions about deductibles and limits, and assist with claims. Agents in Lone Tree are familiar with local risks like hailstorms and snow loads.

Do I need special coverage for hail damage in Colorado?

Yes, Colorado experiences frequent hailstorms, so standard policies often cover hail damage to roofs and siding. However, you may need to purchase a separate wind and hail endorsement if your policy excludes it. An agent can review your policy to ensure adequate protection.

How do Colorado insurance laws affect my home policy?

Colorado law requires insurers to offer replacement cost coverage for your dwelling. The state also mandates a 60-day grace period for late premium payments before cancellation. An agent can explain these rules and how they apply to your specific situation.

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Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.