The top-rated flood insurance agent in Summerville, South Carolina is Tony Pope - State Farm Insurance Agent, rated 5.0 stars across 832 reviews. Other highly rated options include The Farnsworth Family Agency: Allstate Insurance, Mark Ensley State Farm Insurance Agent, C T Lowndes & Company. This directory lists 21 flood insurance agents serving Summerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Pope - State Farm Insurance Agent | 1661 N Main St | (843) 851-2222 |
| 2 | The Farnsworth Family Agency: Allstate Insurance | 421 Old Trolley Rd | (843) 821-4870 |
| 3 | Mark Ensley State Farm Insurance Agent | 2301 Bacons Bridge Rd | (843) 871-9700 |
| 4 | C T Lowndes & Company | 136 S Main St | (843) 875-2300 |
| 5 | Sheally Insurance Group formerly Tidal Creek Insurance | 202 E 2nd N St | (843) 970-8588 |
| 6 | Katelyn Aldridge - State Farm Insurance Agent | 701 W 5th N St | (843) 419-6126 |
| 7 | Brightway Insurance, The Summerville Agency | 700 Nexton Square Dr Ste 259 | (843) 848-8100 |
| 8 | TWIA Insurance Agency | 203 Limehouse Dr | (843) 285-9430 |
| 9 | Lighthouse Insurance Benefits | Charleston Insurance Agency | 1801 Old Trolley Rd Suite 202 | (843) 266-3849 |
| 10 | Winningham Insurance Agency | 1672 N Main St | (843) 873-9202 |
Tony Pope – State Farm Insurance Agent serves the Summerville, SC, metro area, specializing in flood insurance policies for homeowners and renters in flood-prone zones. The agency assists clients in evaluating their flood risk and selecting coverage that meets federal requirements and personal needs. Standard services include reviewing National Flood Insurance Program options and explaining policy terms for new buyers. These homeowners and renters can also obtain help filing a flood claim and understanding the claims process from start to finish.
The Farnsworth Family Agency: Allstate Insurance in Summerville, SC provides professional guidance for residents seeking flood coverage, including policy evaluation and application assistance. Their service approach includes reviewing a property’s specific flood risk and explaining policy terms to ensure clients understand their protection. Regular maintenance support may involve helping update coverage after home improvements or changes in flood zone maps. This agency services single-family homes, apartments, retail spaces, and restaurants throughout the Summerville area.
Mark Ensley State Farm Insurance Agent in Summerville, SC, assists homeowners, businesses, and property managers with securing flood insurance policies to protect against water damage. The agency helps clients assess their flood risk and find appropriate coverage for residential and commercial properties. Summerville’s location near rivers and coastal areas makes such protection especially relevant. The agency also serves clients in the nearby Ladson area and surrounding parts of the Charleston metro region.
C T Lowndes & Company serves Summerville, SC, offering both a one-time flood insurance policy and a recurring annual renewal option. Coverage under a standard flood policy generally protects the building structure and its contents against direct physical loss from rising water. As a flood insurance agent, the company acts as a direct intermediary between the property owner and the National Flood Insurance Program. Service runs on a one-time basis if purchasing a single policy term.
Serving Summerville, South Carolina, and the surrounding Lowcountry communities, Sheally Insurance Group, formerly Tidal Creek Insurance, handles residential and commercial flood insurance policies. It addresses the region's specific flood zone requirements and elevation concerns. The agency guides property owners through the process of securing necessary NFIP and private coverage. To manage a typical job, it begins with a detailed property risk assessment and then compares multiple coverage options to match the client's unique flood exposure.
Katelyn Aldridge - State Farm Insurance Agent specializes in flood insurance policies designed to protect residential and commercial properties. Serving the Summerville, SC area, the agency provides general coverage options to safeguard clients against water damage from storms and natural overflow. Flood risks remain a constant concern in coastal South Carolina, particularly during hurricane season. The agency helps property owners address coverage before rising waters pose a threat to homes and belongings.
In coastal South Carolina, seasonal storms make flood coverage essential for homeowners. Brightway Insurance, The Summerville Agency serves the Summerville area as a flood insurance agent, helping property owners navigate National Flood Insurance Program policies alongside private market options. The agency works with clients to assess individual risk factors based on location and property elevation. An initial consultation typically begins with a property inspection or review of flood zone maps to determine appropriate coverage needs.
TWIA Insurance Agency in Summerville, SC is known for guiding property owners through the process of obtaining flood coverage in a region where water damage risks are a constant concern. The agency serves homeowners, renters, and commercial clients throughout the Lowcountry area, helping them understand federal program requirements and private policy options that match their individual property needs. An additional service it can provide is assistance with filing proof of loss documentation after a flooding event.
Lighthouse Insurance Benefits | Charleston Insurance Agency serves homeowners in Summerville, SC, by providing residential flood insurance policies tailored to protect single-family properties from water damage. The agency also writes commercial coverage for local businesses exposed to flooding risks, serving the entire Summerville area and surrounding communities. Policies are designed to meet standard lending requirements and safeguard personal assets. The agent can be contacted again between regular visits to adjust coverage as property values or flood maps change.
What Does a a Flood Insurance Agent in Summerville Cost?
Flood insurance costs in South Carolina depend on your property flood zone, elevation, and coverage level. NFIP policies typically cost between 700 and 2,500 dollars per year for a standard home. Private insurers may offer lower rates or higher limits. An agent can help you compare options and find a policy that fits your budget. This is general information and not insurance advice.
About flood insurance agents in Summerville
Flood insurance agents in Summerville South Carolina help homeowners and businesses secure coverage against flood damage. South Carolina law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents understand the specific flood risks from the Ashley River and nearby creeks.
Frequently Asked Questions
Do I need flood insurance in Summerville South Carolina?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur from heavy rain or storm surge. A local agent can review your flood zone and recommend appropriate coverage.
What does a flood insurance agent in Summerville do?
A flood insurance agent helps you compare policies from the National Flood Insurance Program and private insurers. They assess your property risk, explain coverage limits and deductibles, and assist with filing claims. They also advise on elevation certificates and mitigation discounts.
How much does flood insurance cost in Summerville South Carolina?
Costs vary based on flood zone, elevation, building value, and coverage amount. Typical annual premiums in South Carolina range from 700 to 2,500 dollars for standard NFIP policies. Private policies may offer different rates. Your agent can provide a specific quote.
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