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Find Flood Insurance Agents Near You in Warwick, RI

Browse flood insurance agents serving Warwick, Rhode Island. Updated 2026-07-14.

The top-rated flood insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include Brook Insurance Associates LLC, Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance, McLane Insurance Agency. This directory lists 16 flood insurance agents serving Warwick.

Showing 16 flood insurance agents in Warwick, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bankers Life475 Kilvert St # 300(401) 732-5213
2Brook Insurance Associates LLC1935 Elmwood Ave(401) 381-1350
3Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance108 Airport Rd(401) 739-8686
4McLane Insurance Agency2914 Post Rd #6(401) 773-7892
5DeGiulio Insurance Group, LLC3590 W Shore Rd(401) 921-5690
6Ronald Newman Jr: Allstate Insurance873 Warwick Ave(401) 781-5335
7Providence Mutual Fire Insurance Co340 East Ave(877) 763-1800
8Keith Cloutier: Allstate Insurance740 Greenwich Ave(401) 732-6422
9Annarummo & Associates Insurance Agency808 Main Ave(401) 732-2878
10State Insurance Rhode Island179 Old Warwick Ave(401) 655-2829
BL
475 Kilvert St # 300
Bankers Life
Flood Insurance Agent · Warwick, RI

Bankers Life serves homeowners and businesses in the Warwick, Kent County area as a flood insurance agent, helping clients secure necessary coverage against water damage from storms and rising waters. The agency navigates the complexities of the National Flood Insurance Program and private policies to match properties with appropriate protection. It also assists with risk assessments and claims support for flood-related incidents. Elevation certificates and basement coverage options are among the specific services it handles in this coastal region.

BI
1935 Elmwood Ave
Brook Insurance Associates LLC
Flood Insurance Agent · Warwick, RI

Brook Insurance Associates LLC in Warwick, RI serves homeowners, businesses, and property managers needing flood insurance coverage. It works closely with clients to assess flood risk and secure appropriate policies, including for properties in designated flood zones. Navigating federal requirements and local regulations, the agency helps residents and commercial property owners protect their assets against water damage. Its coverage area also includes the surrounding Providence metro region and nearby communities such as Cranston and East Greenwich.

GI
108 Airport Rd
Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance
Flood Insurance Agent · Warwick, RI

For clients in Warwick, Rhode Island, and the surrounding coastal communities, Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance provides a flood insurance agent service that handles standard flood policies from the National Flood Insurance Program. The agency also arranges private market options when appropriate, addressing the region's storm surge and riverine flood risks. It begins each job by assessing the specific property's flood zone and elevation data before recommending a tailored coverage amount.

MI
2914 Post Rd #6
McLane Insurance Agency
Flood Insurance Agent · Warwick, RI

McLane Insurance Agency in Warwick, RI, distinguishes between one-time policies for specific flood events and recurring annual coverage that protects property throughout changing risk seasons. Their flood insurance plans address damage from rising water, ensuring homeowners and businesses have financial protection against this common regional hazard. Policies are tailored to local flood zone requirements and community needs. Service runs on both a one-time and an as-needed basis, depending on whether the client seeks a single policy or an active long-term risk management plan.

DI
3590 W Shore Rd
DeGiulio Insurance Group, LLC
Flood Insurance Agent · Warwick, RI

DeGiulio Insurance Group, LLC offers flood insurance coverage for properties in the Warwick, Rhode Island area, tailoring policies to protect homes and businesses from water damage. It serves residents seeking federal or private flood plans, ensuring adequate protection against rising waters. The agency assists during hurricane season, helping property owners secure vital coverage before storms threaten the coastline.

RN
873 Warwick Ave
Ronald Newman Jr: Allstate Insurance
Flood Insurance Agent · Warwick, RI

In coastal Rhode Island, the changing seasons often bring the threat of storm surges and heavy rainfall that require property owners to review their flood coverage. Ronald Newman Jr: Allstate Insurance in Warwick helps local residents and businesses evaluate their exposure to water damage. They guide clients through the process of selecting a suitable policy tailored to property-specific risk. After a consultation, the agent schedules an inspection to assess the building’s elevation and flood zone to determine accurate premium rates.

PM
340 East Ave
Providence Mutual Fire Insurance Co
Flood Insurance Agent · Warwick, RI

Providence Mutual Fire Insurance Co. in Warwick, RI, provides flood insurance policies for property owners seeking protection against water damage. Its service plans include policy reviews to ensure adequate coverage limits and annual consultations to adjust for changing flood zone risks. The company assists with claim filing guidance and certificate of compliance documentation. It services single-family homes, apartments, retail storefronts, and restaurants.

KC
740 Greenwich Ave
Keith Cloutier: Allstate Insurance
Flood Insurance Agent · Warwick, RI

Keith Cloutier: Allstate Insurance assists clients in Warwick, Rhode Island, with their insurance needs and specializes in flood insurance agent services. The agency guides property owners in understanding flood risk and securing appropriate coverage through standard policies. Flood insurance protects structures and contents from water damage caused by rising water or storm surge. The agency serves a range of commercial sectors, including local offices, warehouses, and food service establishments.

AA
808 Main Ave
Annarummo & Associates Insurance Agency
Flood Insurance Agent · Warwick, RI

Annarummo & Associates Insurance Agency in Warwick, Rhode Island is known for providing flood insurance coverage tailored to residential and commercial properties within flood-prone areas. The agency assists clients in navigating National Flood Insurance Program requirements and private market options. Its service range includes evaluating individual property risk, explaining coverage limits, and completing necessary applications for federal and private policies. As a specialty add-on, the agency offers contents-only coverage for tenants and business renters who need personal property protection against flood damage.

SI
179 Old Warwick Ave
State Insurance Rhode Island
Flood Insurance Agent · Warwick, RI
OI
733 Bald Hill Rd
Ordinary Insurance RI
Flood Insurance Agent · Warwick, RI
(401) 213-1937
MA
700 Quaker Ln
MetLife Auto & Home - National Customer Service
Flood Insurance Agent · Warwick, RI
(800) 422-4272
metlife.com
FI
109 RI-117
Freedom Insurance Service
Flood Insurance Agent · Warwick, RI
(401) 859-5573
AA
120 Lambert Lind Hwy
Annarummo & Associates Ins
Flood Insurance Agent · Warwick, RI
(401) 732-2878
annarummoinsurance.com
KR
91 Toll Gate Rd # 100
King Risk Partners
Flood Insurance Agent · Warwick, RI
(401) 738-7250
king-insurance.com/warwick
FI
3890 Post Rd #10
Farmers Insurance - Steven Botwick
Flood Insurance Agent · Warwick, RI
(401) 884-2200
agents.farmers.com/ri/warwick/steven-botwick

What Does a a Flood Insurance Agent in Warwick Cost?

Flood insurance costs in Rhode Island vary by property. For an NFIP policy in Warwick, typical annual premiums range from 700 to 2,500 dollars for a standard home in a moderate-risk zone. High-risk zones or properties with basements may cost 3,000 to 6,000 dollars per year. Private market policies can offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Warwick

Flood insurance agents in Warwick Rhode Island help property owners secure coverage through the National Flood Insurance Program. Warwick sits along Narragansett Bay and has many flood zones, so local agents understand the specific elevation certificates and flood maps used in Rhode Island. They can guide you through the mandatory purchase requirements for federally backed mortgages in high-risk areas.

Frequently Asked Questions

What does a flood insurance agent in Warwick do?

A flood insurance agent helps you find and purchase a flood insurance policy from the NFIP or a private carrier. They review your property flood zone, advise on coverage limits, and assist with elevation certificate requirements. In Rhode Island, agents must be licensed by the state Department of Business Regulation.

Is flood insurance required in Warwick Rhode Island?

Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Warwick has many SFHA zones along the coast and rivers. Even if not required, many homeowners choose coverage because of the area storm surge risk.

How do I find a flood insurance agent in Warwick?

You can search the NFIP agent locator or contact local independent insurance agencies in Warwick. Ask if they have experience with Rhode Island flood maps and elevation certificates. Your real estate agent or lender may also provide referrals.

Flood Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.