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Find Flood Insurance Agents Near You in Sumter, SC

Browse flood insurance agents serving Sumter, South Carolina. Updated 2026-07-14.

The top-rated flood insurance agent in Sumter, South Carolina is Ben E Griffith Jr - State Farm Insurance Agent, rated 4.9 stars across 325 reviews. Other highly rated options include Tammy Kelly - State Farm Insurance Agent, Griffin Insurance Agency, Creech Roddey Watson Insurance, Inc.. This directory lists 20 flood insurance agents serving Sumter.

Showing 20 flood insurance agents in Sumter, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ben E Griffith Jr - State Farm Insurance Agent2577 Broad St(803) 469-6800
2Tammy Kelly - State Farm Insurance Agent105 E Wesmark Blvd #6(803) 773-8322
3Griffin Insurance Agency261 Broad St Suite A5(803) 848-0089
4Creech Roddey Watson Insurance, Inc.25 E Calhoun St(803) 775-1168
5Gary Herlong - State Farm Insurance Agent1214 Alice Dr(803) 469-6430
6Gamecock Insurance Agency640 Bultman Dr(803) 778-0497
7Leah Barwick - State Farm Insurance Agent870 W Liberty St(803) 720-5553
8Bobby Beatson: Allstate Insurance389 Rast St(803) 778-6579
9Dixon Blackwood Insurance Agency, Inc.4248 Broad St(803) 494-8880
10Sumter Insurance Group Inc dba Barrineau Epps53 W Wesmark Blvd(803) 774-4040
BE
2577 Broad St
Ben E Griffith Jr - State Farm Insurance Agent
Flood Insurance Agent · Sumter, SC

Ben E Griffith Jr - State Farm Insurance Agent serves Sumter, SC, and the surrounding metro area, specializing in flood insurance policies. This agency helps local property owners secure financial protection against water damage from rising waters. Clients can obtain coverage tailored to residential homes or business properties. The agent guides them through the National Flood Insurance Program. Services include evaluating flood risk and advising on appropriate policy limits.

TK
105 E Wesmark Blvd #6
Tammy Kelly - State Farm Insurance Agent
Flood Insurance Agent · Sumter, SC

Tammy Kelly - State Farm Insurance Agent in Sumter, SC, provides flood insurance policies to help property owners manage financial risk from water damage. Service offerings include policy reviews and claims assistance tailored to local flood zone requirements. Maintenance plans are focused on keeping coverage updated with changing property values and flood maps. The agency works with single-family homes, apartments, retail storefronts, and restaurants needing protection in the region.

GI
261 Broad St Suite A5
Griffin Insurance Agency
Flood Insurance Agent · Sumter, SC

Griffin Insurance Agency serves homeowners, businesses, and property managers in Sumter, South Carolina, by providing flood insurance policies to protect against water damage. The agency helps clients navigate coverage options for structures in designated flood zones and lower-risk areas alike. Its agents explain federal program requirements and recommend appropriate policy limits based on local flood history. Services include reviewing existing policies for adequate coverage and assisting with claims paperwork after storm events. The agency also covers clients in neighboring Dalzell and surrounding communities within Sumter County.

CR
25 E Calhoun St
Creech Roddey Watson Insurance, Inc.
Flood Insurance Agent · Sumter, SC

Creech Roddey Watson Insurance, Inc. serves Sumter, South Carolina, and its surrounding communities. The agency handles flood insurance policies, assisting property owners in securing coverage that protects against water damage from rising waters. A dedicated agent typically reviews the specific flood zone classification of the property to determine the appropriate level of protection needed. The approach relies on a straightforward consultation that explains the risk assessment and policy options available for the client’s situation.

GH
1214 Alice Dr
Gary Herlong - State Farm Insurance Agent
Flood Insurance Agent · Sumter, SC

Residents and business owners in Sumter, SC can choose between one-time flood insurance consultations or recurring policy reviews for ongoing protection. Coverage typically addresses structural damage and personal property losses caused by rising water, which standard homeowners policies often exclude. As a flood insurance agent, Gary Herlong - State Farm Insurance Agent helps clients understand federal program requirements and policy limits specific to local flood zones. This service operates on a schedule that accommodates both initial policy setup and subsequent renewal management on an as-needed basis throughout the year.

GI
640 Bultman Dr
Gamecock Insurance Agency
Flood Insurance Agent · Sumter, SC

Gamecock Insurance Agency specializes in flood insurance services for properties in Sumter, South Carolina. It helps homeowners and business owners assess their flood risk and secure appropriate coverage against water damage. The agency guides clients through federal flood program requirements and private insurance options for complete financial protection. Its general work includes policy reviews to ensure adequate limits for structures and contents. This experienced agency assists area residents before seasonal heavy rains and hurricane seasons threaten the region with potential flooding events.

LB
870 W Liberty St
Leah Barwick - State Farm Insurance Agent
Flood Insurance Agent · Sumter, SC

Leah Barwick’s State Farm Insurance Agency in Sumter, SC, provides comprehensive property protection, specializing in flood insurance to help residents and businesses manage water damage risks. This coverage addresses the unique needs of local property owners facing potential flooding from storms and heavy rains. The agency assists commercial sectors including offices, warehouses, and food service operations with tailored policy options.

BB
389 Rast St
Bobby Beatson: Allstate Insurance
Flood Insurance Agent · Sumter, SC

As the threat of hurricanes and heavy rainfall increases in Sumter, South Carolina, securing proper water damage coverage becomes an essential seasonal concern for homeowners. Bobby Beatson: Allstate Insurance helps local residents navigate these flood risks by evaluating property vulnerabilities and recommending suitable federally backed or private policies. The agent explains how standard home insurance typically excludes rising water events, making a separate flood plan a necessary addition for low-lying areas. Services begin with a walkthrough inspection of the home’s foundation and drainage fundamentals to determine the appropriate coverage level needed.

DB
4248 Broad St
Dixon Blackwood Insurance Agency, Inc.
Flood Insurance Agent · Sumter, SC

Dixon Blackwood Insurance Agency, Inc. is a flood insurance agent serving Sumter, SC, and the surrounding areas. The agency provides policies that help protect residential and commercial properties from water damage due to rising waters and storms. Understanding local flood zones and federal program requirements, they guide clients through the process of securing necessary coverage. The agency routinely assists with assessments of a property's specific risk level and can write policies as part of a larger homeowners insurance package. Adding specialty personal property floater endorsements is a valued service the agency offers.

SI
53 W Wesmark Blvd
Sumter Insurance Group Inc dba Barrineau Epps
Flood Insurance Agent · Sumter, SC
AP
1170 Wilson Hall Rd
Assured Partners/Bynum Insurance
Flood Insurance Agent · Sumter, SC
(803) 469-3030
assuredpartners.com/sumter
FB
90 W Wesmark Blvd
Farm Bureau Insurance
Flood Insurance Agent · Sumter, SC
(803) 773-4301
scfbins.com/office/sumter-office
RI
561 Bultman Dr
Relation Insurance - Clark Farley Group
Flood Insurance Agent · Sumter, SC
(803) 469-8011
clarkfarleyinsurance.com
GI
728 Bultman Dr
Greene Insurance Agency & Tax Service
Flood Insurance Agent · Sumter, SC
(803) 775-0423
gitsumter.com
BI
692 Bultman Dr
Bright Insurance South Carolina
Flood Insurance Agent · Sumter, SC
(803) 868-6724
SI
327 Broad St
Success Insurance Agency
Flood Insurance Agent · Sumter, SC
(864) 936-1958
JR
E Wesmark Blvd
Jim Robertson Insurance Agency
Flood Insurance Agent · Sumter, SC
(803) 773-3311
jimrobertsoninsurance.com
SI
282 Broad St
Silver Insurance Agency
Flood Insurance Agent · Sumter, SC
(803) 455-6660
AI
125 W Wesmark Blvd
Accountable Insurance Partners
Flood Insurance Agent · Sumter, SC
(803) 469-6500
accountableins.com
RI
545 Bultman Dr
Resource Insurance Associates
Flood Insurance Agent · Sumter, SC
(803) 748-4545
resourceia.com

What Does a a Flood Insurance Agent in Sumter Cost?

In South Carolina, flood insurance premiums through the NFIP average around $700 to $1,200 per year for a standard home, but costs vary by flood zone, elevation, and coverage amount. Private policies may cost more or less depending on risk. This is general information and not insurance advice.

About flood insurance agents in Sumter

Flood insurance agents in Sumter South Carolina help homeowners and business owners secure policies through the National Flood Insurance Program or private insurers. South Carolina law requires flood insurance for properties in high-risk flood zones that have a federally backed mortgage. Agents can explain local flood maps and coverage options specific to Sumter County.

Frequently Asked Questions

Do I need flood insurance in Sumter South Carolina?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur from heavy rain or hurricanes. An agent can review your property risk and advise on coverage.

How do I choose a flood insurance agent in Sumter?

Look for an agent licensed in South Carolina with experience in flood policies. Ask about their knowledge of local flood zones and the National Flood Insurance Program. Verify their license through the South Carolina Department of Insurance.

What does a flood insurance policy in Sumter cover?

Standard policies cover structural damage from flooding, including foundation walls and electrical systems. Contents coverage is separate. Policies do not cover sewer backups unless caused by floodwater. Review your policy details with your agent.

Flood Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.