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Find Flood Insurance Agents Near You in Fort Mill, SC

Browse flood insurance agents serving Fort Mill, South Carolina. Updated 2026-07-14.

The top-rated flood insurance agent in Fort Mill, South Carolina is Crosswinds Insurance Agency, rated 5.0 stars across 356 reviews. Other highly rated options include Gill-Holler Insurance, Independent Insurance Associates, Nationwide Insurance: Brandon Price Insurance Agency, LLC. This directory lists 22 flood insurance agents serving Fort Mill.

Showing 22 flood insurance agents in Fort Mill, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Crosswinds Insurance Agency1184 Springmaid Ave #204(803) 233-1259
2Gill-Holler Insurance130 Ben Casey Dr Ste 107(803) 393-2130
3Independent Insurance Associates985 Market St # 201(803) 802-3156
4Nationwide Insurance: Brandon Price Insurance Agency, LLC107 Stone Village Dr(800) 444-1744
5Fairway Insurance Agency, LLC975 Market St Suite #209(803) 368-9595
6Highstreet Moulton Insurance Group985 Market St # 201(803) 802-5022
7CoSaint Insurance, LLC1171 Market St Ste 210(704) 935-2777
8Chris Spearman - State Farm Insurance Agent219 Main St STE 201(803) 732-3800
9AAA Insurance Rickard Agency936 Market St Suite 202(803) 339-8205
10John Lovsin Insurance Agency114 Main St(803) 396-7878
CI
1184 Springmaid Ave #204
Crosswinds Insurance Agency
Flood Insurance Agent · Fort Mill, SC

Crosswinds Insurance Agency serves the Fort Mill, South Carolina, area as a licensed flood insurance agent. The company specializes in helping local property owners navigate the specific flood risks associated with this region. They handle applications for National Flood Insurance Program policies and work with private insurance carriers to find suitable coverage for homes and businesses. Services include assessing a property’s flood zone classification and ensuring adequate protection for structures and their contents.

GH
130 Ben Casey Dr Ste 107
Gill-Holler Insurance
Flood Insurance Agent · Fort Mill, SC

Gill-Holler Insurance assists homeowners, businesses, and property managers in Fort Mill, SC, in securing flood insurance through the National Flood Insurance Program. Agents assess a property’s specific flood zone risk to recommend appropriate coverage for structures and contents. Services include explaining policy exclusions, waiting periods, and the claims process for water damage from rising water. Policies protect against losses not covered by standard homeowners insurance. The agency also serves clients in the nearby community of Rock Hill and the surrounding York County metro area.

II
985 Market St # 201
Independent Insurance Associates
Flood Insurance Agent · Fort Mill, SC

Independent Insurance Associates provides flood insurance agent services to properties throughout Fort Mill, SC. Its service plans include policy evaluation to ensure adequate coverage for different flood zones and maintenance support such as processing renewals and assisting with claims documentation. The agent works with single-family homes, apartments, retail locations, and restaurants, helping them secure necessary protection against water damage.

NI
107 Stone Village Dr
Nationwide Insurance: Brandon Price Insurance Agency, LLC
Flood Insurance Agent · Fort Mill, SC

Nationwide Insurance: Brandon Price Insurance Agency, LLC serves Fort Mill and the surrounding South Carolina communities, specializing in flood insurance coverage. The agency helps residential and commercial clients obtain policies that protect properties from water damage due to rising waters and heavy storms. In handling a typical job, it first reviews the property’s specific flood zone risk and coverage needs, then recommends suitable policy options to the client, and finally guides them through the application and documentation process to secure protection.

FI
975 Market St Suite #209
Fairway Insurance Agency, LLC
Flood Insurance Agent · Fort Mill, SC

Fairway Insurance Agency, LLC provides specialized flood insurance services for property owners in Fort Mill, SC. It guides clients through policy options and helps assess coverage needs for residential and commercial structures. Frequent heavy rain and rising creek levels can quickly threaten homes and businesses in the area. Strong storm seasons and spring thaws often bring unexpected water damage, making reliable protection essential for local residents. The agency assists clients in preparing for these recurring seasonal risks before floodwaters reach their doors.

HM
985 Market St # 201
Highstreet Moulton Insurance Group
Flood Insurance Agent · Fort Mill, SC

Highstreet Moulton Insurance Group in Fort Mill, SC advises on the distinction between one-time flood policies for immediate property protection and recurring annual coverage that renews automatically. Their service helps clients navigate National Flood Insurance Program guidelines and private market options for residential or commercial structures. Coverage options are tailored to address varying flood zone risks and local drainage conditions. This flood insurance agent provides consultations and policy management on an as-needed basis, with no default recurring service schedule offered.

CI
1171 Market St Ste 210
CoSaint Insurance, LLC
Flood Insurance Agent · Fort Mill, SC

Spring rains often bring flooding risks to the low-lying neighborhoods around Fort Mill. CoSaint Insurance, LLC provides local flood insurance agent services tailored to this area’s unique watershed exposure. They help homeowners and small businesses understand federal flood maps and policy options. Each consultation reviews property elevation and local drainage patterns to determine appropriate coverage levels. The process begins with a free on-site inspection to assess the building’s flood risk and identify potential mitigation measures.

CS
219 Main St STE 201
Chris Spearman - State Farm Insurance Agent
Flood Insurance Agent · Fort Mill, SC

Chris Spearman addresses general property insurance needs in the Fort Mill, SC, area, with a specialized focus on flood insurance agent services. This agency assists residents and business owners in navigating the complexities of flood risk and securing necessary coverage for their assets. Policies can be tailored to protect a variety of commercial properties, including office buildings, warehouses, and food service establishments.

AI
936 Market St Suite 202
AAA Insurance Rickard Agency
Flood Insurance Agent · Fort Mill, SC

AAA Insurance Rickard Agency in Fort Mill, SC, is known for helping residents secure flood insurance policies that meet lender requirements and federal program guidelines. The agency serves homeowners and renters across the greater Fort Mill area, including those in flood-prone zones near local waterways and watersheds. Its coverage options typically address both structural damage and contents protection. For added peace of mind, the agency often assists clients with elevation certificate reviews to determine accurate premium ratings.

JL
114 Main St
John Lovsin Insurance Agency
Flood Insurance Agent · Fort Mill, SC
MI
9726 Old Bailes Rd
Movement Insurance
Flood Insurance Agent · Fort Mill, SC
(704) 409-7997
movementinsurance.com
SI
575 Springcrest Dr # B
Springs Insurance
Flood Insurance Agent · Fort Mill, SC
(803) 547-2003
springsinsurance.com/fort-mill
TE
2066 Carolina Pl
Trust Ever Insurance South Carolina
Flood Insurance Agent · Fort Mill, SC
(803) 702-5161
CC
1380 Broadcloth St
Complete Care Insurance LLC
Flood Insurance Agent · Fort Mill, SC
(803) 702-5123
SI
4217 Pleasant Rd
Secure Insurance of South Carolina
Flood Insurance Agent · Fort Mill, SC
(843) 380-9471
FI
100 Springcrest Dr
Founders Insurance Services
Flood Insurance Agent · Fort Mill, SC
(855) 385-8010
foundersfcuinsurance.com
FI
957 Gold Hill Rd
Founders Insurance Services
Flood Insurance Agent · Fort Mill, SC
(855) 385-7994
foundersfcuinsurance.com
PA
2752 Pleasant Rd STE 101
The Padelford Agency LLC
Flood Insurance Agent · Fort Mill, SC
(704) 651-7465
seaffordablehealth.com
CR
1201 Carolina Pl STE 102
Carolina Risk Advisors
Flood Insurance Agent · Fort Mill, SC
(803) 547-0000
carolinariskadvisors.us
II
213 Main St
International Insurance Fort Mill
Flood Insurance Agent · Fort Mill, SC
(803) 621-0309
FI
3064 US-21
Founders Insurance Services
Flood Insurance Agent · Fort Mill, SC
(855) 385-7991
foundersfcuinsurance.com
SI
7580 Charlotte Hwy STE 800
SPRINGS INSURANCE
Flood Insurance Agent · Fort Mill, SC
(803) 802-3388
springsinsurance.com

What Does a a Flood Insurance Agent in Fort Mill Cost?

Typical flood insurance costs in Fort Mill South Carolina range from 500 to 1500 dollars per year for NFIP policies. Factors include flood zone designation building elevation and deductible choice. Private flood insurance may cost more or less depending on risk assessment. This is general information not insurance advice.

About flood insurance agents in Fort Mill

Flood insurance agents in Fort Mill South Carolina help property owners secure coverage against flood damage. South Carolina law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents understand the flood risks near the Catawba River and Lake Wylie.

Frequently Asked Questions

Do I need flood insurance in Fort Mill South Carolina?

You may need flood insurance if your property is in a Special Flood Hazard Area as shown on FEMA flood maps. Lenders require it for federally backed mortgages in these zones. Even outside high-risk areas flood insurance is recommended due to heavy rain events.

What does a flood insurance agent in Fort Mill do?

A flood insurance agent helps you compare policies from the National Flood Insurance Program and private insurers. They assess your flood risk and explain coverage limits deductibles and exclusions. They also assist with filing claims after a flood event.

How much does flood insurance cost in Fort Mill South Carolina?

Flood insurance costs vary based on flood zone elevation and building characteristics. In South Carolina NFIP policies average around 700 to 1200 dollars per year for standard coverage. Private market options may offer different rates and higher limits.

Flood Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.