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Directory of flood insurance agents in Warwick, Rhode Island. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 16 flood insurance agents in Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bankers Life
475 Kilvert St # 300, Warwick, RI 02886
(401) 732-5213
branches.bankerslife.com
Providence Mutual Fire Insurance Co
340 East Ave, Warwick, RI 02886
(877) 763-1800
providencemutual.com
Brook Insurance Associates LLC
1935 Elmwood Ave, Warwick, RI 02888
(401) 381-1350
ri-insurance.com
Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance
108 Airport Rd, Warwick, RI 02889
(401) 739-8686
grahaminsuranceinc.com
McLane Insurance Agency
2914 Post Rd #6, Warwick, RI 02886
(401) 773-7892
mclaneinsurance.com
DeGiulio Insurance Group, LLC
3590 W Shore Rd, Warwick, RI 02886
(401) 921-5690
degiulioinsurance.com
Ronald Newman Jr: Allstate Insurance
873 Warwick Ave, Warwick, RI 02888
(401) 781-5335
agents.allstate.com
Keith Cloutier: Allstate Insurance
740 Greenwich Ave, Warwick, RI 02886
(401) 732-6422
agents.allstate.com
MetLife Auto & Home - National Customer Service
700 Quaker Ln, Warwick, RI 02886
(800) 422-4272
metlife.com
Annarummo & Associates Insurance Agency
808 Main Ave, Warwick, RI 02886
(401) 732-2878
annarummoinsurance.com
State Insurance Rhode Island
179 Old Warwick Ave, Warwick, RI 02889
(401) 655-2829
Ordinary Insurance RI
733 Bald Hill Rd, Warwick, RI 02886
(401) 213-1937
Freedom Insurance Service
109 RI-117, Warwick, RI 02889
(401) 859-5573
Annarummo & Associates Ins
120 Lambert Lind Hwy, Warwick, RI 02886
(401) 732-2878
annarummoinsurance.com
Farmers Insurance - Steven Botwick
3890 Post Rd #10, Warwick, RI 02886
(401) 884-2200
agents.farmers.com
King Risk Partners
91 Toll Gate Rd # 100, Warwick, RI 02886
(401) 738-7250
king-insurance.com
Flood insurance agents in Warwick Rhode Island help property owners secure coverage through the National Flood Insurance Program. Warwick sits along Narragansett Bay and has many flood zones, so local agents understand the specific elevation certificates and flood maps used in Rhode Island. They can guide you through the mandatory purchase requirements for federally backed mortgages in high-risk areas.
What Does a Flood Insurance Agent in Warwick Cost?
Flood insurance costs in Rhode Island vary by property. For an NFIP policy in Warwick, typical annual premiums range from 700 to 2,500 dollars for a standard home in a moderate-risk zone. High-risk zones or properties with basements may cost 3,000 to 6,000 dollars per year. Private market policies can offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Warwick do?
A flood insurance agent helps you find and purchase a flood insurance policy from the NFIP or a private carrier. They review your property flood zone, advise on coverage limits, and assist with elevation certificate requirements. In Rhode Island, agents must be licensed by the state Department of Business Regulation.
Is flood insurance required in Warwick Rhode Island?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Warwick has many SFHA zones along the coast and rivers. Even if not required, many homeowners choose coverage because of the area storm surge risk.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.