The top-rated flood insurance agent in Sumter, South Carolina is Ben E Griffith Jr - State Farm Insurance Agent, rated 4.9 stars across 325 reviews. Other highly rated options include Tammy Kelly - State Farm Insurance Agent, Griffin Insurance Agency, Creech Roddey Watson Insurance, Inc.. This directory lists 20 flood insurance agents serving Sumter.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ben E Griffith Jr - State Farm Insurance Agent | 2577 Broad St | (803) 469-6800 |
| 2 | Tammy Kelly - State Farm Insurance Agent | 105 E Wesmark Blvd #6 | (803) 773-8322 |
| 3 | Griffin Insurance Agency | 261 Broad St Suite A5 | (803) 848-0089 |
| 4 | Creech Roddey Watson Insurance, Inc. | 25 E Calhoun St | (803) 775-1168 |
| 5 | Gary Herlong - State Farm Insurance Agent | 1214 Alice Dr | (803) 469-6430 |
| 6 | Gamecock Insurance Agency | 640 Bultman Dr | (803) 778-0497 |
| 7 | Leah Barwick - State Farm Insurance Agent | 870 W Liberty St | (803) 720-5553 |
| 8 | Bobby Beatson: Allstate Insurance | 389 Rast St | (803) 778-6579 |
| 9 | Dixon Blackwood Insurance Agency, Inc. | 4248 Broad St | (803) 494-8880 |
| 10 | Sumter Insurance Group Inc dba Barrineau Epps | 53 W Wesmark Blvd | (803) 774-4040 |
Ben E Griffith Jr - State Farm Insurance Agent serves Sumter, SC, and the surrounding metro area, specializing in flood insurance policies. This agency helps local property owners secure financial protection against water damage from rising waters. Clients can obtain coverage tailored to residential homes or business properties. The agent guides them through the National Flood Insurance Program. Services include evaluating flood risk and advising on appropriate policy limits.
Tammy Kelly - State Farm Insurance Agent in Sumter, SC, provides flood insurance policies to help property owners manage financial risk from water damage. Service offerings include policy reviews and claims assistance tailored to local flood zone requirements. Maintenance plans are focused on keeping coverage updated with changing property values and flood maps. The agency works with single-family homes, apartments, retail storefronts, and restaurants needing protection in the region.
Griffin Insurance Agency serves homeowners, businesses, and property managers in Sumter, South Carolina, by providing flood insurance policies to protect against water damage. The agency helps clients navigate coverage options for structures in designated flood zones and lower-risk areas alike. Its agents explain federal program requirements and recommend appropriate policy limits based on local flood history. Services include reviewing existing policies for adequate coverage and assisting with claims paperwork after storm events. The agency also covers clients in neighboring Dalzell and surrounding communities within Sumter County.
Creech Roddey Watson Insurance, Inc. serves Sumter, South Carolina, and its surrounding communities. The agency handles flood insurance policies, assisting property owners in securing coverage that protects against water damage from rising waters. A dedicated agent typically reviews the specific flood zone classification of the property to determine the appropriate level of protection needed. The approach relies on a straightforward consultation that explains the risk assessment and policy options available for the client’s situation.
Residents and business owners in Sumter, SC can choose between one-time flood insurance consultations or recurring policy reviews for ongoing protection. Coverage typically addresses structural damage and personal property losses caused by rising water, which standard homeowners policies often exclude. As a flood insurance agent, Gary Herlong - State Farm Insurance Agent helps clients understand federal program requirements and policy limits specific to local flood zones. This service operates on a schedule that accommodates both initial policy setup and subsequent renewal management on an as-needed basis throughout the year.
Gamecock Insurance Agency specializes in flood insurance services for properties in Sumter, South Carolina. It helps homeowners and business owners assess their flood risk and secure appropriate coverage against water damage. The agency guides clients through federal flood program requirements and private insurance options for complete financial protection. Its general work includes policy reviews to ensure adequate limits for structures and contents. This experienced agency assists area residents before seasonal heavy rains and hurricane seasons threaten the region with potential flooding events.
Leah Barwick’s State Farm Insurance Agency in Sumter, SC, provides comprehensive property protection, specializing in flood insurance to help residents and businesses manage water damage risks. This coverage addresses the unique needs of local property owners facing potential flooding from storms and heavy rains. The agency assists commercial sectors including offices, warehouses, and food service operations with tailored policy options.
As the threat of hurricanes and heavy rainfall increases in Sumter, South Carolina, securing proper water damage coverage becomes an essential seasonal concern for homeowners. Bobby Beatson: Allstate Insurance helps local residents navigate these flood risks by evaluating property vulnerabilities and recommending suitable federally backed or private policies. The agent explains how standard home insurance typically excludes rising water events, making a separate flood plan a necessary addition for low-lying areas. Services begin with a walkthrough inspection of the home’s foundation and drainage fundamentals to determine the appropriate coverage level needed.
Dixon Blackwood Insurance Agency, Inc. is a flood insurance agent serving Sumter, SC, and the surrounding areas. The agency provides policies that help protect residential and commercial properties from water damage due to rising waters and storms. Understanding local flood zones and federal program requirements, they guide clients through the process of securing necessary coverage. The agency routinely assists with assessments of a property's specific risk level and can write policies as part of a larger homeowners insurance package. Adding specialty personal property floater endorsements is a valued service the agency offers.
What Does a a Flood Insurance Agent in Sumter Cost?
In South Carolina, flood insurance premiums through the NFIP average around $700 to $1,200 per year for a standard home, but costs vary by flood zone, elevation, and coverage amount. Private policies may cost more or less depending on risk. This is general information and not insurance advice.
About flood insurance agents in Sumter
Flood insurance agents in Sumter South Carolina help homeowners and business owners secure policies through the National Flood Insurance Program or private insurers. South Carolina law requires flood insurance for properties in high-risk flood zones that have a federally backed mortgage. Agents can explain local flood maps and coverage options specific to Sumter County.
Frequently Asked Questions
Do I need flood insurance in Sumter South Carolina?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur from heavy rain or hurricanes. An agent can review your property risk and advise on coverage.
How do I choose a flood insurance agent in Sumter?
Look for an agent licensed in South Carolina with experience in flood policies. Ask about their knowledge of local flood zones and the National Flood Insurance Program. Verify their license through the South Carolina Department of Insurance.
What does a flood insurance policy in Sumter cover?
Standard policies cover structural damage from flooding, including foundation walls and electrical systems. Contents coverage is separate. Policies do not cover sewer backups unless caused by floodwater. Review your policy details with your agent.
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