The top-rated health insurance agent in Gloucester, Massachusetts is Prince Insurance Agency, Inc., rated 4.9 stars across 88 reviews. Other highly rated options include Babson-Elwell & Davis, Inc, Carroll K Steele Insurance Agency, Gloucester Family Health Center. This directory lists 12 health insurance agents serving Gloucester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Prince Insurance Agency, Inc. | 15 Washington St | (978) 283-7314 |
| 2 | Babson-Elwell & Davis, Inc | 44 Blackburn Center | (978) 283-1561 |
| 3 | Carroll K Steele Insurance Agency | 32 Pleasant St | (978) 283-5100 |
| 4 | Gloucester Family Health Center | 302 Washington St | (978) 282-8899 |
| 5 | Lauranzano Insurance Agency, Inc | 44 Blackburn Center | (978) 927-8420 |
| 6 | Globond Financial | 118 Prospect St | (917) 523-9163 |
| 7 | Palazzola Insurance Agency | 1 Main St u9 | (978) 283-7711 |
| 8 | Favazza Johnson Insurance Agency | 218 Main St | (978) 283-0016 |
| 9 | SeniorCare Inc | 49 Blackburn Center | (978) 281-1750 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 4 Railroad Ave | (800) 333-7234 |
Prince Insurance Agency, Inc. serves the greater Gloucester, Massachusetts area as a dedicated health insurance agent. The company helps individuals and families navigate available health coverage options and plan selections. Knowledgeable guidance is provided to clients comparing various policy features and costs during enrollment periods. Assistance is also available for managing existing plans and understanding benefit changes. Specific services handled by this agency include individual health plans and family health insurance packages.
Babson-Elwell & Davis, Inc serves homeowners, families, and small business owners in and around Gloucester, Massachusetts. As a health insurance agent, the company helps clients navigate plan options for individual coverage, Medicare, and group benefits. It works to explain policy features, compare costs, and assist with enrollment processes. The agency also advises on how to coordinate healthcare needs with household or business budgets. Its service area extends to nearby Rockport and other communities on Cape Ann.
Carroll K Steele Insurance Agency serves the Cape Ann area, including Gloucester, Massachusetts, and surrounding North Shore communities. It handles individual and family health insurance plans, helping clients navigate open enrollment periods and coverage options. The agency also assists with Medicare supplement policies for eligible residents. To manage a typical case, it begins by reviewing a client’s current health care needs and budget, then compares available local plans to find a suitable match that meets those requirements.
Gloucester Family Health Center in Gloucester, MA provides health insurance agent services that include plan selection guidance and enrollment assistance. It offers ongoing support for policy maintenance, including annual review and coverage updates during life changes. The agency helps clients navigate medical, dental, and supplemental insurance options from major carriers. It services single-family homes, apartments, retail businesses, and restaurants in the local area.
For clients planning a medical transition, health insurance guidance can be provided as a one-time consultation to review plan options or as an ongoing service to manage enrollment changes and claims. Coverage may include individual and family health plans, Medicare supplements, and short-term medical policies. In the Gloucester area, typical service helps clients compare deductibles, provider networks, and prescription drug tiers. This agency offers appointments on either a one-time or as-needed basis depending on the client’s preference.
Globond Financial provides health insurance guidance to individuals and families in the Gloucester area. Its licensed team assists clients in comparing medical plans and understanding coverage options for both routine care and unexpected medical needs. The agency also focuses on specialized policy add-ons, including dental, vision, and prescription drug benefits, to enhance standard health plans. Commercial clients are served as well, with tailored health coverage solutions available for offices, warehouses, and food service operations.
Palazzola Insurance Agency in Gloucester, Massachusetts, specializes in helping individuals and families select health insurance plans that match their medical needs and financial situations. It also works closely with local small businesses to navigate group coverage options and compliance requirements. The agency assists clients during open enrollment periods in reviewing plan changes and avoiding coverage gaps. For those facing unexpected life events, such as job changes or aging out of a parent’s plan, it provides guidance on short-term and special enrollment options to maintain consistent healthcare access throughout the year.
Favazza Johnson Insurance Agency in Gloucester, MA assists area residents in navigating the complexities of individual and family health plans. They also advise local businesses on commercial health coverage options, helping employers arrange suitable benefits for their workers throughout the North Shore region. Their work centers on matching different policies with specific client needs to manage ongoing medical costs. Follow-up service ensures clients can adjust their plans during open enrollment periods, with repeated assistance available between regular annual visits to address any claim or coverage questions.
As Gloucester residents prepare for the change of seasons, their need to review and update Medicare coverage often becomes a priority to avoid gaps in care. SeniorCare Inc serves the local community as a health insurance agent, helping clients navigate annual enrollment periods and supplemental plan options. The company provides guidance on comparing different policies so that individuals can find suitable coverage for their medical needs. New clients typically begin by scheduling an initial consultation to review their existing plans and future health goals.
Gallagher Insurance, Risk Management & Consulting serves the greater Gloucester, Massachusetts area as a local health insurance agent. It helps individuals and business owners find suitable medical coverage plans that meet their specific needs. The agency provides guidance through the process of selecting policies from various carriers available in the region. Its work includes assisting clients with enrollment, plan changes, and understanding their coverage options. It handles both individual health insurance plans and group medical insurance policies for local employers.
What Does a a Health Insurance Agent in Gloucester Cost?
Health insurance agents in Massachusetts generally do not charge consumers a direct fee for their services. Their compensation comes from insurance carriers as a commission typically ranging from 3 to 5 percent of the annual premium. For an individual plan this commission might be between 150 and 500 dollars per year but the amount varies by carrier and plan type. This is general information not insurance advice.
About health insurance agents in Gloucester
A health insurance agent in Gloucester Massachusetts can help you compare plans from the Massachusetts Health Connector and private carriers. These agents are licensed by the state and must follow Massachusetts regulations including the individual mandate that requires residents to have coverage. They provide guidance on subsidies plan tiers and enrollment deadlines.
Frequently Asked Questions
What does a health insurance agent in Gloucester do?
A health insurance agent helps you review and enroll in health plans that fit your needs and budget. They can explain the differences between HMO PPO and high deductible plans available in Essex County. They also assist with Massachusetts Health Connector applications and subsidy calculations.
Do I need to pay a fee to use a health insurance agent in Massachusetts?
In most cases health insurance agents in Massachusetts are paid by the insurance company not by you. Their commission is built into the plan premium so you do not pay extra for their services. Always confirm the fee arrangement before starting.
When can I enroll in a health plan with a Gloucester agent?
Open enrollment for Massachusetts Health Connector plans typically runs from November 1 to January 23 each year. You may qualify for a special enrollment period after life events like losing other coverage moving or having a baby. Your agent can verify your eligibility.