The top-rated flood insurance agent in Lake Oswego, Oregon is David Shin - State Farm Insurance Agent, rated 5.0 stars across 434 reviews. Other highly rated options include Ed Lief, Private Client Insurance – AssuredPartners Oregon, Lauri Alexander - State Farm Insurance Agent, Dave Milloy - State Farm Insurance Agent. This directory lists 18 flood insurance agents serving Lake Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Shin - State Farm Insurance Agent | 2 Centerpointe Dr Ste 375 | (503) 828-9513 |
| 2 | Ed Lief, Private Client Insurance – AssuredPartners Oregon | 5005 Meadows Rd #402 | — |
| 3 | Lauri Alexander - State Farm Insurance Agent | 5285 Meadows Rd #164 | (503) 684-4008 |
| 4 | Dave Milloy - State Farm Insurance Agent | 16146 Boones Ferry Rd | (503) 747-3312 |
| 5 | Laurie Lum at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 462-0531 |
| 6 | Keely Schmidt: Allstate Insurance | 644 N State St Ste 3 | (503) 908-1940 |
| 7 | Goosehead Insurance - Thomas Synovec | 5 Centerpointe Dr Suite 400, Office 72 | (503) 535-0452 |
| 8 | Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 430-2664 |
| 9 | Northwest Insurance Inc. | 15455 Hallmark Dr #100 | (503) 620-4444 |
| 10 | Agency of the Cascades Insurance LLC: Allstate Insurance | 11830 Kerr Pkwy #335 | (503) 635-7765 |
David Shin - State Farm Insurance Agent serves the Lake Oswego, Oregon area and surrounding communities in Clackamas County, providing flood insurance services to homeowners and renters. As a local agent, he assists clients in securing coverage that protects properties from water damage caused by rising water or heavy storms. The agency helps evaluate individual flood risks and explains policy options available through the National Flood Insurance Program. Services include customizing flood policies for residential properties and guiding policyholders through claims processes after a flood event.
Homeowners, businesses, and property managers in Lake Oswego turn to Lauri Alexander - State Farm Insurance Agent for flood insurance coverage that protects against water damage from rising rivers or heavy rains. Policies are tailored to meet the unique risk exposure of properties near the Willamette River or local waterways. The agency assists clients in understanding federal flood zone requirements and obtaining appropriate protection. It also provides services to residents and commercial clients in the Portland metro area, including nearby West Linn.
Dave Milloy - State Farm Insurance Agent in Lake Oswego, OR, provides flood insurance on either a one-time policy for a single property or through recurring annual coverage that renews automatically. This service helps protect homeowners and businesses from financial loss due to rising water. Coverage options are tailored to the local flood risks common in the Lake Oswego area. All consultations and policy updates are handled on an as-needed basis, ensuring support is available whenever a client requires it.
Laurie Lum at Comparion Insurance Agency specializes in helping clients secure flood insurance policies tailored to residential and commercial properties in Lake Oswego. The agency guides individuals and business owners through the process of obtaining necessary coverage to protect against water damage. This includes assessing elevation levels and property-specific risks associated with local waterways and seasonal rainfall. Fall and winter storms often increase the urgency of reviewing existing policies and securing new coverage before potential flooding events occur.
Keely Schmidt: Allstate Insurance serves Lake Oswego, Oregon, and the surrounding communities of the Portland metropolitan area. It handles flood insurance policies for homeowners and renters in this region, helping to protect properties from water damage. The agent focuses on explaining policy coverage options and deductibles. It typically starts a job by reviewing a client's property location in a flood zone. Then it customizes a plan to meet that specific risk and financial situation.
Serving property owners in Lake Oswego and the surrounding area, Goosehead Insurance - Thomas Synovec provides general coverage options while specializing in tailored flood insurance policies. These policies address the specific risks of water damage that standard homeowners’ plans typically exclude. The agency focuses on customizing each flood policy to match individual property exposures and coverage needs. It offers its specialized insurance solutions to retail offices, large storage warehouses, and food service establishments requiring protection against flood-related property and liability losses.
As winter storms bring heavy rains to the Pacific Northwest, properties in Lake Oswego can face serious flood risks. Comparion Insurance Agency works with local homeowners to address these water damage threats through specialized flood insurance policies. The agency helps clients navigate National Flood Insurance Program options alongside private market alternatives to secure necessary coverage. Every policy discussion begins with a careful review of the property’s specific flood zone and elevation, which is the first step toward a complete initial assessment.
Northwest Insurance Inc. serves residential property owners in Lake Oswego and surrounding areas, providing flood insurance policies tailored to individual household needs. Commercial flood coverage is also offered for local businesses requiring protection against water damage. The agency advises clients on federal NFIP requirements and helps assess flood zone risks specific to this region. After an initial consultation, Northwest Insurance Inc. remains available for policy renewals and coverage adjustments between regular visits, ensuring clients maintain appropriate protection as their circumstances change.
Agency of the Cascades Insurance LLC: Allstate Insurance provides a comprehensive range of flood insurance solutions for properties in Lake Oswego, Oregon. Its representatives help clients assess flood risks, select appropriate coverage limits, and navigate the complexities of floodplain management requirements. The agency also assists with policy updates and claims support throughout the coverage term. It services a diverse array of local properties, including single-family homes, apartments, retail spaces, and restaurants.
What Does a a Flood Insurance Agent in Lake Oswego Cost?
Typical flood insurance costs in Oregon range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, building value, and deductible. Private flood insurance may cost more or less based on risk assessment. Elevation certificates and property characteristics also affect premiums. This is general information, not insurance advice.
About flood insurance agents in Lake Oswego
Flood insurance agents in Lake Oswego help property owners secure coverage through the National Flood Insurance Program or private insurers. Lake Oswego is located near the Willamette River and several creeks, making flood risk a concern for many homes. Oregon law requires lenders to notify borrowers about flood insurance availability for properties in high-risk zones.
Frequently Asked Questions
What does a flood insurance agent in Lake Oswego do?
A flood insurance agent helps you assess your flood risk and find a policy that meets your needs. They can explain NFIP coverage limits and private market options. They also assist with filing claims and understanding elevation certificates.
Do I need flood insurance in Lake Oswego Oregon?
Flood insurance is required by most lenders if your property is in a FEMA-designated Special Flood Hazard Area. Even outside high-risk zones, flooding can occur from heavy rain or snowmelt. An agent can review your property's flood zone and advise on coverage.
How do I choose a flood insurance agent in Oregon?
Look for an agent licensed in Oregon with experience in flood insurance. Ask about their knowledge of NFIP rules and private flood policies. Check if they offer services like elevation certificate reviews and claims assistance.
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