The top-rated health insurance agent in Falmouth, Massachusetts is Arthur D. Calfee Insurance Agency, Inc, rated 4.8 stars across 288 reviews. Other highly rated options include Murray & MacDonald Insurance Services Inc, The Baldwin Group (formerly RogersGray), Almeida & Carlson Insurance Agency. This directory lists 13 health insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arthur D. Calfee Insurance Agency, Inc | 336 Gifford St | (508) 540-2601 |
| 2 | Murray & MacDonald Insurance Services Inc | 406 Jones Rd | (800) 800-8990 |
| 3 | The Baldwin Group (formerly RogersGray) | 763 Main St | (508) 548-2500 |
| 4 | Almeida & Carlson Insurance Agency | 79 Davis Straits | (508) 540-6161 |
| 5 | Additional Insurance MA | 336 Gifford St | (508) 205-9521 |
| 6 | Bridges Insurance Group / Lawrence-Carlin Insurance | 230 Jones Rd | (508) 540-7100 |
| 7 | Peggy Vose | 230 Main St Unit 8 | (508) 494-4056 |
| 8 | Central Park Insurance co. | 15 Carlson Ln | (351) 207-0239 |
| 9 | Safety Northeast Insurance Agency, Inc. | 194 Worcester Ct | (508) 548-1148 |
| 10 | Great Harbor Benefits | 101 Town Hall Square | (508) 540-7940 |
Arthur D. Calfee Insurance Agency, Inc serves the Falmouth, MA area and the surrounding Cape Cod communities as a health insurance agent. It helps clients and small businesses navigate their options for medical coverage, including major medical plans and supplemental policies. The agency works to match individuals and families with suitable plans that meet their healthcare needs and budgetary requirements. It provides guidance on both private health insurance and Medicare plans available in this region.
Murray & MacDonald Insurance Services Inc. offers a comprehensive range of health insurance options and supplemental coverage for individuals and families. Their services include policy selection assistance alongside ongoing plan maintenance and annual review support. Clients in Falmouth, MA, work with the agency to navigate open enrollment periods and adjust existing plans as healthcare needs evolve. The company helps service a variety of locations, including single-family homes, apartments, retail businesses, and local restaurants.
The Baldwin Group serves homeowners, small businesses, and families in Falmouth, Massachusetts, by guiding them through selections of health insurance plans. It works directly with clients to explain coverage options, helping them navigate enrollment periods and policy changes. The agency assists with individual and family medical policies, as well as small group health benefits for local employers. Its services extend throughout Barnstable County and frequently cover neighboring towns such as Woods Hole and Teaticket.
Serving Falmouth and the surrounding communities on Cape Cod, Almeida & Carlson Insurance Agency operates as a local health insurance agent. It handles the selection of individual health plans, family coverage options, and Medicare supplement policies. The agency works with clients to understand their medical needs and budget constraints, then compares available marketplace options to find suitable coverage. It typically approaches each case by reviewing a client's current plan, explaining the key benefits and costs of alternatives, and guiding them through the enrollment process.
A prospective client may seek either one-time guidance or recurring support when choosing a health insurance agent. Additional Insurance MA assists individuals in Falmouth, MA, with understanding and selecting coverage options that address their health needs and financial considerations. The agency provides local expertise on available plans, enrollment periods, and policy details to help clients make informed decisions. Service runs on a one-time, scheduled, or as-needed basis, depending on the client’s preferred level of ongoing assistance.
Bridges Insurance Group / Lawrence-Carlin Insurance specializes in connecting individuals and families with health insurance plans suited to their medical needs and budget. Serving the Falmouth, MA area, the agency guides clients through policy selection and enrollment, including Medicare supplements and individual market options. The team helps residents understand plan benefits and network requirements. As the winter months approach, it assists clients with reviewing coverage for seasonal health concerns and out-of-state travel needs.
Winter weather on Cape Cod often brings concerns about coverage gaps for seasonal residents. Peggy Vose in Falmouth helps local homeowners and families navigate Open Enrollment changes each year. As a health insurance agent, they explain policy differences between major medical plans, Medicare supplements, and prescription drug options. Clients compare plan networks and out-of-pocket costs before selecting coverage. The initial step involves a no-obligation review of your current benefits to identify potential savings or missing protections.
Central Park Insurance Co. assists individuals and families in Falmouth, MA, with navigating the complexities of health insurance coverage. The firm focuses on matching clients with suitable medical plans during enrollment periods. It offers local guidance on benefit selections and cost considerations. The agency works with policy options that may help manage routine care and preventive services. Its available commercial sectors include small offices, warehouses, and food service establishments.
Safety Northeast Insurance Agency, Inc. serves residents of Falmouth, Massachusetts, helping them find health insurance plans that meet their individual or family needs. The agency also assists local commercial clients by reviewing business health coverage options. They work with individuals throughout Falmouth and the surrounding Cape Cod area to navigate plan selections. Clients benefit from follow-up service between regular visits, which helps adjust coverage as health needs or life circumstances change.
Great Harbor Benefits is known for helping individuals and families in Falmouth, MA, navigate the complexities of health insurance. The agency assists clients with plan selection, enrollment, and ongoing coverage management throughout the year. Services include comparing individual and family plans, explaining deductible and out-of-pocket costs, and ensuring policyholders understand their benefits. A specialty service the company can provide is assisting with Medicare supplement plan options for those approaching retirement age.
What Does a a Health Insurance Agent in Falmouth Cost?
Health insurance agents in Massachusetts typically do not charge a separate fee for their services. They are paid by insurance companies through commissions embedded in plan premiums. For individual plans, monthly premiums can range from around 300 to 800 dollars for a single adult depending on age, income, and plan type. Subsidies through the Massachusetts Health Connector can lower costs. For Medicare, agents may offer free help but some charge a consulting fee. This is general information, not insurance advice.
About health insurance agents in Falmouth
Health insurance agents in Falmouth, Massachusetts help individuals, families, and small businesses compare plans from insurers like MassHealth, Tufts, and Blue Cross Blue Shield. Massachusetts requires all residents to have health insurance under the state individual mandate. Local agents can guide you through the Massachusetts Health Connector and explain available subsidies.
Frequently Asked Questions
What does a health insurance agent in Falmouth do?
A health insurance agent helps you review and compare plans, apply for subsidies, and enroll in coverage. They can assist with MassHealth, Qualified Health Plans, and Medicare options. Agents are licensed by the Massachusetts Division of Insurance.
When can I enroll in a health insurance plan in Massachusetts?
Open Enrollment for individual plans typically runs from November 1 to January 23 each year. You may qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage, moving, or having a baby. Falmouth agents can help you determine eligibility.
Do I need health insurance in Massachusetts?
Yes, Massachusetts law requires all residents to have health insurance that meets Minimum Creditable Coverage standards. If you do not have coverage, you may face a tax penalty on your state return. An agent can explain the requirements and help you find a compliant plan.