The top-rated health insurance agent in Portland, Maine is Lotfey Dennett Insurance Brokers, rated 5.0 stars across 234 reviews. Other highly rated options include Plummer's Insurance Agency, Clark Insurance, a Marsh & McLennan Agency LLC company, Pivot Insurance Group. This directory lists 19 health insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 2 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 3 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 4 | Pivot Insurance Group | 41 Hutchins Dr Suite G2 | (207) 699-6363 |
| 5 | The Champlin Agency | 411 Congress St | (207) 229-0293 |
| 6 | Cross Insurance | 2331 Congress St | (207) 780-1677 |
| 7 | Co Insurance Group LLC | 62 Westminster Ave | (207) 802-7523 |
| 8 | United Insurance | 470 Forest Ave | (207) 797-9400 |
| 9 | Next Insurance Maine | 88 Exchange St | (207) 843-9345 |
| 10 | SYN Insurance Agency | 150 Park St | (207) 605-5638 |
Lotfey Dennett Insurance Brokers serves homeowners, renters, and small business owners seeking health insurance plans in Portland, Maine. The agency helps individuals and families navigate plan options, including open enrollment periods and marketplace coverage. It assists businesses with group health benefits for employees, matching policies with specific budget and network needs. Commercial property managers also receive guidance on coverage for their residential and mixed-use buildings. The agency extends its services to clients throughout the nearby communities of South Portland, Cape Elizabeth, and Falmouth as part of the greater metro coverage area.
Plummer's Insurance Agency in Portland, Maine offers Medicare supplement and prescription drug plan options, alongside individual and family health insurance policies. The agency works with clients to navigate the annual open enrollment period, comparing plan details and network coverage to find suitable protection for medical needs and budgets. During seasonal transitions, it helps residents understand how losing employer coverage or turning sixty-five changes their eligibility.
Serving Portland, Maine, and the surrounding communities, Clark Insurance, a Marsh & McLennan Agency LLC company, functions as a Health Insurance Agent. It handles individual health plans, group benefits for local businesses, and Medicare options for seniors in the region. The agency manages complex enrollment periods and assists clients with plan comparisons to find coverage that fits their needs and budget. To handle a typical job, it begins with a careful assessment of a client’s healthcare usage and financial situation before presenting tailored policy recommendations.
As winter approaches in Portland, Maine, many residents begin reviewing their current medical coverage to account for changing health needs. Pivot Insurance Group serves the local community as a Health Insurance Agent, assisting individuals and families with navigating their insurance options during the annual open enrollment period. This company helps clients compare various plans, explaining terms like deductibles and networks so people can make informed choices. An initial consultation begins with a review of each person’s prescriptions, preferred doctors, and budget.
The Champlin Agency assists clients in the Portland, Maine area with their health insurance needs. It specializes in finding appropriate individual and group medical plans that align with varying budgets and coverage requirements. The agency places a particular focus on supplemental policies, including dental and vision. It helps small business owners address regulatory health coverage requirements for their employees. The agency serves the insurance needs of commercial sectors such as local offices, warehouses, and food service operations.
Cross Insurance in Portland, Maine, distinguishes between one-time policy consultations for immediate health insurance needs and recurring service plans that provide ongoing management of coverage throughout the year. As a health insurance agent, the company assists clients in comparing and enrolling in individual and family plans from the regional marketplace. Service runs on an as-needed basis, with agents available for annual open enrollment periods or when qualifying life events occur.
Co Insurance Group LLC, based in Portland, Maine, is recognized for connecting clients with tailored health insurance plans. The agency assists individuals and families in navigating the enrollment process for major medical coverage. It also advises on options for short-term policies and Medicare supplement plans. Services extend to helping small business owners find group health benefits for their employees in the local region. For those needing additional support, the agency can provide guidance on obtaining standalone dental and vision insurance policies.
Offering specialized enrollment services for Medicare Advantage and Supplement plans, United Insurance serves the Portland, Maine area as a general health insurance agent, helping individuals compare individual and family medical plans. The agency guides clients through open enrollment periods and assists with plan changes following qualifying life events. It also provides information on navigating the annual Medicare enrollment season, ensuring local residents understand their coverage options as winter approaches.
Next Insurance Maine serves the greater Portland, Maine area, providing guidance on health insurance coverage options for individuals and families. The agency helps clients navigate plan selection during open enrollment and special enrollment periods. It also assists with understanding policy benefits and subsidy eligibility under current healthcare regulations. Local services include comparing major medical plans available on the Maine marketplace and advising on short-term health insurance for transitional coverage needs.
What Does a a Health Insurance Agent in Portland Cost?
Health insurance agents in Portland Maine do not charge you a direct fee. Their compensation comes from the insurance company as a commission. For individual plans, premiums in Maine vary widely from around 300 to 800 dollars per month for a single adult depending on age and plan type. Small business group plans have different pricing based on employee count and plan design. This is general information and not insurance advice.
About health insurance agents in Portland
Health insurance agents in Portland Maine help individuals and small businesses find coverage that fits their needs and budget. Maine has its own state based marketplace called CoverME.gov which agents use to compare plans. Agents can also guide you through Maine specific programs like MaineCare and the Dirigo Health program.
Frequently Asked Questions
What does a health insurance agent in Portland do?
A health insurance agent helps you compare plans from multiple carriers like Anthem and Harvard Pilgrim. They explain deductibles, copays, and networks. They also help you apply for subsidies through CoverME.gov.
Is there a special enrollment period in Maine?
Yes, Maine has a special enrollment period for qualifying life events like losing other coverage or moving. You generally have 60 days from the event to enroll. The standard open enrollment period runs from November 1 to January 15 each year.
Do I have to pay a fee to use a health insurance agent in Maine?
No, health insurance agents in Maine are paid by the insurance carriers, not by you. Their commission is built into the plan premium. You pay the same price whether you use an agent or buy directly from the carrier.
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