The top-rated health insurance agent in Chelmsford, Massachusetts is Premiere Insurance, rated 5.0 stars across 1,249 reviews. Other highly rated options include Allstate Insurance: Todd Seesman, L'Hussier Insurance, Kaplansky Insurance - Chelmsford Branch. This directory lists 11 health insurance agents serving Chelmsford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Premiere Insurance | 7 Summer St # 19 | (978) 221-0139 |
| 2 | Allstate Insurance: Todd Seesman | 83 Parkhurst Rd #10 | (978) 710-7040 |
| 3 | L'Hussier Insurance | 63 Chelmsford St #2 | (978) 256-1583 |
| 4 | Kaplansky Insurance - Chelmsford Branch | 118 Chelmsford St | (978) 256-0900 |
| 5 | Talbot Insurance Agency | 205 Chelmsford St | (978) 256-3367 |
| 6 | Kevin Lynch office of Commonwealth Property & Casualty | 233 Chelmsford St | (978) 322-5639 |
| 7 | Family First Life | 139 Billerica Rd | (781) 358-5995 |
| 8 | Time Insurance Solutions LLC | 48 Chelmsford St #5b | (978) 455-7774 |
| 9 | Alpine Insurance Inc | 15 Fletcher St STE 2 | (978) 453-0076 |
| 10 | LaMarche Associates, Inc. | 4 North Rd | (978) 256-8586 |
Operated out of Chelmsford, Massachusetts, Premiere Insurance serves the greater Middlesex County area as a health insurance agency. It helps individuals, families, and small business owners navigate plan options on the state marketplace. The firm also guides clients through open enrollment periods and special enrollment events for life changes. For those seeking budget-friendly coverage or comprehensive major medical policies, this agency handles plan comparisons, application submissions, and annual plan reviews to ensure ongoing suitability.
Allstate Insurance: Todd Seesman provides health insurance plans, assisting clients in Chelmsford, MA with enrollment and coverage selection. The agency helps customers navigate plan options and manage their ongoing policy needs throughout the year. Individual and family plans are offered to address various medical and financial requirements in the local area. This agent services single-family homes, apartments, retail locations, and restaurants.
Serving Chelmsford, Massachusetts, and the surrounding communities, L'Hussier Insurance handles individual and family health insurance plans as well as group coverage for local businesses. An independent agent in this area regularly compares options from different carriers to find suitable policies for clients facing open enrollment, life changes, or Medicare transitions. The general approach involves reviewing a client’s current coverage, discussing their healthcare needs and budget, presenting clear plan comparisons, and guiding them through the application process efficiently.
Kaplansky Insurance’s Chelmsford branch serves homeowners, businesses, and property managers in the local region, offering personalized guidance to navigate health insurance plan options. The agency helps clients compare coverage choices and understand their benefits during open enrollment or life changes. Support is available for selecting individual or group policies that meet varying medical needs. In addition to clients in Chelmsford itself, the agency regularly works with customers throughout the greater Lowell area.
Talbot Insurance Agency in Chelmsford, MA helps clients understand the difference between one-time plan enrollment and the recurring support required for annual policy renewals. The agency offers health insurance coverage tailored to individual needs, including family plans, Medicare options, and short-term policies common in the Massachusetts market. Local service focuses on explaining plan benefits, network details, and subsidy eligibility during open enrollment periods. Service runs on both a scheduled basis for annual reviews and an as-needed basis for changes in coverage due to qualifying events.
Kevin Lynch office of Commonwealth Property & Casualty in Chelmsford, MA specializes in connecting individuals and families with health insurance plans that suit their medical needs and budgets. It guides clients through plan options, enrollment periods, and coverage details. Understanding local healthcare networks and regional regulations allows the agency to recommend suitable policies. As open enrollment approaches each fall, the office helps residents evaluate changes to existing plans and explore new alternatives. It also assists with questions during qualifying life events that allow for special enrollment periods throughout the year.
As the colder months approach residents of Chelmsford, and open enrollment periods create an urgency for coverage decisions, Family First Life provides guidance through the health insurance agent process. The company helps individuals compare Medicare supplements, individual plans, and family policies to find suitable options for their budgets and healthcare needs. An initial consultation begins by reviewing a client’s current coverage and identifying needed gaps or changes. The agent then inspects the available plan details before scheduling an in-person or phone meeting to walk through all relevant selections.
Time Insurance Solutions LLC provides residential health insurance coverage to individuals and families in the Chelmsford, Massachusetts area, guiding them through plan selection and enrollment. The agency also assists local businesses with commercial group health insurance options for their employees. Service is offered to clients throughout the greater Chelmsford vicinity. Policyholders are supported with ongoing follow-up assistance and plan adjustments during the year, ensuring coverage remains aligned with needs between regular enrollment periods.
Alpine Insurance Inc focuses on helping clients understand and select health coverage plans in the Chelmsford, Massachusetts area. The agency specializes in individual health insurance policies as well as group benefit packages tailored for small to midsize businesses. Guidance is provided through the annual open enrollment periods and for qualifying life events that allow special enrollments. Clients can also receive assistance with Medicare supplement options and understanding essential health benefits under current regulations. The agency serves various commercial sectors, including local offices, warehouses, and food service establishments.
LaMarche Associates, Inc. is a health insurance agency serving the Chelmsford, Massachusetts area. The company helps individuals and families evaluate their coverage and compare plans during open enrollment periods. It also assists small business owners in finding group health options for their employees. Clients typically seek help navigating Medicare and understanding the various supplemental policies available. As a specialty service, the agency can assist clients with dental and vision insurance plan selection.
What Does a a Health Insurance Agent in Chelmsford Cost?
Health insurance agents in Massachusetts are paid by commissions from insurance companies not by you directly. Premiums for individual plans in Chelmsford range from about 300 to 800 dollars per month for a single adult depending on age and plan tier. Subsidies based on income can lower these costs significantly. This is general information not insurance advice.
About health insurance agents in Chelmsford
Health insurance agents in Chelmsford Massachusetts help individuals families and small businesses find suitable health coverage. Massachusetts has a state health insurance mandate requiring most residents to have qualifying coverage or pay a penalty. Agents can guide you through Massachusetts Health Connector plans and private insurance options.
Frequently Asked Questions
What does a health insurance agent in Chelmsford do?
A health insurance agent helps you compare plans from different carriers. They explain coverage details costs and network options. In Massachusetts agents must be licensed by the state Division of Insurance.
Do I need to use the Massachusetts Health Connector?
Not always. If you qualify for subsidies or MassHealth you must use the Health Connector. If you do not qualify for subsidies you can buy directly from an agent or carrier. An agent can help you determine which path is right for you.
What is the open enrollment period for health insurance in Massachusetts?
The open enrollment period for individual plans typically runs from November 1 to January 23 each year. You can enroll outside this window if you have a qualifying life event like losing coverage or moving. Massachusetts has its own rules that may differ from federal guidelines.