The top-rated flood insurance agent in Hillsboro, Oregon is Adam Saffel - State Farm Insurance Agent, rated 4.8 stars across 350 reviews. Other highly rated options include Molina Insurance Group, Ashley Goodenough - State Farm Insurance Agent, NW Insurance Pros. This directory lists 16 flood insurance agents serving Hillsboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam Saffel - State Farm Insurance Agent | 142 NE 3rd Ave | (503) 648-0650 |
| 2 | Molina Insurance Group | 1425 SE Tualatin Valley Hwy #1 | (971) 447-0515 |
| 3 | Ashley Goodenough - State Farm Insurance Agent | 5920 NE Ray Cir Ste 100 | (503) 844-2800 |
| 4 | NW Insurance Pros | 862 SE Oak St #1c | (971) 233-3637 |
| 5 | Grant Murphy - State Farm Insurance Agent | 7135 NE Imbrie Dr | (503) 681-2118 |
| 6 | Sensible Insurance PNW | 9620 Northeast Tanasbourne Dr Suite 300 | (503) 360-5850 |
| 7 | Farmers Insurance - Elizabeth Hardy | 149 SE 3rd Ave #800 | (503) 640-2308 |
| 8 | Donald B Denning Agency Inc American Family Insurance | 111 SE 3rd Ave ste e | (503) 846-1994 |
| 9 | Darren Shimp-Taylor - State Farm Insurance Agent | 1915 NE Stucki Ave STE 400 | (971) 708-6130 |
| 10 | Westside Portland Insurance Company | 1895 SE Tualatin Valley Hwy Ste I | (503) 648-4010 |
Adam Saffel - State Farm Insurance Agent in Hillsboro, OR, offers guidance on National Flood Insurance Program policies and discusses options for coverage against flood damage. The agency helps clients understand specific plan benefits for their location and provides ongoing support for any policy questions or adjustments. It assists homeowners with protecting single-family homes from water damage, while also advising owners of apartments, retail spaces, and restaurants on appropriate flood insurance solutions for their properties.
Molina Insurance Group serves the Hillsboro, Oregon metro area as a flood insurance agency. It provides guidance on National Flood Insurance Program policies and private flood coverage for homeowners, renters, and businesses. The company helps clients assess flood zone risks common to the Pacific Northwest and navigate federal and local requirements for protecting properties. It handles flood policy applications and claims assistance for properties in FEMA-designated Special Flood Hazard Areas.
Homeowners, businesses, and property managers in Hillsboro, Oregon turn to Ashley Goodenough - State Farm Insurance Agent for flood insurance guidance. This agency helps property owners understand flood zone risks and select appropriate National Flood Insurance Program policies. It also advises on coverage limits for structures and contents against water damage. Being based in the Tualatin Valley, the agency additionally serves clients throughout Washington County and neighboring Beaverton.
NW Insurance Pros in Hillsboro, Oregon provides flood insurance agents who can serve clients either through a single policy purchase for immediate protection or through an ongoing advisory relationship for evolving coverage needs. Their work involves helping homeowners and businesses understand National Flood Insurance Program options and private market solutions tailored to local flood zone requirements. These agents adjust recommendations as flood maps and property risks change over time. Service is available on a one-time, scheduled, or as-needed basis.
Serving Hillsboro and surrounding communities in Washington County, Grant Murphy - State Farm Insurance Agent handles residential and commercial flood insurance policies. The agency helps property owners understand National Flood Insurance Program requirements and assesses risk factors specific to local waterways and drainage patterns. It works to match coverage limits with rebuilding costs, taking into account FEMA flood zone designations in the area. The agent typically begins with a property risk review and then compares available protection options to offer a well-suited plan for each client.
Sensible Insurance PNW helps homeowners and businesses in Hillsboro, Oregon secure flood insurance policies through the National Flood Insurance Program. It also assists clients in managing coverage for rising water damage not included in standard homeowner plans. The agency guides property owners through policy eligibility and risk assessments for the region’s waterways and seasonal rains. Every spring, it helps clients review flood zone updates before the heavy winter runoff begins.
With the heavy seasonal rains and flood-prone lowlands near Hillsboro, standard homeowners coverage often leaves gaps for rising water damage. Farmers Insurance through agent Elizabeth Hardy specializes in writing separate flood policies and explaining the sometimes confusing federal program requirements. Her office helps property owners understand elevation certificates, waiting periods, and the difference between flood and water backup claims. After discussing a household’s specific risk and current coverage limits, a recommended next step is scheduling a walk-through inspection to measure ground-floor elevation and assess drainage.
Donald B Denning Agency Inc American Family Insurance serves clients in Hillsboro, Oregon, by offering standard property coverage and addressing flood exposure. As a flood insurance agent, the company helps property owners secure policies for damage caused by rising water and storm surges. This specialty work guides customers through federal and private options to protect buildings and contents. The agency can assist commercial sectors that frequently need flood protection, including offices, warehouses, and food service establishments.
Darren Shimp-Taylor - State Farm Insurance Agent, based in Hillsboro, OR, is known for providing flood insurance coverage to local homeowners and renters. The agency helps clients assess their flood risk and secure policies that protect against water damage from storms or rising rivers. It serves properties within the Hillsboro area and offers guidance on FEMA flood zone requirements. As a specialty service, the agency can also add on sewer backup coverage to a flood policy.
Westside Portland Insurance Company in Hillsboro, OR assists residential property owners with flood insurance needs, helping them secure coverage against water damage risks. Commercial clients can also obtain flood protection policies through the agency. The firm serves Hillsboro and the surrounding Portland metro area, focusing on policies tailored to local flood zones. Follow-up services ensure policies remain aligned with changing property conditions, and repeat service is available between regular visits to review coverage upon request.
What Does a a Flood Insurance Agent in Hillsboro Cost?
Flood insurance costs in Oregon vary based on flood zone elevation and building characteristics. For an NFIP policy in Hillsboro annual premiums typically range from 500 to 2,000 dollars for low-risk areas and 1,500 to 5,000 dollars or more for high-risk zones. Private market policies may offer different pricing. This is general information not insurance advice.
About flood insurance agents in Hillsboro
Flood insurance agents in Hillsboro Oregon help property owners understand their flood risk and obtain coverage through the National Flood Insurance Program or private insurers. Oregon law does not require flood insurance for all properties but mortgage lenders often mandate it for homes in designated flood zones. Hillsboro residents near the Tualatin River or Rock Creek may face higher flood risk and should consult a local agent for tailored advice.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Hillsboro?
No Oregon law requires flood insurance outside designated flood zones. However heavy rain and urban runoff can still cause flooding. Many agents recommend considering a low-cost NFIP Preferred Risk Policy for properties outside high-risk areas.
How does Oregon law affect flood insurance requirements for my Hillsboro home?
Oregon does not have a state law mandating flood insurance. But if your home is in a Special Flood Hazard Area and you have a federally backed mortgage your lender will require coverage. Agents can help you determine your zone and policy options.
What information do I need to get a flood insurance quote from a Hillsboro agent?
You will need your property address elevation certificate if available and details about your building structure. Agents use flood maps from FEMA to assess risk and provide accurate quotes for Hillsboro properties.
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