The top-rated health insurance agent in Cambridge, Massachusetts is Relation Insurance - Garrity Group, rated 4.9 stars across 341 reviews. Other highly rated options include Insurify, Eagle Trust Insurance, econosurance. This directory lists 16 health insurance agents serving Cambridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Relation Insurance - Garrity Group | 545 Concord Ave | (617) 354-4640 |
| 2 | Insurify | 201 Broadway Floor 6 | (833) 307-1453 |
| 3 | Eagle Trust Insurance | 125 Cambridgepark Dr Suite 301 | (617) 625-8400 |
| 4 | econosurance | 125 Cambridgepark Dr Suite 301 | (617) 864-2444 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 9 Camp St | (877) 977-1898 |
| 6 | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Ave | (617) 864-5586 |
| 7 | Al Ponte Insurance | 819 Cambridge St | (617) 492-7600 |
| 8 | Fucillo & Sasso Associates Insurance | 599 Cambridge St suite c-2 | (617) 621-3516 |
| 9 | Thomas F Coughlin Insurance Agency | 1303 Cambridge St | (617) 876-1127 |
| 10 | Cambridge insurance | 64 Sidney St | (339) 210-5104 |
Relation Insurance - Garrity Group serves the Cambridge, Massachusetts, metro area as a local health insurance agent. The company helps individuals and small businesses navigate the complex health insurance marketplace. They offer guidance on plan selection and enrollment, advising clients on coverage options that meet their specific needs. A knowledgeable agency, it assists with annual open enrollment processes and policy renewals for residents and employers throughout the region. Common services handled in this area include individual health plans and group health insurance arrangements.
Insurify provides a full range of health insurance services for residents of Cambridge, Massachusetts, including plan selection guidance, enrollment assistance, and annual policy reviews. The agency works with clients to understand their healthcare needs and then helps them maintain suitable coverage through regular check-ins and updates during open enrollment periods. These service plans ensure clients adapt their policies as their medical or financial situations change. It services single-family homes, apartments, retail businesses, and restaurants.
Eagle Trust Insurance serves homeowners, renters, and small businesses in Cambridge, MA, providing guidance through the selection of health insurance plans. The agency helps clients compare policy options from major carriers to find coverage that fits their medical needs and household budgets. Its work includes explaining plan benefits, networks, and out-of-pocket costs throughout the enrollment process. Eagle Trust Insurance also assists clients in neighboring Somerville and other parts of the greater Boston metro area.
Based in Cambridge, Massachusetts, econosurance serves clients throughout the city and its surrounding communities. The company handles the selection and enrollment of health insurance plans for individuals and families. It navigates clients through the various options available, which include plans from different insurers. The goal is to find appropriate coverage that matches specific health needs and budget constraints. To manage a typical job, econosurance assesses the client's current medical requirements and financial situation before comparing local market plans to identify a suitable fit.
Gallagher Insurance, Risk Management & Consulting in Cambridge, MA assists clients in distinguishing between one-time health insurance plan purchases and ongoing coverage management, such as annual renewals and adjustments for life changes. The agency helps individuals and businesses navigate available plan options and regulatory requirements for medical, dental, and vision needs. All services are delivered on an as-needed basis, allowing clients to request consultations or policy reviews whenever circumstances demand updated guidance or enrollment assistance.
Ralph J Galante Insurance Agency Inc offers health insurance plan selection and enrollment assistance to individuals and families in Cambridge, MA. It provides ongoing policy review and claims guidance throughout the coverage year. The agency helps clients navigate open enrollment periods by explaining plan options and cost factors. It also addresses qualifying life events, such as job changes or childbirth, which allow for special enrollment periods outside the standard annual window.
With the shift in seasons often bringing changes to healthcare needs in Cambridge, residents frequently seek guidance on available coverage. Al Ponte Insurance operates as a local health insurance agent, assisting individuals and families in navigating plan options that suit their budget and medical requirements. Their work involves explaining policy details and enrollment periods to help clients make informed decisions during open enrollment or qualifying life events. An initial assessment of current coverage and healthcare usage is conducted to identify suitable plan choices for review.
Fucillo & Sasso Associates Insurance operates as a health insurance agent in Cambridge, MA, helping individuals and businesses navigate their coverage options. The company specializes in connecting clients with suitable health plans from various carriers. Their work involves assessing needs for both routine care and major medical expenses. They assist with open enrollment periods and plan comparisons for groups. Commercial clients served include offices, warehouses, and food service establishments requiring employee health benefits.
Thomas F Coughlin Insurance Agency provides residential health insurance services to individuals and families in and around Cambridge, MA. The agency also assists local businesses with commercial coverage options tailored to their group needs. Serving the greater Cambridge area, agents help clients understand plan choices during open enrollment periods. This includes guidance on policy details, network options, and cost considerations for each household or organization. They offer follow-up support between regular visits to address questions or help adjust coverage as needs change.
What Does a a Health Insurance Agent in Cambridge Cost?
Health insurance agent services in Massachusetts are generally free to consumers because agents earn commissions from insurance carriers. Those commissions are included in the plan premium and do not add extra cost. For small business group plans agent fees may be negotiated separately and can range from 2 percent to 5 percent of premium. This is general information not insurance advice.
About health insurance agents in Cambridge
Health insurance agents in Cambridge Massachusetts help individuals families and small businesses find suitable coverage. Agents are licensed by the Massachusetts Division of Insurance and must follow state regulations including the Massachusetts Health Care Reform Law. They can guide you through plans on the Massachusetts Health Connector or private market options.
Frequently Asked Questions
What does a health insurance agent in Cambridge do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain benefits costs and network details. Agents in Massachusetts must be certified to sell plans through the Health Connector.
Do I have to pay a fee for a health insurance agent in Massachusetts?
In most cases health insurance agents are paid by the insurance company not by you. Their commission is built into the plan premium. Always ask the agent about their compensation before you enroll.
What is the open enrollment period in Massachusetts?
Massachusetts has a yearly open enrollment period for individual health plans typically from November 1 to January 23. Outside this window you may qualify for a special enrollment period if you have a qualifying life event like losing other coverage or moving.