The top-rated health insurance agent in Falmouth, Maine is Ficker Insurance Group, Falmouth, ME: Allstate Insurance, rated 4.7 stars across 145 reviews. Other highly rated options include Marsh Agency, Align Home Care Services, Katie Caiazzo - State Farm Insurance Agent. This directory lists 13 health insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ficker Insurance Group, Falmouth, ME: Allstate Insurance | 241 US-1 Ste 202 | (207) 767-3335 |
| 2 | Marsh Agency | 251 US-1 STE W15 | (207) 772-2818 |
| 3 | Align Home Care Services | 366 US-1 Suite 1 | (207) 835-4849 |
| 4 | Katie Caiazzo - State Farm Insurance Agent | 251 US-1 | (207) 781-5113 |
| 5 | Group Dynamic Inc | 411 US-1 | (207) 781-8800 |
| 6 | foreside insurance | 264 US-1 | (207) 803-5671 |
| 7 | Lovely Insurance | 256 US-1 | (207) 280-8624 |
| 8 | Horace Mann Insurance Co | 423 Falmouth Rd | (207) 797-3019 |
| 9 | Financial Alternatives | 75 Leighton Rd # 3 | (207) 770-2021 |
| 10 | New England Financial Services | 190 US-1 #238 | (207) 632-2020 |
Ficker Insurance Group in Falmouth, Maine serves the Cumberland County area as a health insurance agent. The agency assists local residents and businesses with navigating their medical coverage needs in a region with strong seasonal and year-round populations. They help clients evaluate plan options, manage enrollment periods, and find appropriate policies for individual or family situations. Specific services handled in this area include Medicare supplement plans and short-term health insurance for people between jobs.
Serving as a health insurance agent, Marsh Agency assists clients in Falmouth, Maine, with navigating their coverage choices. The agency helps individuals and families research individual health plans designed to meet differing medical needs and financial situations. They also guide businesses in reviewing available group health insurance options for their employees. Brokers here work to match policy selections with the unique requirements of local residents and small business owners in the community. The agency primarily services single-family homes, apartments, retail operations, and restaurants.
Align Home Care Services serves homeowners and small business owners in Falmouth, Maine, seeking individual or group health insurance coverage. The agency assists clients in navigating plan options, including medical and supplemental policies, throughout the annual enrollment period. It provides personalized consultations to help match coverage with specific healthcare needs and budgets. The agency also accommodates those requiring Medicare plan guidance and eligibility support. Beyond Falmouth, the company extends its insurance services to clients in the greater Portland metro region, including Cumberland.
Katie Caiazzo - State Farm Insurance Agent serves Falmouth, Maine, and the surrounding communities. The agency handles health insurance policies for individuals and families, helping clients understand their coverage options and plan benefits. A typical job begins with a consultation to review a client's current health needs and financial situation. The agent then presents available plans from the carrier, explaining key differences in deductibles and networks. It uses a straightforward, educational approach that focuses on matching a policy to the client's specific priorities, ensuring clarity before any enrollment decision is made.
Group Dynamic Inc in Falmouth, ME offers ongoing health insurance guidance as a recurring service for individuals and families, rather than a one-time enrollment session. Their coverage assistance typically includes helping clients understand plan options for medical, prescription, and preventive care needs. As a local health insurance agent, they provide support throughout the year for annual enrollment periods, life changes, and policy questions. Service runs on a scheduled basis, with regular check-ins available to review and adjust coverage as needed.
Foreside Insurance offers individual and family health plans, working as a local agent in Falmouth, Maine. It guides clients through enrollment in marketplace options, Medicare plans, and supplemental coverage. The agency explains policy details and helps compare deductibles and premiums to match different healthcare needs and budgets. It provides ongoing support for claims and coverage questions. During the annual open enrollment period, it assists residents in reviewing plan changes and finding suitable health insurance to avoid gaps in coverage.
Lovely Insurance provides guidance on health coverage options, connecting individuals with suitable plans and offering supplemental policies for added protection. The agency operates in Falmouth, Maine, and serves the surrounding area with local knowledge of available insurance products. Services include assisting with enrollment periods and explaining plan benefits without pushing a single carrier. Lovely Insurance is equipped to help commercial sectors secure coverage for their workforce, including offices, warehouses, and food service establishments.
As winter approaches in Falmouth, many residents review their medical coverage to prepare for seasonal illness and potential cold-weather injuries. Horace Mann Insurance Co serves this need by providing local health insurance agent services that help individuals understand policy options. The company focuses on matching clients with plans suited to their medical needs and financial situations. Whether for individual or family coverage, the agent assesses each person's current health care usage and upcoming medical needs during the initial consultation. This step begins with a thorough review of the client's existing insurance.
Financial Alternatives serves residents of Falmouth, Maine, helping them secure individual and family health insurance plans. The agency also assists local businesses with commercial health coverage options, working with clients throughout the greater Cumberland County area. An agent reviews each client’s needs and budget to explain available plan networks and benefits. Services are designed to include ongoing support, with the agent available to follow up annually during open enrollment and to address coverage questions between regular visits.
New England Financial Services, based in Falmouth, ME, is known for helping individuals and families navigate the health insurance marketplace. It offers plan comparisons for major medical coverage, including options available through the federal exchange and private carriers. The agency assists clients in understanding deductibles, copayments, and network restrictions to find plans that match their healthcare needs and budgets. It additionally provides guidance on enrolling in supplemental dental or vision policies to expand protection.
What Does a a Health Insurance Agent in Falmouth Cost?
Health insurance agents in Maine typically do not charge a fee to consumers. They receive commissions from insurance companies, which are built into the plan premiums. For individual plans, monthly premiums in Maine can range from about $300 to $800 per person depending on age, income, and plan type. Small business group plans may have different pricing. This is general information, not insurance advice.
About health insurance agents in Falmouth
Health insurance agents in Falmouth, Maine help individuals and families find health plans that fit their needs and budget. Maine has its own health insurance marketplace, CoverME.gov, and agents can guide you through plan options, subsidies, and enrollment. They also assist with understanding Maine rules like guaranteed issue and community rating.
Frequently Asked Questions
What does a health insurance agent in Falmouth do?
A health insurance agent helps you compare plans from private insurers and the Maine marketplace. They explain coverage details, costs, and subsidies. They do not charge you directly, as they are paid by the insurance companies.
Do I need to use CoverME.gov to get health insurance in Maine?
You can buy plans directly from insurers or through CoverME.gov, the official Maine marketplace. Agents can help with both options. If you want tax credits or cost-sharing reductions, you must use CoverME.gov.
When can I enroll in a health plan in Maine?
Open enrollment for 2025 plans runs from November 1, 2024 to January 15, 2025. Outside this window, you may qualify for a special enrollment period if you have a life event like losing coverage, moving, or having a baby.
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