The top-rated flood insurance agent in Cranston, Rhode Island is Christopher Chappell at Comparion Insurance Agency, rated 5.0 stars across 160 reviews. Other highly rated options include Marcus Alves at Comparion Insurance Agency, Jennifer Bergeron at Comparion Insurance Agency, Gaulin Insurance Agency. This directory lists 21 flood insurance agents serving Cranston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Chappell at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1114 |
| 2 | Marcus Alves at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1105 |
| 3 | Jennifer Bergeron at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1106 |
| 4 | Gaulin Insurance Agency | 1 Rolfe Square | (401) 781-4010 |
| 5 | Rhode Island Insurance Agency | 63 Sockanosset Cross Rd Ste 2A | (401) 737-8176 |
| 6 | Souky Litthisack: Allstate Insurance | 1723 Cranston St | (401) 944-4800 |
| 7 | Lathrop Insurance | 75 Sockanosset Cross Rd UNIT 300 | (401) 596-2525 |
| 8 | Weaver Agency INC | 51 Sockanosset Cross Rd #205 | (508) 372-9534 |
| 9 | EDDIE INSURANCE AGENCY | 749 Reservoir Ave | (401) 944-8900 |
| 10 | New Age Insurance | 29 Rolfe Square | (401) 383-4800 |
Christopher Chappell at Comparion Insurance Agency in Cranston, RI provides flood insurance policies to property owners in the region, helping protect against water damage from storms and rising waters. The agency specializes in offering tailored coverage options that address specific risks faced by local structures. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Marcus Alves at Comparion Insurance Agency serves Cranston, Rhode Island, and the surrounding communities, handling flood insurance policies for residential and commercial properties. The company addresses the specific flood risks common in this region, helping clients secure coverage that meets federal and lender requirements. In a typical job, the agent evaluates the property’s flood zone designation and explains available policy options before processing the necessary paperwork.
Serving the Cranston area, Jennifer Bergeron at Comparion Insurance Agency helps clients distinguish between a one-time flood insurance policy for a property purchase and a recurring policy requiring annual renewal. Coverage options are designed to protect residential and commercial structures from flood damage, often factoring in federal requirements for properties in high-risk flood zones. Service runs on a scheduled basis, with annual policy reviews available upon request.
Gaulin Insurance Agency provides flood insurance coverage and risk assessment services for property owners in Cranston, Rhode Island. It also offers general guidance for residential and commercial clients navigating flood zone requirements and policy options. The agency stays informed about shifting flood maps and National Flood Insurance Program updates that affect local premiums and coverage decisions. This work is especially critical when seasonal Nor’easters or spring thaws increase the risk of water damage in low-lying areas near the Pawtuxet River.
Rhode Island Insurance Agency provides flood insurance policies for properties throughout the Cranston area, safeguarding clients against water damage from storms and rising waters. As a dedicated Flood Insurance Agent, the company specializes in securing coverage for structures in designated flood zones. This service supports local businesses by protecting their assets, including offices, warehouses, and food service establishments, ensuring continuous operations.
After heavy spring rains or coastal storms, flood damage becomes a real concern for Cranston homeowners and businesses. Souky Litthisack: Allstate Insurance helps residents review their flood exposure and compare coverage options through the National Flood Insurance Program. The agency works with property owners to explain base flood elevations, waiting periods, and policy exclusions that affect Rhode Island structures. A typical first step involves scheduling a property inspection to assess local drainage patterns and flood zone risks before quoting a new policy.
Lathrop Insurance in Cranston, Rhode Island focuses on residential flood insurance coverage for homeowners, providing essential financial protection against water damage from storms and rising waters. Commercial flood policies are also available for local businesses needing to safeguard their properties and assets. Serving clients throughout Cranston and the surrounding region, this agency assists with policy selection and claims guidance. After an initial placement, they offer follow-up service to adjust coverage as needs change between annual renewal visits.
Weaver Agency INC in Cranston, Rhode Island is known for offering flood insurance policies that protect residential and commercial properties from water damage. Serving the greater Cranston area, it assists clients in navigating National Flood Insurance Program requirements and private market options. The agency evaluates individual property risks, including those in designated flood zones, to recommend appropriate coverage limits. For added protection, it can also provide sewer backup and sump pump failure endorsements to expand a standard flood policy.
EDDIE INSURANCE AGENCY serves the Cranston, Rhode Island area as a flood insurance agent. It helps property owners navigate the complexities of the National Flood Insurance Program. The agency works with both residential and commercial clients to assess their unique flood risks. It advises on coverage limits, deductibles, and policy exclusions specific to local flood zones. It also assists with securing excess flood coverage through the private market.
New Age Insurance provides complete flood insurance guidance, including risk assessment and policy procurement for properties in the Cranston, Rhode Island area. It assists with plan selection to cover structural damage and contents, and offers ongoing support for policy adjustments and claim filing following flood events. Regular review sessions help ensure coverage remains aligned with changing property values or flood zone designations. The agency services single-family homes, apartment complexes, retail spaces, and local restaurants.
What Does a a Flood Insurance Agent in Cranston Cost?
Typical flood insurance costs in Rhode Island range from 700 to 2,000 dollars per year for a standard NFIP policy. Factors include your property location in Cranston, the flood zone designation, building elevation, and coverage limits. Private insurers may offer lower rates for lower risk properties. This is general information and not insurance advice.
About flood insurance agents in Cranston
Flood insurance agents in Cranston Rhode Island help property owners understand their risk and secure coverage through the National Flood Insurance Program. Rhode Island law requires flood insurance for properties in designated flood zones with a federally backed mortgage. Local agents can also explain state-specific elevation certificate requirements and map updates.
Frequently Asked Questions
Do I need flood insurance in Cranston Rhode Island?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by federal law. Even outside these zones, agents recommend coverage because Cranston has experienced flooding from the Pawtuxet River and coastal storms.
What does a flood insurance agent in Cranston do?
A flood insurance agent helps you assess your flood risk, choose a policy from the NFIP or private market, and complete the application. They also assist with elevation certificates and can explain how Rhode Island flood maps affect your premium.
How much does flood insurance cost in Rhode Island?
Costs vary by flood zone, property elevation, and coverage amount. In Rhode Island, average NFIP premiums range from 700 to 2,000 dollars per year for a standard policy. Higher risk areas may cost more. Private market options may offer different rates.
Flood Insurance Agents in Other Rhode Island Cities
Middletown · Pawtucket · Providence · Warwick