The top-rated home insurance agent in Lakewood, Colorado is Michael Martinez - GEICO Insurance Agent, rated 4.9 stars across 2,085 reviews. Other highly rated options include Premier Group Insurance, April Welch - State Farm Insurance Agent, Tom Walker Agency Inc American Family Insurance. This directory lists 25 home insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Martinez - GEICO Insurance Agent | 9300 W Colfax Ave | (303) 537-8252 |
| 2 | Premier Group Insurance | 7165 W Colfax Ave | (303) 233-7878 |
| 3 | April Welch - State Farm Insurance Agent | 1590 Balsam St | (303) 234-1792 |
| 4 | Tom Walker Agency Inc American Family Insurance | 3333 S Wadsworth Blvd D300 | (303) 504-9605 |
| 5 | Kaufman Agency | 13701 W Jewell Ave # 284 | (303) 975-0363 |
| 6 | Farmers Insurance - Josiah Hartley | 3190 S Wadsworth Blvd Ste 220 | (303) 969-9287 |
| 7 | Justin Aller - State Farm Insurance Agent | 860 Tabor St STE 103 | (303) 333-2266 |
| 8 | L.A. Insurance | 7199 W Colfax Ave | (303) 233-9900 |
| 9 | Mike Bailey - State Farm Insurance Agent | 143 Union Blvd #520 | (303) 988-3434 |
| 10 | Andrew Kuntzman Agency - Goosehead Insurance | 165 S Union Blvd Suit 250 | (303) 774-6345 |
Michael Martinez - GEICO Insurance Agent serves the Lakewood, Colorado area and the surrounding Jefferson County region, offering home insurance policies to local homeowners and renters. The agency helps customers protect their properties against common regional risks like hail damage and winter storms. It guides clients through the process of selecting appropriate dwelling coverage, personal property protection, and liability insurance. The company specifically assists with bundling home and auto policies for potential discounts and tailoring coverage limits to fit individual property values.
Serving the Lakewood, Colorado area, this agency offers comprehensive home insurance policies covering dwelling protection, personal liability, and additional living expenses. Its service approach involves periodic policy reviews to help ensure coverage keeps pace with changing home values and renovation needs. Scheduled maintenance reviews are available upon request to adjust policies as necessary. Clients can secure coverage for single-family homes, apartments, condominiums, townhouses, and accessory dwelling units within the local market.
April Welch - State Farm Insurance Agent serves homeowners, renters, and property managers in Lakewood, Colorado. The agency helps clients secure coverage for residential structures, personal belongings, and liability protection tailored to individual needs. It also assists with bundling policies and adjusting deductibles. The office supports claims filing, offers annual policy reviews, and provides guidance on mitigating risks common to the Denver metro area. In addition to Lakewood, it covers the neighboring city of Golden and surrounding Jefferson County communities.
Tom Walker Agency Inc American Family Insurance serves Lakewood, Colorado, and the surrounding metro area communities. This agency handles home insurance policies for local homeowners, offering protection for dwellings and personal property. It assists clients in evaluating coverage needs for various residential structures. The agency typically begins each job by discussing a homeowner’s specific property situation and then recommends appropriate liability and loss coverages based on that discussion.
Some clients seek a single insurance purchase for one property, while others prefer periodic policy reviews for changing needs. Kaufman Agency in Lakewood, CO offers home insurance that can cover dwelling structure, personal belongings, and liability protection. They assist local homeowners in selecting policies that match their property type and risk environment. Service is provided on an as-needed basis, with agents available to discuss coverage updates when customers contact them directly.
Farmers Insurance - Josiah Hartley specializes in tailoring homeowners policies to match the specific structural and liability needs of Lakewood residences. It also provides comprehensive consultations for renters insurance and personal umbrella coverage. The agency works closely with clients to review policy details and ensure adequate valuation of homes amid changing market conditions. As winter approaches, it helps homeowners assess coverage for potential perils like burst pipes from freezing temperatures and ice dam damage on roofs.
When the spring thaw in Lakewood can turn a small roof leak into costly interior damage, Justin Aller - State Farm Insurance Agent reviews local weather exposure to help homeowners align coverage with actual risk. Working with residents across Jefferson County, this agency structures policies that address typical concerns such as older plumbing systems, nearby wildfire zones, and liability from icy walkways. A thorough walk-through of the property and an itemized list of valuable belongings generally serve as the initial step of the inspection.
L.A. Insurance works with homeowners in Lakewood, Colorado to assess and secure appropriate coverage for their properties. The company specializes in adding protection for specific valuables such as jewelry, art collections, or basement improvements. Local agents help customers understand policy limits and deductibles for common Colorado risks like hail or fire damage. This insurance provider can serve residential clients who own offices, operate warehouses, or run food service businesses within its service area.
Mike Bailey - State Farm Insurance Agent in Lakewood, CO, provides residential home insurance coverage for local homeowners, safeguarding properties and personal belongings. The agency also offers commercial property insurance policies for small businesses operating in the Lakewood area. Serving clients throughout Jefferson County and surrounding communities, the office helps customers select appropriate policy limits and deductibles. After initial policy setup, the agent schedules follow-up appointments to review coverage needs and adjust plans between regular service visits.
Andrew Kuntzman Agency - Goosehead Insurance is known for connecting Lakewood, CO homeowners with personalized coverage options through a national network of providers. The agency’s service range includes consultations to match policy types with individual property risks, such as wind, hail, and fire. Standard policies protect dwelling, personal belongings, and liability. For added protection, the agency can arrange specific endorsements like identity theft recovery or water backup coverage for sump pump failures.
What Does a a Home Insurance Agent in Lakewood Cost?
The average cost of homeowners insurance in Colorado is about 1200 to 1800 dollars per year for a standard policy. Rates in Lakewood can vary based on your homes age construction type and location. Hail damage claims are common in this area and can affect premiums. This is general information and not insurance advice.
About home insurance agents in Lakewood
Home insurance agents in Lakewood Colorado help residents find coverage for their homes and personal property. Colorado law does not require homeowners insurance but mortgage lenders typically do require it. Local agents understand risks like hail damage and wildfire that are common in the Lakewood area.
Frequently Asked Questions
What does a home insurance agent in Lakewood do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options and help you choose a policy that fits your needs and budget. Agents also assist with claims and policy changes after you buy a home.
Do I need home insurance in Lakewood Colorado?
Colorado state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. Even if you own your home outright insurance is strongly recommended to cover damage from hail wind or fire.
How do I choose a home insurance agent in Lakewood?
Look for an agent who is licensed in Colorado and has experience with local risks like hail storms and wildfires. Ask about their process for helping you file a claim. You can also check their reviews and ask for referrals from neighbors.
Home Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Durango · Englewood · Erie · Fort Collins · Glenwood Springs · Golden