The top-rated home insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 4 | Josh Chase - State Farm Insurance Agent | 1200 W South Boulder Rd Ste 202 | (303) 450-8100 |
| 5 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 6 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 7 | Marc Sisler - State Farm Insurance Agent | 1345 Plaza Ct N #1a | (303) 993-6067 |
| 8 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 9 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 10 | Farmers Insurance - Jason Tichota | 2590 Trailridge Dr E Ste 100 | (720) 438-7878 |
As a home insurance agent in Lafayette, Colorado, Inszone Insurance Services specializes in offering tailored property coverage options for local residences. The company works with homeowners to structure policies that address standard dwelling protection and personal liability needs. It regularly advises clients on adapting coverage for common regional concerns, such as hailstorms that occur frequently during spring and summer months. Inszone Insurance Services helps ensure homeowners are prepared for potential roof and siding damage from severe seasonal weather events.
Shawn Hughes - State Farm Insurance Agent serves the Lafayette, Colorado area with home insurance services. As a local agent, this office provides standard homeowners policies that protect dwellings and personal belongings. It also works with clients to structure liability coverage for accidents that may occur on their property. Tailored options such as coverage for detached structures or personal property replacement cost are available to meet individual needs. The agency handles the process of filing claims and adjusting coverage limits as property values change.
As snow and wind damage become common concerns for Lafayette homeowners, Jim Plane - State Farm Insurance Agent addresses these risks by offering tailored Home Insurance Agent services. The company works to help local residents understand their coverage options as property values and weather patterns shift in the area. Policies from this provider can include protection for the structure, personal belongings, and liability. A typical first step for new clients is scheduling a free, no-obligation home insurance review to assess individual needs.
Josh Chase - State Farm Insurance Agent in Lafayette, CO, provides home insurance policies that protect against property damage and liability, plus additional coverages for valuables and identity theft. The agency offers routine policy reviews and can adjust coverage limits or deductibles as a homeowner’s needs change. It also assists clients in filing claims and provides guidance on preventive measures. This agency serves a variety of properties in the area, including single-family homes, apartments, retail spaces, and restaurants.
The Woods Insurance Group: Allstate Insurance serves homeowners, businesses, and property managers in Lafayette, Colorado, by offering home insurance policies tailored to protect local properties. Their agents assist clients with coverage evaluations for dwelling structures, personal belongings, and liability protection. They help navigate policy options that address common regional risks, such as hailstorms and seasonal weather changes. This agency also extends its services to nearby communities within Boulder County, including the Erie area.
Shelter Insurance - Jo Peters, located in Lafayette, CO, serves clients seeking either a one-time policy for specific property protection or an ongoing relationship with regular service adjustments for changing coverage needs. As a home insurance agent, the work involves explaining dwelling, liability, and personal property coverage options that align with the local area. This agent performs services on an as-needed basis, handling inquiries, claims assistance, and policy updates as each customer situation arises.
Marc Sisler - State Farm Insurance Agent serves the Lafayette, Colorado area and the surrounding Boulder County communities. The agency handles home insurance policies, including coverage for a dwelling and personal property. They also work with clients to secure liability protection and other typical endorsements. Before writing any policy, the agent conducts a detailed review of a home's specifics and the local market to recommend a suitable coverage level and deductible.
Rocky Mountain Insurance Center specializes in homeowner policies tailored to properties in Lafayette, Colorado. The agency provides routine guidance on coverage options and claim assistance for local residents. It helps clients assess risks such as hailstorms and wildfires common to the region. Seasonal concerns like spring runoff damage from melting snow or frozen pipe bursts during winter are addressed through policy reviews and coverage adjustments.
Farmers Insurance - Daniel Coons helps Lafayette homeowners secure appropriate coverage for their dwellings and personal property. The agency specializes in add-ons such as sewer backup protection, liability coverage, and identity theft resolution services. Policies are customized to meet local risks, including hail and wind damage common to the Front Range. Commercial sector options include coverage for small offices, warehouses in business parks, and food service establishments.
When snowmelt or spring thunderstorms threaten Lafayette homes, property owners often seek coverage that addresses regional weather risks. Farmers Insurance agent Jason Tichota provides personalized home insurance consultations, helping residents tailor policies to protect against hail, freeze, and other common Colorado perils. Each consultation assesses the homeowner’s specific structure, contents, liability needs, and potential deductible preferences. Clients can expect a thorough, in-person inspection of their property to identify vulnerabilities and discuss appropriate coverage limits before any policy is finalized.
What Does a a Home Insurance Agent in Lafayette Cost?
Typical home insurance costs in Lafayette Colorado range from 1200 to 3500 dollars per year for a single family home. Factors include the homes replacement cost deductible amount and claims history. Colorado has a high risk of hail and wildfire which can increase premiums. This is general information and not insurance advice.
About home insurance agents in Lafayette
Home insurance agents in Lafayette Colorado help homeowners find policies that meet state requirements and protect against local risks. Colorado law does not require homeowners insurance but mortgage lenders usually do. Agents can explain coverages for hail damage and wildfire risks common in Boulder County.
Frequently Asked Questions
What does a home insurance agent in Lafayette do?
A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain deductibles and limits for perils like fire and theft. Agents also assist with filing claims after a loss.
Do I need home insurance in Lafayette Colorado?
Colorado state law does not require homeowners insurance. However your mortgage lender will require it to protect their investment. An agent can help you meet lender requirements and protect your assets.
What is the typical cost for home insurance in Lafayette?
Home insurance costs in Lafayette average around 1500 to 3000 dollars per year for a standard policy. Rates depend on your homes age location and coverage limits. Hail damage claims in Colorado can affect your premium.
Home Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Durango · Englewood · Erie · Fort Collins · Glenwood Springs · Golden