ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Mt Pleasant, SC

Browse flood insurance agents serving Mt Pleasant, South Carolina. Updated 2026-07-14.

The top-rated flood insurance agent in Mt Pleasant, South Carolina is Mappus Insurance Agency, a Division of Afore Insurance Services, rated 5.0 stars across 654 reviews. Other highly rated options include Tony Pope - State Farm Insurance Agent, Ridpath Insurance, C. T. Lowndes & Company. This directory lists 19 flood insurance agents serving Mt Pleasant.

Showing 19 flood insurance agents in Mt Pleasant, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mappus Insurance Agency, a Division of Afore Insurance Services421 Wando Park Blvd # 100(843) 763-4200
2Tony Pope - State Farm Insurance Agent3044 N Hwy 17(843) 884-3400
3Ridpath Insurance3520 Park Ave Blvd Suite 102(843) 936-1721
4C. T. Lowndes & Company966 McCants Dr(843) 884-3159
5Schirmer Insurance Group, LLC1312 Bowman Rd(843) 881-4707
6Coastal Insurance Brokers3405 Salterbeck St #102(843) 471-2621
7Home Insurance Agency1501 Belle Isle Ave Suite 110-3(843) 867-3640
8Goosehead Insurance - A.D. Lewis503 Wando Park Blvd Office 205L(843) 936-0994
9Harbor One Insurance250 Mathis Ferry Rd # 200(843) 782-4040
10Gill Insurance of the Lowcountry800 Johnnie Dodds Blvd #101(843) 388-5021
MI
421 Wando Park Blvd # 100
Mappus Insurance Agency, a Division of Afore Insurance Services
Flood Insurance Agent · Mt Pleasant, SC

Mappus Insurance Agency, a Division of Afore Insurance Services, serves homeowners and businesses across the Charleston and Mt Pleasant, SC region as a dedicated flood insurance agent. The agency helps clients navigate National Flood Insurance Program requirements and private market options to protect properties in designated flood zones. With the area's proximity to tidal waters and rivers, flood risk is a significant concern for local residents. Services include securing coverage for residential structures, rental properties, and commercial buildings against rising water hazards.

TP
3044 N Hwy 17
Tony Pope - State Farm Insurance Agent
Flood Insurance Agent · Mt Pleasant, SC

Tony Pope - State Farm Insurance Agent in Mount Pleasant, South Carolina, is known for providing flood insurance policies to property owners in the Lowcountry region. The agency serves clients in and around Charleston County who need coverage against rising waters. Agents help explain federal flood program requirements and assess property-specific risks. Annual policy reviews may be done to align with changing local flood maps. Endorsements for basement contents or increased cost of compliance can also be added to a standard flood policy.

RI
3520 Park Ave Blvd Suite 102
Ridpath Insurance
Flood Insurance Agent · Mt Pleasant, SC

Ridpath Insurance provides flood insurance services for property owners in Mt Pleasant, SC, including risk assessments and policy guidance to secure coverage. It offers ongoing support by reviewing policy updates and assisting with claims management during flood events. The company helps both residential and commercial clients navigate National Flood Insurance Program requirements along the coast. Its services cover single-family homes, apartments, retail spaces, and restaurants needing protection against flood damage in the Lowcountry region.

CT
966 McCants Dr
C. T. Lowndes & Company
Flood Insurance Agent · Mt Pleasant, SC

C. T. Lowndes & Company serves the Mt Pleasant, South Carolina area as a flood insurance agent. The firm assists property owners in obtaining National Flood Insurance Program policies to protect homes and businesses in flood-prone zones. It also helps clients navigate elevation certificates and flood zone determinations required by lenders. The company handles both residential and commercial flood insurance policies in this region.

SI
1312 Bowman Rd
Schirmer Insurance Group, LLC
Flood Insurance Agent · Mt Pleasant, SC

Schirmer Insurance Group, LLC serves the Mt Pleasant area and surrounding Lowcountry communities, providing flood insurance policies for residential and commercial properties. It understands that standard homeowners coverage does not include flood damage. The agency guides clients through the complexities of the National Flood Insurance Program and private market options. For each policy search, it begins by analyzing the property's flood zone designation and elevation certificate to identify appropriate coverage limits and deductibles.

CI
3405 Salterbeck St #102
Coastal Insurance Brokers
Flood Insurance Agent · Mt Pleasant, SC

Coastal Insurance Brokers in Mt Pleasant, SC, provides both one-time flood insurance policies for property transactions and recurring annual coverage for ongoing protection. Their work involves assessing local flood zone risks and matching clients with plans that meet lender requirements and personal asset needs. Policies are offered on a one-time, scheduled, or as-needed basis depending on client preference and property circumstance.

HI
1501 Belle Isle Ave Suite 110-3
Home Insurance Agency
Flood Insurance Agent · Mt Pleasant, SC

Home Insurance Agency in Mt Pleasant, SC provides flood insurance policies tailored to residential and commercial properties, ensuring coverage aligns with federal and local requirements. It assists clients in navigating flood zone designations and understanding policy options for varying risk levels. The agency conducts thorough consultations to help property owners secure protection against storm surge and rising water levels, particularly during hurricane season when the risk of flooding increases significantly along the South Carolina coast.

GI
503 Wando Park Blvd Office 205L
Goosehead Insurance - A.D. Lewis
Flood Insurance Agent · Mt Pleasant, SC

Spring storms and rising tides in the Lowcountry can shift local flood zones without warning, making coverage reviews essential for homeowners near the coast. Goosehead Insurance - A.D. Lewis in Mt Pleasant, SC, helps property owners navigate federal and private options to match their specific flood exposure needs. The agency carries a diverse portfolio of policies that address both mandatory and voluntary flood protection for residential and commercial structures. An initial consultation typically includes a walkthrough of the property and a discussion of recent flood maps for the area.

HO
250 Mathis Ferry Rd # 200
Harbor One Insurance
Flood Insurance Agent · Mt Pleasant, SC

Harbor One Insurance assists property owners in Mt Pleasant with securing coverage for their structures and belongings. The firm specializes as a flood insurance agent, addressing the region's specific exposure to storm surge and heavy rainfall. Policies are tailored to protect single-family homes, residential condominiums, and rental properties. Commercial sectors served include local offices, warehouses, and food service operations.

GI
800 Johnnie Dodds Blvd #101
Gill Insurance of the Lowcountry
Flood Insurance Agent · Mt Pleasant, SC

Gill Insurance of the Lowcountry provides residential flood insurance to homeowners in Mt Pleasant, SC. The agency additionally offers commercial coverage tailored to protect local businesses from flood damage. Their service area includes the surrounding Lowcountry communities subject to tidal and storm-surge risks. Agents explain flood-zone designations and policy options during initial consultations. Clients frequently return for renewal reviews and policy updates between regular visits to ensure continuous coverage against seasonal flooding events.

AM
421 Johnnie Dodds Blvd #200
Acrisure Mount Pleasant, SC (Atlantic Shield Insurance Group)
Flood Insurance Agent · Mt Pleasant, SC
(843) 856-2909
atlanticshield.com
PF
918 Lansing Dr Ste B
Paul A Foster Insurance Inc
Flood Insurance Agent · Mt Pleasant, SC
(843) 884-8951
1C
1067 Cliffwood Dr
1st Capital Insurance
Flood Insurance Agent · Mt Pleasant, SC
(843) 216-2772
1stcapitalins.com
PM
1501 Belle Isle Ave Ste 110
Palmetto Moon Insurance
Flood Insurance Agent · Mt Pleasant, SC
(843) 375-1234
palmettomooninsurance.com
MI
1321 Chuck Dawley Blvd #201
McKay Insurance Inc, dba McKay Stelling & Associates
Flood Insurance Agent · Mt Pleasant, SC
(843) 881-2229
restinsuredcharleston.com
AI
3015 Dunes W Blvd Ste 202
The Allen Insurance Agency
Flood Insurance Agent · Mt Pleasant, SC
(843) 849-1459
aallenins.com
GC
1330 US-17
Good Choice Insurance LLC
Flood Insurance Agent · Mt Pleasant, SC
(803) 989-7844
SC
3003 Dunes W Blvd
South Carolina Coastal Insurance
Flood Insurance Agent · Mt Pleasant, SC
(843) 437-1227
sccins.com
JJ
200 Wingo Way B
Johnson and Johnson Insurance
Flood Insurance Agent · Mt Pleasant, SC
jjins.com

What Does a a Flood Insurance Agent in Mt Pleasant Cost?

Flood insurance costs in South Carolina vary by property location, elevation, and coverage amount. An NFIP policy in Mt Pleasant typically ranges from 700 to 2,500 per year for a standard home. Higher risk zones or properties with low elevation may cost more. Private flood insurance can offer different pricing and higher limits. This is general information and not insurance advice.

About flood insurance agents in Mt Pleasant

Flood insurance agents in Mt Pleasant South Carolina help property owners secure coverage through the National Flood Insurance Program or private insurers. South Carolina law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents understand the specific flood maps and elevation requirements for the Mount Pleasant area near Charleston Harbor.

Frequently Asked Questions

What does a flood insurance agent in Mt Pleasant do?

A flood insurance agent helps you find a policy that meets your needs and complies with local flood zone regulations. They can explain NFIP coverage limits and assist with flood zone determination for your property.

Do I need flood insurance in Mt Pleasant South Carolina?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding is possible and many homeowners choose to purchase coverage.

How do I choose a flood insurance agent in Mt Pleasant?

Look for an agent licensed in South Carolina with experience in NFIP policies and private flood insurance. Ask about their knowledge of local flood maps and the elevation certificate process for Mount Pleasant properties.

Flood Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.