The top-rated health insurance agent in Waterville, Maine is AAA Waterville Insurance and Member Services, rated 4.4 stars across 61 reviews. Other highly rated options include Michael Lee - State Farm Insurance Agent, John Fortier - State Farm Insurance Agent, Allen Insurance and Financial. This directory lists 13 health insurance agents serving Waterville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Waterville Insurance and Member Services | 13 Washington St | (207) 873-0692 |
| 2 | Michael Lee - State Farm Insurance Agent | 328 Main St | (207) 872-0999 |
| 3 | John Fortier - State Farm Insurance Agent | 305 Kennedy Memorial Dr | (207) 873-1101 |
| 4 | Allen Insurance and Financial | 51 Main St | (207) 873-5101 |
| 5 | Best Insurance ME | 11a Water St | (207) 803-6255 |
| 6 | Maroon Insurance Agency | 68 Silver Ter | (207) 481-4560 |
| 7 | CO AG Insurance Agency | 266 Main St #2 | — |
| 8 | Andwell Health Partners | 180 Main St | (207) 777-7740 |
| 9 | Prudential | Steve Busque | Life Insurance & Financial Services | 143 Silver St #7 | (207) 872-2634 |
| 10 | United HealthCare in Waterville | 35 Pleasant St | (866) 203-7602 |
AAA Waterville Insurance and Member Services serves Waterville, Maine, as a local health insurance agent. The company assists individuals and families in finding health plans that meet medical and budgetary needs. It helps clients navigate enrollment periods and policy options. The agents explain coverage details for prescription drugs and preventive care. They also provide support for Medicare supplement plans and short-term health insurance in this area.
Michael Lee - State Farm Insurance Agent provides a full range of individual and family health insurance plans to the Waterville, ME area. Services include helping clients compare plan options, navigate open enrollment periods, and file medical claims. The agency assists with policy maintenance, including updating coverage during life changes and answering billing questions. Its service model focuses on matching each client with a suitable health plan from available carriers. Michael Lee - State Farm Insurance Agent services single-family homes, apartments, retail businesses, and local restaurants.
John Fortier - State Farm Insurance Agent serves Waterville homeowners, renters, and small business owners seeking health coverage options for their families or employees. The agency helps clients navigate individual health plans and short-term medical policies, explaining how different deductibles and copays affect monthly premiums. Guidance is provided year-round for enrollment questions and qualifying life events that trigger special enrollment periods. The agent also assists residents in neighboring Fairfield with their personal or family health insurance needs.
Serving Waterville and the surrounding central Maine communities, Allen Insurance and Financial handles the full spectrum of health insurance agent needs for individuals and families. The agency guides clients through the complexities of plan selection, including major medical policies and supplemental coverage options. It evaluates each customer’s specific healthcare requirements and financial situation to recommend suitable plans. To handle a typical job, the company conducts a thorough needs analysis, comparing available carriers to match clients with appropriate and affordable health coverage.
For single-event enrollment or ongoing plan adjustments, Best Insurance ME in Waterville, Maine, assists with health insurance coverage. As a licensed health insurance agent, the company helps individuals and families navigate plan options such as major medical policies and short-term coverage. Services focus on explaining policy details and matching clients with suitable plans from available carriers. Support for annual enrollment periods is provided alongside assistance for qualifying life changes. Service operates on both a one-time, appointment, and as-needed basis.
Maroon Insurance Agency in Waterville, ME offers health insurance plans for individuals, families, and small groups, helping clients navigate enrollment options and understand coverage details. It assists with policy comparisons to match varied medical needs and budget requirements. During the annual open enrollment period, the agency can help residents review changes in plan networks or drug formularies to avoid unexpected out-of-pocket costs. It also provides guidance for those experiencing a qualifying life event, such as a recent job change or new parenthood, that triggers a special enrollment window.
Andwell Health Partners assists individuals and families in the Waterville, Maine area with navigating health insurance plan options. The agency helps clients compare coverage networks and deductibles to find suitable policies. It specializes in adding dental, vision, and prescription drug coverage to standard medical plans. Andwell Health Partners can serve the insurance needs of local offices, warehouses, and food service operations seeking employee benefit packages.
Prudential | Steve Busque | Life Insurance & Financial Services serves residents in Waterville, Maine with personal health insurance coverage. The agency also assists local businesses by offering commercial health insurance options for their employees within the broader central Maine area. Brokers work closely with clients to explain plan details and compare policies from various carriers. After each initial enrollment, the agency schedules follow-up service between regular review visits to adjust coverage based on changing health needs or life events.
United HealthCare in Waterville is known for providing health insurance agent services to individuals and families throughout the region. The company helps clients navigate plan options, including individual coverage and employer-sponsored group plans. Assistance is offered with understanding benefits, managing enrollment periods, and comparing policy details. An agent can explain how different plans handle preventive care and prescription drug costs. A specialty service this company can add on is helping clients assess supplemental coverage for vision and dental care needs.
What Does a a Health Insurance Agent in Waterville Cost?
The cost of using a health insurance agent in Maine is typically zero to you because the agent earns a commission from the insurance carrier. Premiums for ACA plans in Maine vary by income age and plan tier. For example a silver plan for a 40 year old might range from 400 to 700 per month before subsidies. Costs for Medicare plans also vary by plan and carrier. This is general information and not insurance advice.
About health insurance agents in Waterville
Health insurance agents in Waterville Maine help individuals families and small businesses find coverage that meets their needs. Agents licensed in Maine must follow state regulations including those set by the Maine Bureau of Insurance. They can guide you through the Maine Health Insurance Marketplace and explain plans that comply with Maine state mandates.
Frequently Asked Questions
What does a health insurance agent in Waterville do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They can explain how plans work with MaineCare and the Maine Health Insurance Marketplace. Agents also assist with renewals and changes to your policy.
Do I have to pay a health insurance agent in Maine?
In most cases you do not pay the agent directly. The agent receives a commission from the insurance company. This commission is built into the premium you pay and does not add extra cost to you.
When can I enroll in health insurance in Maine?
Open Enrollment for ACA plans usually runs from November 1 to January 15 each year. You may qualify for a Special Enrollment Period if you have a life event like losing other coverage or moving. Maine also offers a state based marketplace with its own rules.