The top-rated health insurance agent in Chicopee, Massachusetts is E.J. O'Neil Insurance Agency, rated 4.9 stars across 370 reviews. Other highly rated options include First American Insurance Agency, Slosek Insurance, Rush Insurance Group, Inc.. This directory lists 18 health insurance agents serving Chicopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E.J. O'Neil Insurance Agency | 400 Broadway St | (413) 594-4757 |
| 2 | First American Insurance Agency | 510 Front St | (413) 592-8118 |
| 3 | Slosek Insurance | 170 Springfield St | (413) 734-3690 |
| 4 | Rush Insurance Group, Inc. | 71 Church St | (413) 598-8304 |
| 5 | Alyssa Joy Lunghi at Comparion Insurance Agency | 99 Church St | (413) 754-7013 |
| 6 | Phillips Car Insurance | 97 Center St | (413) 594-5984 |
| 7 | White Birch Insurance | 21 White Birch Plz | (413) 331-5263 |
| 8 | Kaplansky Insurance- Chicopee Branch | 725 Grattan St | (413) 536-3311 |
| 9 | Metras Insurance Agency Inc | 2030 Memorial Dr | (413) 536-1491 |
| 10 | Rosario &Robb Insurance Inc | 317 Broadway St | (413) 594-4797 |
E.J. O'Neil Insurance Agency serves the Chicopee, Massachusetts, area as a local health insurance agent. The company helps individuals and families navigate the complexities of health coverage options in Western Massachusetts. It assists clients in understanding plan benefits, out-of-pocket costs, and enrollment periods for both private plans and public programs. The agency regularly guides customers through the application process for Affordable Care Act marketplace plans and offers ongoing support for Medicare supplement policies.
First American Insurance Agency in Chicopee, MA offers a range of health insurance agent services, including plan selection guidance and enrollment assistance. It also provides ongoing policy maintenance and annual plan review services to help clients adjust coverage as their needs change. The agency serves individuals and small business groups in the local area seeking affordable health coverage options. This includes assisting with marketplace plans, Medicare supplements, and short-term health policies. The properties it services include single-family homes, apartments, retail, and restaurants.
Slosek Insurance serves homeowners, renters, and small business owners in Chicopee, Massachusetts, with health insurance agent services. The agency helps clients compare individual and family health plans, as well as group coverage options for local employers. Its agents explain plan benefits, guide customers through enrollment periods, and assist with claims questions to simplify the process. Slosek Insurance also extends its services to residents and businesses in the nearby Springfield metro area.
Rush Insurance Group, Inc. serves Chicopee and the surrounding Massachusetts communities, handling a full range of health insurance plans for individuals and families. Working as a local health insurance agent, the company helps clients compare policies such as HMOs and PPOs to find coverage that fits their medical needs and personal budgets. To handle a typical job, the agency begins by reviewing the client’s current health situation and financial goals before guiding them through available marketplace options.
A client may choose a one-time health insurance review or establish an ongoing relationship for seasonal enrollment updates. Alyssa Joy Lunghi at Comparion Insurance Agency serves the Chicopee, MA area, assisting individuals and families in navigating policy options, network access, and cost-sharing structures. The agency provides guidance on plan selection and compliance with local health insurance regulations. Service is available on an as-needed basis, accommodating both new coverage requests and annual renewal evaluations.
As a health insurance agent in Chicopee, MA, Phillips Car Insurance helps individuals and families compare private plans and enroll in coverage. It assists clients in understanding plan options, deductibles, and provider networks to find suitable protection against medical costs. Locally, it serves residents navigating annual open enrollment periods and those seeking short-term coverage after job changes. The agency also addresses specific situations like coverage during seasonal layoffs or for retirees under sixty-five needing individual health policies prior to Medicare eligibility.
As the autumn enrollment period approaches in Chicopee, Massachusetts, White Birch Insurance helps residents navigate their health coverage options under evolving regulations. This licensed health insurance agent specializes in matching individuals and families with suitable plans from the local marketplace. The agency focuses on understanding each client’s medical needs and budget constraints before presenting policy choices. Complex terms like deductibles and provider networks are explained clearly. An initial consultation is offered to review current coverage and assess any gaps in protection, helping clients move forward with a plan selection.
Kaplansky Insurance- Chicopee Branch assists individuals and businesses with their health insurance needs. The agency specializes in helping clients select and understand comprehensive medical coverage plans. They also advise on supplemental policies that can address specific healthcare gaps or budgetary concerns. Common options include major medical plans and prescription drug coverage. Their services are available for area offices, warehouses, and food service operations.
Metras Insurance Agency Inc in Chicopee, MA helps residents of the area find health insurance coverage that suits their individual needs. The agency also assists local businesses in obtaining commercial health plans for their employees, serving clients throughout Chicopee and the surrounding region. An agent gathers information to present policy options and explain key features, costs, and network details. Clients often return between regular enrollment periods to adjust coverage when household or employment circumstances change.
Rosario &Robb Insurance Inc in Chicopee, MA is known for assisting individuals and families with navigating their health insurance options. The agency serves local residents by offering guidance on plan selection, policy enrollment, and coverage explanations tailored to varying healthcare needs. Their work focuses on helping clients find suitable plans that align with medical requirements and budget considerations. For those seeking support beyond standard health coverage, the agency can also provide assistance with Medicare supplement plan options for eligible enrollees.
What Does a a Health Insurance Agent in Chicopee Cost?
Health insurance agents in Massachusetts typically do not charge you a direct fee. Their compensation comes from the insurance carrier as a commission. Plan premiums vary widely: a bronze plan for an individual might cost 300 to 500 dollars per month while a gold plan can range from 500 to 800 dollars per month. Subsidies through the Massachusetts Health Connector can lower these costs for eligible residents. This is general information not insurance advice.
About health insurance agents in Chicopee
Health insurance agents in Chicopee Massachusetts help individuals families and small businesses find suitable health plans. Massachusetts requires all residents to have health insurance under the state health care reform law. A local agent can explain plan options including those available through the Massachusetts Health Connector.
Frequently Asked Questions
What does a health insurance agent in Chicopee do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They can also assist with understanding Massachusetts mandated benefits and subsidy eligibility.
Is there a deadline to enroll in health insurance in Massachusetts?
Massachusetts has an annual open enrollment period typically from November 1 to January 23. Outside this window you may qualify for a special enrollment period if you have a qualifying life event like losing other coverage.
Do I have to pay a fee to use a health insurance agent in Chicopee?
In most cases health insurance agents are paid by the insurance company not by you. Their commission is built into the plan premium so you do not pay extra for their help.