The top-rated flood insurance agent in Greenville, South Carolina is Southern Insurance Group, rated 4.9 stars across 914 reviews. Other highly rated options include SDR Insurance, South Carolina Insurance Brokers, Goosehead Insurance - Ethan Hinkle. This directory lists 19 flood insurance agents serving Greenville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Southern Insurance Group | 5 Century Dr #130 | (864) 626-6181 |
| 2 | SDR Insurance | 1318 Haywood Rd Building D | (864) 900-4622 |
| 3 | South Carolina Insurance Brokers | 84 Villa Rd Suite 200 | (864) 240-7387 |
| 4 | Goosehead Insurance - Ethan Hinkle | 301 Augusta St Suite 100, Office 305 | (864) 284-4110 |
| 5 | The Turner Agency | 623 Halton Rd | (864) 288-9513 |
| 6 | Super Insurance Discounts | 3800 White Horse Rd | (864) 720-9696 |
| 7 | Stephenson & Buss Insurance | 109 Laurens Rd Suite 3C | (864) 272-0123 |
| 8 | The Morgano Agency Inc | 206B Pine Knoll Dr | (864) 609-5285 |
| 9 | The Smith Insurance Agency | 219 N Pleasantburg Dr | (864) 233-8674 |
| 10 | Greenville Insurance Advisors | 88 Villa Rd | (864) 527-7742 |
Southern Insurance Group serves Greenville, South Carolina, and the surrounding areas as a flood insurance agent. The company helps property owners understand their flood risk and secure appropriate coverage for homes and businesses. It offers policies through the National Flood Insurance Program and private markets to meet different needs. In this region, the agent assists with elevation certificate analysis and processing flood insurance claims after storm events.
SDR Insurance provides residential and commercial flood insurance services to the Greenville, SC area. The agency assists clients by reviewing policy options to match a specific property's flood risk and explaining available coverage limits. Maintenance plans ensure policies remain current with changing flood zone maps and local regulations. Regular service includes annual policy reviews and updates to address any structural changes to the property. The firm serves single-family homes, apartments, retail spaces, and restaurants.
South Carolina Insurance Brokers serves homeowners, businesses, and property managers in Greenville, SC, offering guidance on flood insurance policies to protect against water damage from severe storms and rising rivers. The agency helps clients navigate the differences between National Flood Insurance Program and private market options to find suitable coverage for their specific property and risk level. This service extends to clients throughout the greater Greenville metro area, including the neighboring community of Taylors.
Goosehead Insurance - Ethan Hinkle, based in Greenville, SC, provides flood insurance services that can be arranged as either a one-time policy for a single property or as an ongoing, renewing service for continuous protection. Coverage is tailored to safeguard residential and commercial structures against flood-related water damage, a critical need in this region. Service runs on either a one-time basis for individual policies or as a scheduled renewal program each term.
Serving Greenville, South Carolina, and the surrounding communities of the Upstate, The Turner Agency handles flood insurance matters for residential and commercial clients. This agency helps property owners secure coverage that addresses risks from heavy rainfall and regional waterways. For each client, the agency begins by assessing local flood zone data and the specific structure’s exposure. It then reviews available policy options to match the property’s needs, focusing on clear communication throughout the process. The agency uses detailed property evaluations to guide its recommendations for each policy.
Super Insurance Discounts provides specialized assistance in securing flood insurance policies, serving residential and commercial clients throughout the Greenville area. It evaluates property flood risks and helps navigate federal program requirements, offering guidance on coverage options specific to local waterways and terrain. The agency addresses concerns about seasonal heavy rains and potential flash flooding from nearby rivers and creeks, ensuring properties have appropriate protection ahead of storms.
Southeastern springs bring sudden, heavy thunderstorms, often causing flash flooding in Greenville’s low-lying neighborhoods and drainage basins. Stephenson & Buss Insurance helps property owners understand flood zone maps and navigate the complexities of National Flood Insurance Program policies. They review a specific property’s elevation, its proximity to creeks or Reedy River tributaries, and historical claim patterns to select appropriate coverage levels. After discussing your needs and the local floodplain ordinances, they schedule a thorough on-site inspection to document the property’s lowest floor elevation and identify potential water entry points.
Based in Greenville, The Morgano Agency Inc handles the essential process of securing property coverage for homes and businesses. As a flood insurance agent, the company concentrates specifically on policies that protect against water damage from rising waters. This specialization is critical in this region, where heavy rain and nearby waterways create significant flood risks for property owners. The agency offers these flood policies to various commercial sectors, including offices, warehouses, and food service establishments.
The Smith Insurance Agency in Greenville, SC, provides residential flood insurance to help local homeowners secure the specific coverage needed for properties in flood-prone zones. Commercial flood insurance solutions are also available for area businesses requiring protection from water damage risks. Their service area includes the immediate Greenville region and surrounding communities. Policies are reviewed closely at the initial consultation to address each client’s unique exposure. After a claim or annual renewal, they remain available for follow-up discussions and adjustments to coverage before the next regular visit.
What Does a a Flood Insurance Agent in Greenville Cost?
Typical flood insurance costs in Greenville South Carolina range from 500 to 1500 dollars per year for NFIP policies, depending on flood zone and building elevation. Properties in high-risk zones or with lower elevation may have higher premiums. Private market policies can sometimes offer lower rates or higher limits. This is general information and not insurance advice. Consult a licensed agent for your specific situation.
About flood insurance agents in Greenville
Flood insurance agents in Greenville South Carolina help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. South Carolina law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Agents can guide you through flood zone maps and policy options specific to the Upstate region.
Frequently Asked Questions
Do I need flood insurance in Greenville South Carolina?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding can occur from heavy rains or overflowing creeks. An agent can review your flood zone designation and recommend appropriate coverage.
What does a flood insurance agent in Greenville do?
A flood insurance agent helps you understand your flood risk, compare NFIP and private policies, and complete the application process. They also assist with elevation certificates and claims support. South Carolina requires agents to be licensed and knowledgeable about FEMA flood maps.
How much does flood insurance cost in Greenville South Carolina?
Costs vary based on flood zone, property elevation, and building characteristics. NFIP policies in South Carolina average around 700 to 1000 dollars per year for standard coverage. Private insurers may offer different rates. An agent can provide a personalized quote.
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