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Directory of health insurance agents in Ludlow, Massachusetts. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Ludlow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 14 health insurance agents in Ludlow, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223
thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775
reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424
hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901
idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444
dowd.com
Ludlow Travel Agency
176 Winsor St, Ludlow, MA 01056
(413) 583-8578
Duke Insurance Brokerage, Inc.
200 Center St STE 15, Ludlow, MA 01056
(413) 583-2611
dukeinsurancebrokerageinc.com
Touched By An Angel, Inc
343 Winsor St, Ludlow, MA 01056
(413) 284-1601
touchedbyanangelmass.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Enhabit Home Health
487 Holyoke St Suite 1, Ludlow, MA 01056
(413) 610-2324
enhabit.com
Griswold Home Care for Hampden & Berkshire Counties
360 Sewall St, Ludlow, MA 01056
(413) 385-0012
griswoldcare.com
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616
cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901
dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192
fieldeddy.com
Health insurance agents in Ludlow, Massachusetts help individuals and families navigate the Massachusetts Health Connector and private insurance plans. These agents are licensed by the Massachusetts Division of Insurance and must follow state regulations including the Massachusetts individual mandate which requires most residents to have health coverage. Local agents understand the specific needs of Hampden County residents and can explain plan options from insurers like Blue Cross Blue Shield of Massachusetts and Harvard Pilgrim.
What Does a Health Insurance Agent in Ludlow Cost?
Health insurance agents in Massachusetts do not charge you directly for their services. Their compensation comes from the insurance carriers. However, the health plans themselves have costs like monthly premiums, deductibles, and copays. For 2024, average monthly premiums for an individual ACA plan in Massachusetts range from about $300 to $600 depending on age, income, and metal tier. Subsidies through the Health Connector can lower these costs significantly. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Ludlow do?
A health insurance agent in Ludlow helps you compare and enroll in health plans from the Massachusetts Health Connector or private insurers. They explain plan benefits, costs, and provider networks. Agents also assist with subsidy eligibility and annual renewals.
Do I need to pay for a health insurance agents services in Massachusetts?
In Massachusetts, health insurance agents are typically paid by the insurance company, not by you. Their commission is built into the plan premium. You can use an agent without paying extra out of pocket.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.