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Find Home Insurance Agents Near You in Highlands Ranch, CO

Browse home insurance agents serving Highlands Ranch, Colorado. Updated 2026-07-14.

The top-rated home insurance agent in Highlands Ranch, Colorado is Sean Morton - State Farm Insurance Agent, rated 4.9 stars across 371 reviews. Other highly rated options include Jodi Stoker - State Farm Insurance Agent, Danny Barrera - State Farm Insurance Agent, Mike Brainard: Allstate Insurance. This directory lists 19 home insurance agents serving Highlands Ranch.

Showing 19 home insurance agents in Highlands Ranch, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sean Morton - State Farm Insurance Agent8871 Ridgeline Blvd #250(303) 683-8799
2Jodi Stoker - State Farm Insurance Agent8796 S Colorado Blvd B(303) 801-0615
3Danny Barrera - State Farm Insurance Agent6660 Timberline Rd Suite 150(303) 234-0473
4Mike Brainard: Allstate Insurance1745 Shea Center Dr ste 400(720) 344-5135
5MountainStorm Insurance Agency1745 Shea Center Dr #400(720) 344-3536
6Nikki Dyer - State Farm Insurance Agent4185 E Wildcat Reserve Pkwy STE 200(303) 773-2200
7Laura Leier - State Farm Insurance Agent66 Springer Dr Ste 104(720) 306-6151
8Farmers Insurance - Jonathan Dodd66 Springer Dr STE 102(303) 922-1001
9Custom Insurance Solutions1745 Shea Center Dr 4th Floor(303) 997-2436
10Farmers Insurance - Julia Bryant549 W Highlands Ranch Pkwy #106(303) 421-4550
SM
8871 Ridgeline Blvd #250
Sean Morton - State Farm Insurance Agent
Home Insurance Agent · Highlands Ranch, CO

Sean Morton - State Farm Insurance Agent serves the Highlands Ranch, Colorado area and provides home insurance policies that protect residences from common perils. This agency helps homeowners secure coverage for their property and personal belongings against events like fire, theft, and weather damage. Tailoring plans to individual needs, the agent assists clients in choosing appropriate deductibles and liability limits. The agency also handles renters insurance and landlord policies for local property owners, ensuring comprehensive protection for various housing situations in the region.

JS
8796 S Colorado Blvd B
Jodi Stoker - State Farm Insurance Agent
Home Insurance Agent · Highlands Ranch, CO

Jodi Stoker - State Farm Insurance Agent provides home insurance solutions for Highlands Ranch, covering protection for structures, personal belongings, and liability risks. Service options include ongoing policy maintenance, regular coverage reviews, and claims assistance to help clients adjust their plans as needs change. The agency services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

DB
6660 Timberline Rd Suite 150
Danny Barrera - State Farm Insurance Agent
Home Insurance Agent · Highlands Ranch, CO

Danny Barrera, a home insurance agent in Highlands Ranch, Colorado, serves local homeowners and property managers by providing insurance solutions for residential structures and personal possessions. These policies help protect against common risks, including fire, theft, and weather-related damage. Additional coverage can be arranged for high-value items or liability protection. The agency also assists clients with understanding policy terms and customizing deductibles. In addition to serving Highlands Ranch, Danny Barrera’s agency provides coverage options to residents in the nearby community of Littleton.

MB
1745 Shea Center Dr ste 400
Mike Brainard: Allstate Insurance
Home Insurance Agent · Highlands Ranch, CO

Mike Brainard: Allstate Insurance serves Highlands Ranch and the surrounding communities in Douglas County, providing home insurance coverage for local homeowners. The agency handles policies for single-family houses, condominiums, and townhomes, addressing protection for structures, personal property, and liability. For a typical job, it reviews each client's dwelling value and contents to tailor appropriate coverage and risk management solutions.

MI
1745 Shea Center Dr #400
MountainStorm Insurance Agency
Home Insurance Agent · Highlands Ranch, CO

MountainStorm Insurance Agency in Highlands Ranch, CO, distinguishes between a one-time policy purchase for immediate property protection and recurring coverage with annual renewals. The agency specializes in home insurance, tailoring plans to safeguard structures, personal belongings, and liability. Policies address local risks like wind, hail, and fire, ensuring homeowners have financial security against unexpected damage. Service runs on a scheduled basis at renewal, with as-needed adjustments available when circumstances change, such as renovations or new asset acquisitions.

ND
4185 E Wildcat Reserve Pkwy STE 200
Nikki Dyer - State Farm Insurance Agent
Home Insurance Agent · Highlands Ranch, CO

As a home insurance agent in Highlands Ranch, CO, Nikki Dyer - State Farm Insurance Agent specializes in structuring policies to protect against common perils like fire, theft, and wind damage. The agency also offers tailored guidance for selecting appropriate coverage limits and deductibles. With Colorado's unpredictable weather, clients frequently seek help navigating claims or adjusting policies after a hailstorm damages roofs, siding, or windows, ensuring their property remains secure through the severe summer thunderstorm season.

LL
66 Springer Dr Ste 104
Laura Leier - State Farm Insurance Agent
Home Insurance Agent · Highlands Ranch, CO

Laura Leier - State Farm Insurance Agent in Highlands Ranch, CO, offers personalized home insurance policies tailored to protect residential properties and their contents. The agency specializes in adding coverage for valuable personal items, such as jewelry and electronics, as well as optional identity theft protection. Property assessments and liability options are also provided to safeguard homeowners against unexpected risks. This agent works with individuals and also serves local commercial sectors, including offices, warehouses, and food service businesses, to meet their specific property insurance requirements.

FI
66 Springer Dr STE 102
Farmers Insurance - Jonathan Dodd
Home Insurance Agent · Highlands Ranch, CO

Summer storms across Highlands Ranch can cause unexpected damage to roofs and siding, prompting homeowners to review their coverage. Farmers Insurance agent Jonathan Dodd helps residents find policies that protect their property and belongings against local weather risks. He works with clients to understand deductibles and liability options for their specific home. After discussing needs, he schedules a walk-through inspection of the property to identify any existing issues before finalizing a plan.

CI
1745 Shea Center Dr 4th Floor
Custom Insurance Solutions
Home Insurance Agent · Highlands Ranch, CO

Custom Insurance Solutions provides residential home insurance coverage for properties in Highlands Ranch, Colorado, and also offers commercial policies for local businesses in the surrounding Douglas County area. As an independent agency, they help clients compare policies from multiple insurers to match specific coverage needs. The team focuses on clear explanations of deductibles, liability limits, and endorsements for standard policies. They encourage policyholders to schedule annual reviews of their coverage, ensuring that any changes in property value or personal assets are addressed during each regular visit.

FI
549 W Highlands Ranch Pkwy #106
Farmers Insurance - Julia Bryant
Home Insurance Agent · Highlands Ranch, CO

Farmers Insurance - Julia Bryant in Highlands Ranch, CO, is a home insurance agent known for guiding local homeowners through coverage options tailored to their property needs. It serves clients in the surrounding Denver metro area, helping them understand policy essentials like dwelling and liability protection. The agency assists with annual policy reviews to adjust for home improvements or market changes. A specialty service it can add on is scheduling complimentary consultations to evaluate personal property coverage for valuables.

TI
1745 Shea Center Dr
TPG Insurance
Home Insurance Agent · Highlands Ranch, CO
(720) 607-0007
insuretpg.com
RE
8925 Ridgeline Blvd STE 101
Randy E Johnson Ins Agcy Inc
Home Insurance Agent · Highlands Ranch, CO
(303) 791-8883
randyejohnson.com
JM
9090 Ridgeline Blvd Ste 240
Jim McInnes: Allstate Insurance
Home Insurance Agent · Highlands Ranch, CO
(303) 471-2999
agents.allstate.com/jim-mcinnes-highlands-ranch-co.html
OI
2781 Classic Dr
Optimize Insurance Agency
Home Insurance Agent · Highlands Ranch, CO
(720) 500-5176
SC
1745 Shea Center Dr ste 400
Scott Cohen Agency, Inc.
Home Insurance Agent · Highlands Ranch, CO
(303) 471-4565
scottcohenagency.com
SI
9457 S University Blvd #338
SCP Insurance Group
Home Insurance Agent · Highlands Ranch, CO
(720) 900-7822
scpinsurance.com
SG
66 Springer Dr # 309
Scott Gallagher American Family Insurance
Home Insurance Agent · Highlands Ranch, CO
(303) 471-9626
amfam.com/agents/colorado/highlands-ranch/Scott-Gallagher
SI
1745 Shea Center Dr
Shelter Insurance - Chris Maupin
Home Insurance Agent · Highlands Ranch, CO
(720) 344-4934
shelterinsurance.com/CA/agent/CHRISMAUPIN
IS
9557 S University Blvd
Insurance Service CO
Home Insurance Agent · Highlands Ranch, CO
(719) 304-8360

What Does a a Home Insurance Agent in Highlands Ranch Cost?

The average cost of home insurance in Colorado is around 1800 to 2500 dollars per year for a standard policy. In Highlands Ranch rates may be slightly higher due to hail and wildfire risk. Your actual premium depends on home value deductible coverage limits and claims history. This is general information not insurance advice.

About home insurance agents in Highlands Ranch

Home insurance agents in Highlands Ranch Colorado help residents protect their homes against common risks like hail storms and wildfires. Colorado law requires insurers to offer specific coverage for roof damage from hail which is a frequent issue in the Front Range. A local agent can guide you through policy options that meet state requirements and your personal needs.

Frequently Asked Questions

What does home insurance in Highlands Ranch typically cover?

Standard policies cover dwelling damage personal property liability and additional living expenses. In Colorado many policies also include coverage for hail and wind damage which are common in the region.

Do I need flood insurance in Highlands Ranch?

Standard home insurance does not cover flood damage. Highlands Ranch is not in a high risk flood zone but heavy rain or snowmelt can cause issues. You may want to consider a separate flood policy through the National Flood Insurance Program.

How can a local agent help with Colorado insurance laws?

Colorado law requires insurers to offer roof replacement coverage for hail damage without depreciation. A local agent knows these rules and can explain how they apply to your policy. They also understand local building codes and replacement costs.

Home Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.