The top-rated flood insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Marnette Bromberg: Allstate Insurance, Wilson Insurance Agency. This directory lists 12 flood insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 2 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 3 | Marnette Bromberg: Allstate Insurance | 2 Richmond Square Ste 203 | (401) 270-3042 |
| 4 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 5 | Nelson Services | 761 Broad St | (401) 461-2599 |
| 6 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 7 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 8 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
| 9 | Lefebvre Insurance Agency, Inc. | 839 N Main St | (401) 273-0022 |
| 10 | Taveras Insurance Group Inc. | 1165 Elmwood Ave | (401) 781-4481 |
Cross Insurance serves Providence, Rhode Island, and the surrounding Providence County area as a flood insurance agent. The company assists homeowners, renters, and business owners in securing policies that protect properties from flood damage. Navigating the complexities of flood zone regulations and federal requirements is a central part of its service. Cross Insurance specifically handles applications for the National Flood Insurance Program as well as private market flood policies.
Podmaska Insurance Agency Inc provides flood insurance coverage and policy evaluation services for properties in the Providence area. The agency helps clients understand National Flood Insurance Program requirements and reviews existing policies to ensure adequate protection against water damage. It offers annual policy reviews to adjust coverage as flood maps or property values change. The company serves single-family homes, apartments, retail spaces, and restaurants needing insurance protection for flood-related risks.
Homeowners, businesses, and property managers in Providence seeking reliable flood insurance coverage can turn to Marnette Bromberg: Allstate Insurance. As a dedicated flood insurance agent, this agency assists clients in understanding their risk from storm surges and heavy rainfall, helping them secure appropriate policies to protect their assets and investments. The team navigates the complexities of flood insurance requirements, including federal program guidelines, to find suitable options. Beyond the city, this agency also extends its services to neighboring Cranston.
Wilson Insurance Agency serves Providence, Rhode Island, and its surrounding communities as a flood insurance agent. The company handles policies designed to protect residential and commercial properties from water damage caused by rising rivers, storm surge, and heavy rainfall common to the region. For each client, it begins by assessing the specific flood zone and property elevation data to recommend appropriate coverage levels. It then works through the application process with the National Flood Insurance Program or private carriers to secure a policy, explaining exclusions and deductibles throughout the process.
As a flood insurance agent in Providence, RI, Nelson Services specializes in securing National Flood Insurance Program policies for residential and commercial properties. The agency also assists clients in reviewing existing coverage and adjusting deductibles as needed. Recognizing Providence’s exposure to storm surge and Nor’easters, it helps property owners ensure adequate protection before the Atlantic hurricane season begins each June.
Insurance Leader in Providence, RI distinguishes between securing a single flood insurance policy for a specific property and establishing a recurring service plan that reviews coverage periodically as federal flood maps shift. The agency assists homeowners and businesses with the National Flood Insurance Program and private market options to protect against water damage. Its flood insurance agent services operate on an as-needed basis when clients request quotes or policy updates.
As heavy spring rains arrive in Providence, basements and coastal properties face the familiar risk of flood damage. World Insurance Associates LLC serves as a flood insurance agent helping local homeowners and businesses secure the appropriate coverage for their specific flood zone. The agent navigates the complex federal and private policy options available in Rhode Island. They work to match each property’s unique elevation and flood history with a suitable plan. A complete inspection of the building and surrounding drainage is the first step during an initial consultation appointment.
Farmington Insurance Agency offers residential flood insurance to homeowners in Providence, Rhode Island, aiming to protect properties from rising water damage. The agency also assists local businesses in obtaining commercial flood coverage tailored to their operational needs. Serving Providence and the surrounding region, they guide clients through policy options for properties in flood-prone zones. After an initial claim or need, the agency encourages follow-up consultations to adjust coverage before storm seasons or regular flood risk reviews, ensuring continued protection between visits.
Lefebvre Insurance Agency, Inc. in Providence, Rhode Island, is known for helping property owners navigate the complex flood insurance requirements common to waterfront and low-lying areas in the region. The agency assists residential and commercial clients in obtaining appropriate coverage to protect against potential storm surges and flooding. Its service range includes evaluating individual risk and comparing available options. Additionally, Lefebvre Insurance Agency offers guidance for those needing to file proof of loss documentation following a flood event.
Based in Providence, Taveras Insurance Group Inc. provides flood insurance agency services to property owners throughout the region. Its work focuses on securing necessary policies that protect against water damage, a vital coverage for local buildings. The agency assists commercial clients by assessing their specific flood risk and matching them with suitable plans. It serves a diversified portfolio of business types, including offices, warehouses, and food service operations.
What Does a a Flood Insurance Agent in Providence Cost?
Flood insurance premiums in Rhode Island average between 700 and 2,500 dollars per year for NFIP policies, but costs vary based on flood zone, elevation, and building characteristics. Private market policies may offer different pricing. This is general information and not insurance advice. Consult a licensed agent for a specific quote.
About flood insurance agents in Providence
Flood insurance agents in Providence Rhode Island help property owners secure coverage through the National Flood Insurance Program and private markets. Rhode Island law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Working with a local agent ensures you understand Providence flood maps and the state specific elevation certificate rules.
Frequently Asked Questions
Do I need flood insurance in Providence Rhode Island?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required by law. Even outside high risk zones, many homeowners choose coverage because Providence experiences coastal storms and heavy rain events.
How do I find a flood insurance agent in Providence?
You can search the Rhode Island Department of Business Regulation license database for agents authorized to sell flood insurance. Local independent agents often offer policies from multiple carriers including the NFIP and private insurers.
What does a flood insurance agent do in Rhode Island?
An agent helps you assess your flood risk using Providence flood maps, explains coverage limits and deductibles, and completes the required elevation certificate. They also guide you through the 30 day waiting period before NFIP policies take effect.
Flood Insurance Agents in Other Rhode Island Cities
Cranston · Middletown · Pawtucket · Warwick