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Find Flood Insurance Agents Near You in Middletown, RI
Browse flood insurance agents serving Middletown, Rhode Island. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 11 flood insurance agents in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900
crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200
opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502
crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
Defend Insure Agency
12 Circle Dr, Middletown, RI 02842
(401) 213-1715
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100
findsig.com
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
Nationwide Insurance: Roy L Souza
999 W Main Rd, Middletown, RI 02842
(401) 849-4100
Prudential | Tony Kutsaftis | Life Insurance & Annuities
702 Aquidneck Ave, Middletown, RI 02842
(401) 848-0720
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100
agency.nationwide.com
Flood insurance agents in Middletown, Rhode Island help property owners secure coverage through the National Flood Insurance Program (NFIP) and private markets. Because Middletown is a coastal community with flood zones, Rhode Island law requires lenders to mandate flood insurance for properties in high-risk areas. Local agents can guide you through flood maps and elevation certificates specific to Newport County.
What Does a Flood Insurance Agent in Middletown Cost?
The cost of flood insurance in Rhode Island varies by property location, elevation, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars, but high-risk coastal properties may cost more. Private flood insurance can offer different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Middletown do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets lender requirements. They explain NFIP coverage limits and can assist with flood zone determination for properties near the coast.
Is flood insurance required in Middletown Rhode Island?
Flood insurance is not required by state law, but lenders typically require it for properties in Special Flood Hazard Areas (SFHAs). Rhode Island follows federal NFIP rules, so if you have a federally backed mortgage in a high-risk zone, you must have flood insurance.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.