The top-rated flood insurance agent in Portland, Oregon is Atkinson Insurance Group, rated 5.0 stars across 299 reviews. Other highly rated options include Elliott, Powell, Baden & Baker Inc, Chamberlain Insurance Agency, Reva's Insurance Agency. This directory lists 26 flood insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Atkinson Insurance Group | 8235 SW Oleson Rd | (503) 649-5679 |
| 2 | Elliott, Powell, Baden & Baker Inc | 1521 SW Salmon St | (503) 227-1771 |
| 3 | Chamberlain Insurance Agency | 7831 SE Stark St #102 | (503) 256-1448 |
| 4 | Reva's Insurance Agency | 1122 NE 122nd Ave a205 | (980) 474-9342 |
| 5 | Barnett Insurance Agency LLC | 3332 N Lombard St Suite #A | (503) 285-2546 |
| 6 | Grace Insurance Services | 8615 SE Division St UNIT 201 | (503) 208-2788 |
| 7 | Bridge City Insurance | 650 NE Holladay St #1600 | (503) 724-5860 |
| 8 | AIC Insurance Agency | 7831 SE Lake Rd #103 | (503) 607-0702 |
| 9 | Caerus Insurance LLC | 2545 SW Spring Garden St STE 210 Suite 210 | (503) 966-9924 |
| 10 | Cox Insurance | 5755 NE Glisan St #1 | (503) 233-4455 |
Atkinson Insurance Group serves the Portland, Oregon metro area and surrounding counties as a flood insurance agency. The company helps property owners understand flood zone designations and FEMA requirements. Its agents guide clients through National Flood Insurance Program policies for both residential and commercial structures. Private flood insurance alternatives are also evaluated to ensure appropriate coverage for buildings and contents. Specific services include handling elevation certificate reviews to secure accurate flood premiums and advising on floodplain management compliance for new and existing construction in the region.
Elliott, Powell, Baden & Baker Inc provides comprehensive flood insurance services for the Portland area, including policy review, risk assessment, and claims assistance. It offers annual policy checkups to ensure coverage aligns with changing flood maps and property values, along with help updating plans after renovations or new FEMA designations. These services apply to single-family homes, apartment buildings, retail spaces, and restaurants.
Chamberlain Insurance Agency serves the Portland, Oregon area and its surrounding communities. It handles flood insurance policies designed to protect residential and commercial properties from water damage. The agency assists clients in evaluating their specific flood zone risks and coverage needs. To handle a typical job, it reviews the property’s location, explains the National Flood Insurance Program options, and then customizes a policy to meet the client’s requirements.
Reva's Insurance Agency in Portland, Oregon specializes in residential flood insurance for homeowners throughout the metro area. The agency also provides commercial flood policies for local businesses and rental properties. Serving Portland and its surrounding communities, they help clients assess their specific flood zone risks during the initial consultation. After the policy is active, the team assists with any claims or coverage adjustments required. They follow up with each customer before renewal to make sure coverage remains suitable until the next periodic visit.
As winter rains saturate the Willamette Valley, Portland homeowners face heightened flood risk from swollen rivers and urban runoff. Barnett Insurance Agency LLC serves this critical need by connecting clients to official NFIP coverage. The agency evaluates each property’s exposure to storm surge, overwhelmed drainage systems, and flash flooding. Policies are structured to protect structures and personal belongings from rising water damage. A licensed agent completes a thorough walkthrough of the home’s property and elevation before recommending a specific flood-insurance plan.
Grace Insurance Services serves property owners in Portland, Oregon, by helping them understand and obtain flood insurance coverage. This agency specializes in addressing flood risk exposure, which is a common concern for properties near rivers and low-lying areas in the Pacific Northwest. The team assists clients in navigating the complexities of flood policies, including eligibility and coverage limits. Their work supports various commercial sectors, including offices, warehouses, and food service establishments, ensuring these businesses can secure appropriate protection against potential flood damage.
Bridge City Insurance serves the Portland, Oregon area as a flood insurance agent. The company helps property owners understand flood zone risks and secure coverage through the National Flood Insurance Program. Beyond standard policies, the agency assists clients in navigating elevation certificate requirements and properly documenting valuable contents against water damage. It specializes in bridging coverage gaps for homes and businesses situated near rivers or low-lying basins prone to seasonal flooding.
AIC Insurance Agency assists homeowners in Portland with obtaining flood insurance, tailoring policies to protect residential properties from water damage. The agency also handles commercial flood coverage for local businesses here in the Portland area. With a thorough understanding of FEMA flood maps and local zoning, the agency helps clients evaluate their risk and select appropriate plans. They welcome follow-up questions and can adjust coverage between regular annual renewals to reflect property changes or new flood zone designations.
Caerus Insurance LLC, based in Portland, Oregon, is known for providing flood insurance coverage to property owners. It offers policies that address risks related to seasonal rainfall, snowmelt, and river overflow common to the Pacific Northwest. The agency assists clients with assessing flood zone designations and navigating the requirements of the National Flood Insurance Program. Its specialty service is securing supplemental coverage for structures not covered by standard homeowner policies, such as detached garages and workshops.
Cox Insurance serves the Portland, Oregon metro area and the surrounding county as a Flood Insurance Agent. It offers guidance on securing federal flood policies and assists property owners in understanding their flood zone risk. The company helps clients evaluate coverage limits for both structure and contents. It specifically handles policies protecting residential homes and income properties against rising water damage.
What Does a a Flood Insurance Agent in Portland Cost?
Typical flood insurance costs in Oregon range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone risk and property value. Private flood insurance may cost more or less based on specific risk factors. Elevation certificates and building characteristics also affect premiums. This is general information and not insurance advice.
About flood insurance agents in Portland
Flood insurance agents in Portland Oregon help property owners secure coverage through the National Flood Insurance Program and private insurers. Oregon law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can guide you through flood zone maps and policy options specific to the Pacific Northwest.
Frequently Asked Questions
Do I need flood insurance in Portland Oregon?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from heavy rain or snowmelt is common in Portland.
How does an agent help with flood insurance in Oregon?
An agent reviews your property location on FEMA flood maps, explains coverage limits and deductibles, and helps you choose between NFIP and private policies. They also assist with filing claims after a flood event.
What is the waiting period for flood insurance in Oregon?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.
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