The top-rated health insurance agent in Scarborough, Maine is Michelle Raber - State Farm Insurance Agent, rated 5.0 stars across 345 reviews. Other highly rated options include Foy Insurance, A Division of World, Hoang Phan, Bankers Life Securities Financial Representative, Stephanie Greenlaw, Bankers Life Advisory Services Financial Advisor. This directory lists 12 health insurance agents serving Scarborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Raber - State Farm Insurance Agent | 696 US-1 | (207) 883-0111 |
| 2 | Foy Insurance, A Division of World | 152 US-1 Unit 11 | (207) 289-3850 |
| 3 | Hoang Phan, Bankers Life Securities Financial Representative | 360 US-1 Ste 202 | (207) 536-2742 |
| 4 | Stephanie Greenlaw, Bankers Life Advisory Services Financial Advisor | 360 US-1 Ste 202 | (207) 536-2742 |
| 5 | Varney Agency | 136 US-1 | (207) 883-8229 |
| 6 | Sentinel Insurance Agency | 14 Fieldways Rd | (207) 708-8211 |
| 7 | Caleb Bowen, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 8 | Maine Health Solutions | 136 US-1 | (866) 228-5677 |
| 9 | Bankers Life | 360 US-1 Ste 202 | (207) 536-2742 |
| 10 | Hagerman Insurance | 162 US-1 | (207) 883-1411 |
Michelle Raber - State Farm Insurance Agent in Scarborough, ME, provides health insurance options to help individuals and families manage their medical coverage needs. The agency offers assistance with plan selection and enrollment, ensuring clients understand their benefits and coverage details. It also helps with policy changes and claims support to maintain protection over time. This agent serves a variety of property types, including single-family homes, apartments, retail businesses, and restaurants.
Foy Insurance, A Division of World serves homeowners, businesses, and property managers in Scarborough, Maine, offering health insurance agent services. The agency assists clients in comparing plans from major carriers and understanding policy details. It works with individuals seeking coverage, families needing group options, and commercial accounts requiring employee benefits. Consultations help customers navigate enrollment periods and coverage changes. The agency also provides support to residents in the greater Portland metro area, including South Portland and Cape Elizabeth.
Serving Scarborough and the greater southern Maine area, Hoang Phan, Bankers Life Securities Financial Representative handles health insurance plans for local individuals and families. This includes reviewing options available under current programs and assisting with plan selections that meet clients' medical needs. The office also supports clients during enrollment periods and when life changes require coverage adjustments. To manage each client request, the agent evaluates specific circumstances, explains coverage benefits clearly, and coordinates the necessary application steps.
Stephanie Greenlaw, Bankers Life Advisory Services Financial Advisor in Scarborough, ME, assists clients as a health insurance agent. She distinguishes between one-time plans for transitional needs and recurring service options that provide ongoing coverage adjustments. Navigating the local market, she helps individuals understand policy details and network options. Each client relationship here determines whether service runs on a one-time basis for a single enrollment or is scheduled regularly for annual reviews and updates as health needs evolve.
As winter approaches in Scarborough, Maine, residents often reassess their healthcare coverage to meet changing needs during the colder months. Varney Agency responds by guiding clients through the complexities of selecting suitable health insurance plans available in the local market. Their work involves explaining coverage options, cost-sharing details, and network providers to ensure informed decisions. A thorough initial consultation allows clients to detail their specific medical and financial circumstances before any plan is reviewed. This assessment step ensures the recommendations align closely with each individual’s or family’s priorities.
Sentinel Insurance Agency specializes in individual and family health plans, Medicare supplements, and dental coverage for residents in and around Scarborough, Maine. As a local health insurance agent, it assists clients in comparing plan options, understanding network restrictions, and navigating enrollment processes. The agency provides ongoing support with claims questions and coverage changes throughout the year. During the annual Medicare Open Enrollment period each fall, it helps seniors evaluate their current policies and adjust benefits to better fit changing medical needs.
As the cold winter months in Scarborough, Maine, often prompt residents to review their coverage for seasonal illnesses or unexpected injuries, Caleb Bowen, Bankers Life Agent serves clients in the area by helping them select appropriate health insurance plans. This local agent focuses on explaining policy options that match individual medical needs and budgets. New clients typically begin with an initial assessment to review their current health situation and insurance requirements.
Maine Health Solutions serves Scarborough residents by helping them find individual health insurance plans that match their medical needs and budgets. For commercial clients, the agency navigates group coverage options to protect employers and their workers throughout the greater Scarborough area. Staying current with changing federal and state regulations allows the agent to provide accurate plan comparisons during open enrollment periods and off-cycle needs. After a policy is active, clients can schedule follow-up consultations to reassess coverage between regular annual visits.
Bankers Life provides health insurance guidance to individuals and families in Scarborough, Maine, focusing on policies that address medical coverage needs and potential gaps in care. The agency assists clients in navigating plan options, including supplemental and Medicare-related products designed to manage out-of-pocket costs. By offering personalized consultations, the team helps customers select coverage that aligns with their health priorities and budget requirements. Their services are available to commercial sectors such as local offices, warehouses, and food service businesses seeking employee benefit solutions.
Hagerman Insurance provides comprehensive health insurance guidance to individuals and families in Scarborough, Maine, and extends its support with specialized supplemental plans and Medicare options. The agency focuses on helping clients navigate plan selections and enrollment processes with clear, practical explanations of coverage. Commercial sectors commonly served include local offices seeking employee benefits, warehouses requiring group protection for workers, and the food service industry ensuring its staff have adequate health plan choices.
What Does a a Health Insurance Agent in Scarborough Cost?
Health insurance agents in Maine are typically paid by the insurance carriers not by you. Their compensation is built into the plan premium so you pay nothing extra for their help. Some independent agents may charge a flat consulting fee ranging from 50 to 200 dollars for complex cases but this is uncommon. Costs vary by the type of plan and your specific needs. This is general information and not insurance advice.
About health insurance agents in Scarborough
Health insurance agents in Scarborough Maine help individuals families and small businesses compare plans on the Maine Health Insurance Marketplace. Maine law requires agents to be licensed by the Maine Bureau of Insurance. Agents can explain how MaineCare or subsidized Qualified Health Plans may apply to your situation.
Frequently Asked Questions
What does a health insurance agent in Scarborough do?
A health insurance agent helps you review plan options from carriers like Anthem Harvard Pilgrim and Community Health Options. They assist with enrollment explain deductibles and copays and help you apply for premium tax credits. In Maine agents must follow state rules on disclosure and cannot charge you a separate fee for their services.
Is there a deadline to enroll in health insurance in Maine?
Yes Maine uses the federal Marketplace with an annual Open Enrollment Period usually from November 1 to January 15. Outside that window you may qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage moving or having a baby. An agent can confirm your eligibility.
Do health insurance agents in Scarborough help with MaineCare?
Many agents can screen you for MaineCare eligibility and refer you to the Maine Department of Health and Human Services for enrollment. They cannot process MaineCare applications directly but they can explain how MaineCare works alongside private plans. Agents must follow Maine privacy laws when handling your information.