The top-rated health insurance agent in Northampton, Massachusetts is Webber and Grinnell Insurance, rated 4.5 stars across 167 reviews. Other highly rated options include Aquadro & Associates Insurance Inc, Borawski Insurance, Whalen Insurance Agency. This directory lists 13 health insurance agents serving Northampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Webber and Grinnell Insurance | 8 N King St | (413) 586-0111 |
| 2 | Aquadro & Associates Insurance Inc | 355 Bridge St | (413) 586-7373 |
| 3 | Borawski Insurance | 88 King St | (413) 586-5011 |
| 4 | Whalen Insurance Agency | 71 King St | (413) 586-1000 |
| 5 | King & Cushman | 176 King St | (877) 534-9053 |
| 6 | Roger Menard Insurance: Free Quotes, Registry in house | 241 King St #119 | (413) 584-1115 |
| 7 | Consultant Benefit Insurance | 47 Pleasant St | (413) 307-0164 |
| 8 | Snook and Mohan Insurance Agency | 25 Main St | (413) 586-1591 |
| 9 | Griswold Home Care for Hampshire & Franklin Counties | 16 Center St #209 | (413) 517-0074 |
| 10 | Woodward & Grinnell Insurance Inc | 8 N King St | (413) 536-5050 |
Webber and Grinnell Insurance serves the Northampton, Massachusetts area as a health insurance agency. The firm helps individuals and families understand and enroll in comprehensive medical coverage plans. Agents assist with comparing policy options and navigating enrollment periods for local plans. The company also guides clients through the selection of dental and vision insurance policies that meet their everyday health needs.
Aquadro & Associates Insurance Inc provides individual and group health insurance plans for residents of Northampton, MA. Regular policy reviews and annual enrollment support are offered to help clients adjust coverage as their needs change. The agency assists with plan selection, claims questions, and the coordination of benefits for medical, dental, and vision needs. It serves single-family homes, apartments, retail businesses, and restaurants across the local area.
Borawski Insurance serves homeowners, renters, and small business owners in Northampton, Massachusetts, offering health insurance agent services to help clients navigate plan selection and enrollment. The agency assists individuals and families in understanding their coverage options, including preventive care and prescription drug benefits. It also helps businesses evaluate group health plans for employees. The agency’s service area extends to neighboring communities such as Easthampton and the broader Hampshire County region.
Whalen Insurance Agency in Northampton, MA assists clients in distinguishing between one-time coverage plans, such as short-term medical policies, and recurring service options like annual marketplace or private health insurance renewals. They provide guidance on selecting individual or family plans that meet local healthcare needs. Service appointments are available on a scheduled or as-needed basis, allowing clients to request ongoing support or a single consultation session as their situation dictates.
Serving Northampton, MA, and the surrounding Pioneer Valley communities, King & Cushman helps individuals and families find appropriate health insurance agent work in the local market. It handles individual plans, family coverage, and small business group policies through the Massachusetts Health Connector. The approach for a typical client involves a thorough review of their medical needs and budget, followed by a clear comparison of available plan options to identify the best fit.
Roger Menard Insurance provides health insurance agent services and free quotes, with a convenient registry in house for clients in Northampton, Massachusetts. The agency helps individuals and families navigate plan options, understand coverage details, and manage enrollment throughout the year. Its work includes explaining policy terms, comparing plans, and coordinating documents. During the annual open enrollment period, the company assists clients in reviewing changes to their current plans and finding suitable new coverage before deadlines arrive.
With the arrival of the annual open enrollment period in western Massachusetts, many residents evaluate their medical coverage options. Consultant Benefit Insurance in Northampton guides individuals and families through comparing plans from available carriers. The agency helps clients understand provider networks, prescription drug formularies, and out-of-pocket cost structures. For those new to Medicare or the local insurance marketplace, straightforward explanations simplify complex choices. An initial consultation begins with a review of current health conditions and prescription needs to match suitable policy plans.
Snook and Mohan Insurance Agency works with individuals and groups in Northampton, Massachusetts to find suitable health insurance plans. Its agents guide clients through the enrollment process, explaining policy details and coverage options for medical, dental, and vision care. The agency assists residents with plan comparisons and subsidy applications. In the commercial sector, it also serves offices, warehouses, and food service businesses.
Griswold Home Care for Hampshire & Franklin Counties assists residents of Northampton, Massachusetts, in securing individual health insurance plans for their households. The company also provides guidance on commercial health coverage options tailored for local businesses and their employees throughout Hampshire and Franklin Counties. Their work focuses on explaining plan benefits, deductibles, and network details to help clients make informed decisions. Between regular annual enrollment periods, the agency offers follow-up support to adjust coverage as a client’s medical or financial situation changes.
Woodward & Grinnell Insurance Inc in Northampton, MA is an independent health insurance agency that helps individuals and small businesses navigate plan options. It provides consultation on major medical plans, Medicare supplements, and dental coverage from multiple carriers. The agency works to match clients with policies that fit their health needs and budget. Beyond standard offerings, it can arrange short-term medical plans for those between coverage periods or waiting for employer benefits to begin.
What Does a a Health Insurance Agent in Northampton Cost?
Health insurance agents in Massachusetts generally do not charge a direct fee to clients as they receive commissions from insurance companies. Plan premiums vary widely depending on age income and coverage level. For example a Bronze ACA plan for a 40 year old in Northampton might cost between 350 and 550 dollars per month before subsidies. Subsidies can lower costs significantly for those with lower incomes. This is general information not insurance advice.
About health insurance agents in Northampton
Health insurance agents in Northampton Massachusetts help individuals families and small businesses find coverage through the Massachusetts Health Connector or private plans. Massachusetts law requires most residents to have health insurance or face a tax penalty under the state individual mandate. Agents can guide you through open enrollment special enrollment periods and subsidy calculations based on your income.
Frequently Asked Questions
What does a health insurance agent in Northampton do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain plan benefits deductibles and provider networks. Agents can also assist with Massachusetts Health Connector applications and subsidy eligibility.
When can I enroll in health insurance in Massachusetts?
Open enrollment for ACA plans through the Massachusetts Health Connector typically runs from November 1 to January 23 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage moving or getting married.
Do I need to pay a fee to use a health insurance agent in Northampton?
Health insurance agents are typically paid by the insurance carriers not by you. Their commission is built into the plan premium so you usually do not pay extra for their services. Always confirm fee arrangements before working with an agent.